2026 Honda Civic Si Sedan: real cost in California

Cheapest trim, Si · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$31,495the advertised price
Drive away$35,830with fees and tax
Loan payment$526/mo72-month loan at 7%, $5,000 down
True cost$1,102/moeverything, after resale
Car, fees and tax $35,830Insurance $21,683Fuel $15,019Interest and lost return $14,748Maintenance and plates $11,954

$35,830 to drive away + $63,403 to run it for 6 years − $19,855 back at resale = $79,378, or $1,102 a month.

Where the money goes

Drive away$35,830
Running it, 6 yrs+$63,403
Back at resale−$19,855
Sticker pricethe advertised MSRP
+$31,495
Feesfreight $1,295 · doc fee $85 (typical)
+$1,380
Sales and use tax, 8.99%California
+$2,955
Insuranceestimate, age 35–59, California
+$21,683
Fuel13,500 mi a year at 31 MPG
+$15,019
Maintenanceestimate
+$8,991
Lost return on your money5% a year on the down payment and each payment
+$7,733
Loan interest7% over 72 months
+$7,015
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,963
Resale after 6 years63% of MSRP, you get this back
−$19,855
True cost $79,378 ÷ 72 months$1,102 a month

The car

Size and space
BodySedan184.0 in long
Seats5
Cargo14.1 cu ftbehind row 2
Ground clearance5.1 inlow; watch steep driveways
Engine and fuel
Engine200 hp gas, FWD
0–60 mph6.7 sour estimate from power and weight
Fuel economy31 MPGEPA combined
TowingNot published
Tires18"235/40R18
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs
Resale at 6 years63% of MSRPprevious generation

Every trim

All trims: FWD, 200 hp, 31 MPG, 5 seats.
Si$31,495$35,830$79,378$1,102/mo
Si
$1,102/mo
True cost
Sticker $31,495Drive-away $35,8306 yrs $79,378

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Si$31,495
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Comfort
Heated seats
✓ Every trim
Convenience
Push-button start
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Capability and looks
Sunroof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraParking sensorsCooled seatsHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsRemote startPower liftgateWireless phone chargingPower driver's seatMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the Si (32 items)
  • Bose Premium Sound System with 12 Speakers with Subwoofer
  • Honda Sensing Driver Assistive Features
  • Wireless Apple CarPlay and Android Auto Compatibility
  • One-Touch Power Moonroof
  • Blind Spot Information System (BSI)
  • Dual-Pinion, Variable-Ratio Electric Power Steering (EPS)
  • Collision Mitigation Braking System (CMBS)
  • Lane Keeping Assist System (LKAS)
  • Adaptive Cruise Control (ACC)
  • Rear Cross Traffic Monitor (CTM)
  • Rearview Camera with Dynamic Guidelines
  • 9-Inch Color Touchscreen
  • 10.2-Inch Digital Instrument Cluster
  • Google built-in
  • Alexa Built-In
  • Bluetooth HandsFreeLink
  • HondaLink
  • HondaLink Subscription Services
  • Wireless Apple CarPlay Compatibility
  • Wireless Android Auto Compatibility
  • Wi-Fi Hotspot Capability
  • Electric Parking Brake with Automatic Brake Hold
  • Leather-Wrapped Steering Wheel
  • Aluminum Shift Knob with Leather
  • Automatic Climate Control System
  • Red Ambient Light
  • 5-Person Seating Capacity
  • Heated Front Seats
  • LED Headlights with Auto-On/Off
  • One-Touch Power Moonroof with Tilt Feature
  • Heated, Gloss Black Power Side Mirrors
  • Smart Entry with Walk Away Auto Lock

Recalls

We couldn't match the Civic Si Sedan in NHTSA's recall records yet, so we can't say whether it has any. Check by VIN at NHTSA ↗

Quick answers
How much is a 2026 Civic Si Sedan in California?
$35,830 to drive away for the Si, from a $31,495 sticker.
What does it cost a month?
A $526 loan payment, about $1,201 a month with insurance, fuel and upkeep ($5,000 down); about $1,102 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Similar cars

US prices in US dollars from Honda's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.