2027 Kia Sportage: real cost in California

Cheapest trim, LX · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$28,990the advertised price
Drive away$33,318with fees and tax
Loan payment$483/mo72-month loan at 7%, $5,000 down
True cost$1,085/moeverything, after resale
Car, fees and tax $33,318Insurance $17,199Fuel $16,622Interest and lost return $13,685Maintenance and plates $10,815

$33,318 to drive away + $58,321 to run it for 6 years − $13,529 back at resale = $78,111, or $1,085 a month.

Where the money goes

Drive away$33,318
Running it, 6 yrs+$58,321
Back at resale−$13,529
Sticker pricethe advertised MSRP
+$28,990
Feesfreight $1,495 · doc fee $85 (typical)
+$1,580
Sales and use tax, 8.99%California
+$2,748
Insuranceestimate, age 35–59, California
+$17,199
Fuel13,500 mi a year at 28 MPG
+$16,622
Maintenanceestimate
+$8,054
Lost return on your money5% a year on the down payment and each payment
+$7,242
Loan interest7% over 72 months
+$6,443
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,762
Resale after 6 years47% of MSRP, you get this back
−$13,529
True cost $78,111 ÷ 72 months$1,085 a month

The car

Size and space
Seats5
Cargo36.6 cu ftbehind row 2
Ground clearance7.1–8.3 in
Engine and fuel
Engine187 hp gas, FWD, AWD
0–60 mph8.8–9.2 sour estimate from power and weight
Fuel economy24–28 MPGEPA combined
TowingUp to 2,500 lb
Tires17", 18" or 19"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
European crash test5 of 5 stars ↗Euro NCAP 2022, European version
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years47% of MSRPthis model's own record

Every trim

All trims: 187 hp, 5 seats.
LX FWD$28,990$33,318$78,111✓ $1,085/mo28 MPG— No— No— No
LX LX FWD Convenience Package$29,790$34,190$79,001$1,097/mo28 MPG— No— No— No
EX FWD$30,790$35,280$80,563$1,119/mo28 MPG— No✓ Yes— No
LX AWD$30,790$35,280$80,113$1,113/mo28 MPG— No— No✓ Yes
LX LX AWD Convenience Package$31,590$36,152$81,003$1,125/mo28 MPG— No— No✓ Yes
EX EX FWD Panoramic Sunroof Package$31,790$36,370$81,827$1,136/mo28 MPG— No✓ Yes— No
EX AWD$32,590$37,242$82,717$1,149/mo28 MPG— No✓ Yes✓ Yes
EX EX AWD Panoramic Sunroof Package$33,590$38,332$83,829$1,164/mo28 MPG— No✓ Yes✓ Yes
SX$34,590$39,422$85,205$1,183/mo28 MPG✓ Yes✓ Yes— No
X-Line$34,790$39,640$86,714$1,204/mo26 MPG✓ Yes✓ Yes✓ Yes
SX Prestige FWD$36,590$41,601$87,430$1,214/mo28 MPG✓ Yes✓ Yes— No
X-Line X-Line Technology Package$37,290$42,364$89,495$1,243/mo26 MPG✓ Yes✓ Yes✓ Yes
SX Prestige AWD$38,390$43,563$89,433$1,242/mo28 MPG✓ Yes✓ Yes✓ Yes
X-Pro Prestige$39,890$45,198$93,872$1,304/mo24 MPG✓ Yes✓ Yes✓ Yes
LXFWD
✓ $1,085/mo
True cost
Sticker $28,990Drive-away $33,3186 yrs $78,111Fuel use 28 MPGLane centering — NoSunroof — NoAWD/4WD — No
LXLX FWD Convenience Package
$1,097/mo
True cost
Sticker $29,790Drive-away $34,1906 yrs $79,001Fuel use 28 MPGLane centering — NoSunroof — NoAWD/4WD — No
EXFWD
$1,119/mo
True cost
Sticker $30,790Drive-away $35,2806 yrs $80,563Fuel use 28 MPGLane centering — NoSunroof ✓ YesAWD/4WD — No
LXAWD
$1,113/mo
True cost
Sticker $30,790Drive-away $35,2806 yrs $80,113Fuel use 28 MPGLane centering — NoSunroof — NoAWD/4WD ✓ Yes
LXLX AWD Convenience Package
$1,125/mo
True cost
Sticker $31,590Drive-away $36,1526 yrs $81,003Fuel use 28 MPGLane centering — NoSunroof — NoAWD/4WD ✓ Yes
EXEX FWD Panoramic Sunroof Package
$1,136/mo
True cost
Sticker $31,790Drive-away $36,3706 yrs $81,827Fuel use 28 MPGLane centering — NoSunroof ✓ YesAWD/4WD — No
EXAWD
$1,149/mo
True cost
Sticker $32,590Drive-away $37,2426 yrs $82,717Fuel use 28 MPGLane centering — NoSunroof ✓ YesAWD/4WD ✓ Yes
EXEX AWD Panoramic Sunroof Package
$1,164/mo
True cost
Sticker $33,590Drive-away $38,3326 yrs $83,829Fuel use 28 MPGLane centering — NoSunroof ✓ YesAWD/4WD ✓ Yes
SX
$1,183/mo
True cost
Sticker $34,590Drive-away $39,4226 yrs $85,205Fuel use 28 MPGLane centering ✓ YesSunroof ✓ YesAWD/4WD — No
X-Line
$1,204/mo
True cost
Sticker $34,790Drive-away $39,6406 yrs $86,714Fuel use 26 MPGLane centering ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
SX PrestigeFWD
$1,214/mo
True cost
Sticker $36,590Drive-away $41,6016 yrs $87,430Fuel use 28 MPGLane centering ✓ YesSunroof ✓ YesAWD/4WD — No
X-LineX-Line Technology Package
$1,243/mo
True cost
Sticker $37,290Drive-away $42,3646 yrs $89,495Fuel use 26 MPGLane centering ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
SX PrestigeAWD
$1,242/mo
True cost
Sticker $38,390Drive-away $43,5636 yrs $89,433Fuel use 28 MPGLane centering ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
X-Pro Prestige
$1,304/mo
True cost
Sticker $39,890Drive-away $45,1986 yrs $93,872Fuel use 24 MPGLane centering ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
LX FWD$28,990
LX LX FWD Convenience Package$29,790
EX FWD$30,790
LX AWD$30,790
LX LX AWD Convenience Package$31,590
EX EX FWD Panoramic Sunroof Package$31,790
EX AWD$32,590
EX EX AWD Panoramic Sunroof Package$33,590
SX$34,590
X-Line$34,790
SX Prestige FWD$36,590
X-Line X-Line Technology Package$37,290
SX Prestige AWD$38,390
X-Pro Prestige$39,890
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
+ $800
✓ LX LX FWD Convenience Package to EX FWD
+ $800
✓ from LX LX AWD Convenience Package
Rear cross-traffic alert
+ $800
✓ LX LX FWD Convenience Package to EX FWD
+ $800
✓ from LX LX AWD Convenience Package
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ $2,500
✓ from SX Prestige FWD
Parking sensors
✓ Every trim
Comfort
Heated seats
+ $800
✓ LX LX FWD Convenience Package to EX FWD
+ $800
✓ from LX LX AWD Convenience Package
Cooled seats
✓
✓ from SX Prestige AWD
Heated steering wheel
✓
✓ from SX Prestige AWD
Dual-zone climate
✓
✓ from LX LX AWD Convenience Package
Convenience
Push-button start
✓ Every trim
Power liftgate
✓
✓ from EX EX FWD Panoramic Sunroof Package
Wireless phone charging
✓
✓ from EX EX FWD Panoramic Sunroof Package
Power driver's seat
+ $800
✓ LX LX FWD Convenience Package to EX FWD
+ $800
✓ from LX LX AWD Convenience Package
Memory seat
✓
+ $2,500
✓ from SX Prestige FWD
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from SX
Premium sound system
✓
+ $2,500
✓ from SX Prestige FWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ LX AWD to LX LX AWD Convenience Package
✓ EX AWD to EX EX AWD Panoramic Sunroof Package
✓
✓ from X-Line X-Line Technology Package
Tow hitch included
+ $590
+ $590
Sunroof
+ $1,000
✓
+ $1,000
✓ from EX EX AWD Panoramic Sunroof Package
Panoramic roof
+ $1,000
✓
+ $1,000
✓ from EX EX AWD Panoramic Sunroof Package
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsRemote startHead-up display
Full standard equipment on the LX LX FWD (36 items)
  • 2.5L 4-Cylinder Engine w/ 187 hp & 178 lb.-ft. of torque
  • 8-Speed Auto Transmission
  • Drive Mode Select w/ Normal, Sport & MyDrive
  • Ground Clearance 7.1-in.
  • Up to 2,500 lb. Towing Capacity
  • Front Wheel Drive (FWD)
  • Auto Emergency Braking Technology w/ Junction Turning Detection
  • Smart Cruise Control w/ Stop & Go
  • Lane Keeping & Following Technology
  • Front & Rear Parking Sensors
  • Driver Attention Warning w/ Leading Vehicle Departure Alert
  • High Beam Assist (HBA)
  • Rear Occupant Alert
  • Hands-On Detection (HOD)
  • Rearview Monitor
  • 17-in. Aero Alloy Wheels
  • LED Projector Headlights
  • LED Amber Daytime Running Lights
  • Auto Headlight Control
  • LED Rear Combination Taillights
  • Front Grille, Matte Black
  • Window Surround, Silver
  • Privacy Glass
  • Woven Cloth Seat Trim
  • Air Conditioning w/ Rear Climate Vents
  • Power Windows w/ Driver One-Touch Auto-Up/Down
  • 60/40 Split-Folding Rear Seats
  • Leather-Wrapped Steering Wheel
  • 5 Passenger Seating Capacity
  • 12.3-in. Touchscreen Display
  • 12.3-in. Instrument Display w/ integrated 4.2-in. TFT cluster
  • Wireless Apple CarPlay & Android Auto
  • Smart Key w/ Push Button Start
  • 4 USB-C Charging Ports
  • 6-Speaker Audio System
  • Over-the-Air System Updates

Recalls

2 NHTSA recalls for 2025 to 2027 Sportage models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Sportage in California?
$33,318 to drive away for the LX, from a $28,990 sticker.
What does it cost a month?
A $483 loan payment, about $1,103 a month with insurance, fuel and upkeep ($5,000 down); about $1,085 a month all in, after resale.
How much can it tow?
2,500 lb for every trim.

Colors

Ebony BlackFusion BlackGravity GrayPanthera MetalGlacial White Pearl+$495Snow White Pearl+$495Nebular BlueRunway RedWolf Gray+$495Panthera Metal Matte+$595

Similar SUVs

US prices in US dollars from Kia's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.