2027 Chevrolet Equinox: real cost in California

Cheapest trim, LT · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$29,300the advertised price
Drive away$34,201with fees and tax
Loan payment$498/mo72-month loan at 7%, $5,000 down
True cost$1,120/moeverything, after resale
Car, fees and tax $34,201Insurance $17,126Fuel $17,235Interest and lost return $14,058Maintenance and plates $10,327

$34,201 to drive away + $58,747 to run it for 6 years − $12,299 back at resale = $80,648, or $1,120 a month.

Where the money goes

Drive away$34,201
Running it, 6 yrs+$58,747
Back at resale−$12,299
Sticker pricethe advertised MSRP
+$29,300
Feesfreight $1,995 · doc fee $85 (typical)
+$2,080
Sales and use tax, 8.99%California
+$2,821
Fuel13,500 mi a year at 27 MPG
+$17,235
Insuranceestimate, age 35–59, California
+$17,126
Maintenanceestimate
+$7,594
Lost return on your money5% a year on the down payment and each payment
+$7,414
Loan interest7% over 72 months
+$6,644
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,733
Resale after 6 years42% of MSRP, you get this back
−$12,299
True cost $80,648 ÷ 72 months$1,120 a month

The car

Size and space
BodySUV183.2 in long
Seats5
Cargo29.8 cu ftbehind row 2
Ground clearance8.0 inhigh; good for snow and trails
Engine and fuel
Engine175 hp gas, FWD, AWD
0–60 mph8.2–8.9 sour estimate from power and weight
Fuel economy27 MPGEPA combined
TowingUp to 1,500 lb
Tires17"225/60R17
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Resale at 6 years42% of MSRPthis model's own record

Every trim

All trims: 175 hp, 27 MPG, 5 seats.
LT FWD$29,300$34,201$80,648✓ $1,120/mo800✓ Yes— No
LT AWD$31,300$36,381$82,965$1,152/mo1,500— No✓ Yes
ACTIV FWD$34,200$39,542$86,672$1,204/mo800— No— No
RS FWD$34,200$39,542$86,672$1,204/mo800— No— No
ACTIV AWD$36,200$41,721$88,988$1,236/mo1,500— No✓ Yes
RS AWD$36,200$41,721$88,988$1,236/mo1,500— No✓ Yes
LTFWD
✓ $1,120/mo
True cost
Sticker $29,300Drive-away $34,2016 yrs $80,648Tows 800Sunroof ✓ YesAWD/4WD — No
LTAWD
$1,152/mo
True cost
Sticker $31,300Drive-away $36,3816 yrs $82,965Tows 1,500Sunroof — NoAWD/4WD ✓ Yes
ACTIVFWD
$1,204/mo
True cost
Sticker $34,200Drive-away $39,5426 yrs $86,672Tows 800Sunroof — NoAWD/4WD — No
RSFWD
$1,204/mo
True cost
Sticker $34,200Drive-away $39,5426 yrs $86,672Tows 800Sunroof — NoAWD/4WD — No
ACTIVAWD
$1,236/mo
True cost
Sticker $36,200Drive-away $41,7216 yrs $88,988Tows 1,500Sunroof — NoAWD/4WD ✓ Yes
RSAWD
$1,236/mo
True cost
Sticker $36,200Drive-away $41,7216 yrs $88,988Tows 1,500Sunroof — NoAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
LT FWD$29,300
LT AWD$31,300
ACTIV FWD$34,200
RS FWD$34,200
ACTIV AWD$36,200
RS AWD$36,200
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $1,140 on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $1,095
Heated steering wheel
✓ Every trim
Heated rear seats
+ $1,095
Dual-zone climate
+ $2,050
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
+ $2,050
✓ RS FWD to ACTIV AWD
Wireless phone charging
+ $2,050
Power driver's seat
+ $2,050
+ $1,095
Memory seat
+ $1,095
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓ from ACTIV AWD
Sunroof
+ $1,645
Panoramic roof
+ $1,645
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free drivingMassaging seatsPremium sound systemHead-up displayLarge touchscreen (12 in+)Tow hitch included
Full standard equipment on the LT LT FWD (101 items)
  • HD Rear Vision Camera
  • 11.3" diagonal advanced color LCD display with Google built-In
  • Heated driver and front passenger seats
  • Heated steering wheel
  • Heated power outside mirrors
  • 1.5L Turbo 4-cylinder engine
  • Convenience Package I
  • Chevy Safety Assist
  • 8-speed automatic transmission
  • Axle, 3.47 final drive ratio
  • E15 fuel capable
  • Automatic Stop/Start
  • Drive Mode Selector
  • Front-wheel drive
  • MacPherson front suspension
  • 4-link rear suspension
  • Battery, 70AH, 12V, 760 cold-cranking amps
  • Alternator, 130 amps
  • 4,850 lbs. GVWR
  • Automatic Vehicle Hold
  • 4-wheel antilock disc brakes
  • Brake lining wear indicator
  • Brake rotor, FNC
  • Exhaust, turned down, hidden
  • Mechanical jack with tools
  • 17" Grazen metallic machined-face aluminum wheels
  • 17" all-season blackwall tires (FWD models)
  • 17" compact spare wheel
  • 17" compact spare tire
  • Shutters, front upper and lower grille, active
  • LED headlamps
  • IntelliBeam
  • LED tail lamps
  • Deep-tinted rear glass
  • Solar-absorbing windows, rear side
  • Body-color mirror caps
  • Manual liftgate
  • Body-color door handles
  • 6-speaker audio system
  • Infotainment, High
  • SiriusXM with 360L Trial Subscription
  • 5G vehicle connectivity
  • Wi-Fi Hotspot capable
  • Wireless Apple CarPlay/Wireless Android Auto capability for compatible phones
  • Google Automotive Services capable
  • Active Noise Cancellation
  • Rear USB ports
  • Front USB ports
  • Front bucket seats
  • Seat trim, Cloth
  • 6-way manual driver seat
  • 4-way manual front passenger seat
  • Headrest, rear center
  • Rear center armrest
  • Front carpeted floor mats
  • Rear carpeted floor mats
  • Wrapped steering wheel
  • Tilt and telescopic steering column
  • Speedometer, miles/kilometers
  • 11" diagonal Driver Information Center
  • Vehicle health management
  • Power windows with driver express-up/down and front passenger express-down
  • Keyless Open and Start
  • Remote Start
  • Adaptive Cruise Control
  • Remote panic alarm
  • Single-zone manual climate control
  • Rear window defogger
  • Cabin air filter
  • Inside rearview manual day/night mirror
  • Driver and front passenger visors with illuminated mirrors
  • Driver seatback map pocket
  • Front passenger seatback map pocket
  • Carpeted load floor
  • Power outlets
  • 1 Scheduled Maintenance Visit 1
  • Bumper-to-Bumper Limited Warranty 1
  • Corrosion Limited Warranty 1
  • Powertrain/Drivetrain Limited Warranty 1
  • Roadside Assistance Program and Available Courtesy Transportation 1
  • Enhanced Automatic Emergency Braking
  • Intersection Automatic Emergency Braking
  • Airbag system
  • Passenger Sensing System
  • OnStar services capable
  • OnStar Basics
  • Rear Park Assist
  • Forward Collision Alert
  • Following Distance Indicator
  • Front Pedestrian and Bicyclist Braking
  • Rear Cross Traffic Braking
  • Reverse Automatic Braking
  • Blind Zone Steering Assist
  • Lane Keep Assist with Lane Departure Warning
  • Side Bicyclist Alert
  • Occupant Presence Detection, front and rear
  • Buckle to Drive
  • Safety Alert Seat
  • Seat belt adjustable guide loops
  • Rear Seat Reminder
  • Teen Driver

Recalls

1 NHTSA recall for 2025 to 2027 Equinox models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Equinox in California?
$34,201 to drive away for the LT, from a $29,300 sticker.
What does it cost a month?
A $498 loan payment, about $1,119 a month with insurance, fuel and upkeep ($5,000 down); about $1,120 a month all in, after resale.
How much can it tow?
From 800 lb to 1,500 lb, depending on the trim.

Colors

Summit WhiteAutumn Harvest MetallicSterling Gray MetallicMosaic Black MetallicLakeshore Blue MetallicRadiant Red Tintcoat+$495Reef Blue MetallicPolar White Tricoat+$995

Similar SUVs

US prices in US dollars from Chevrolet's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.