2027 Kia Niro: real cost in California
See the Niro on Kia's US site ↗US prices read 2026-11-09
Cheapest trim, LX · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$29,890the advertised price
Drive away$34,299with fees and tax
Loan payment$500/mo72-month loan at 7%, $5,000 down
True cost$987/moeverything, after resale
$34,299 to drive away + $49,776 to run it for 6 years − $13,033 back at resale = $71,042, or $987 a month.
Where the money goes
Drive away$34,299
Running it, 6 yrs+$49,776
Back at resale−$13,033
Sticker pricethe advertised MSRP
+$29,890Feesfreight $1,495 · doc fee $85 (typical)
+$1,580Sales and use tax, 8.99%California
+$2,829Insuranceestimate, age 35–59, California
+$16,758Fuel13,500 mi a year at 50 MPG
+$9,300Lost return on your money5% a year on the down payment and each payment
+$7,433Maintenanceestimate
+$6,855Loan interest7% over 72 months
+$6,666Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,762Resale after 6 years44% of MSRP, you get this back
−$13,033True cost $71,042 ÷ 72 months$987 a month
The car
Size and space
Seats5
Cargo22.8 cu ftbehind row 2
Ground clearance6.3 in
Engine and fuel
Engine139 hp hybrid, FWD
0–60 mph8.6 sour estimate from power and weight
Fuel economy50 MPGEPA combined
TowingNot published
Tires16" or 18"by trim
Safety and cover
Crash test4 of 5 starsNHTSA · see the test ↗
European crash test4 of 5 stars ↗Euro NCAP 2022, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years44% of MSRPprevious generation · how it compares
Every trim
All trims: FWD, 139 hp, 50 MPG, 5 seats.| LX | $29,890 | $34,299 | $71,042 | ✓ $987/mo | — No | — No |
| S | $30,590 | $35,062 | $72,311 | $1,004/mo | ✓ Yes | — No |
| EX | $31,390 | $35,934 | $72,948 | $1,013/mo | ✓ Yes | ✓ Yes |
| EX EX Premium Package | $33,390 | $38,114 | $75,233 | $1,045/mo | ✓ Yes | ✓ Yes |
| SX | $35,440 | $40,348 | $77,852 | $1,081/mo | ✓ Yes | ✓ Yes |
| SX Touring | $38,990 | $44,217 | $81,907 | $1,138/mo | ✓ Yes | ✓ Yes |
LX
✓ $987/mo
True cost
S
$1,004/mo
True cost
EX
$1,013/mo
True cost
EXEX Premium Package
$1,045/mo
True cost
SX
$1,081/mo
True cost
SX Touring
$1,138/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
LX$29,890
S$30,590
EX$31,390
EX EX Premium Package$33,390
SX$35,440
SX Touring$38,990
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from SX Touring
Parking sensors
✓ from EX
Comfort
Heated seats
✓ from S
Cooled seats
✓ from SX
Heated steering wheel
✓ from SX
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
+ $2,000
✓ from EX EX Premium Package
Wireless phone charging
✓ from EX
Power driver's seat
✓ from S
Memory seat
✓ from SX
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from SX
Premium sound system
+ $2,000
✓ from EX EX Premium Package
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
Sunroof
+ $2,000
✓ from EX EX Premium Package
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsHead-up displayAWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the LX (36 items)
- Kia-est. 555 mi. total driving range
- 1.6L Hybrid Powertrain w/ 139 hp & 195 lb.-ft. of torque
- 6-Speed Dual-Clutch Auto Transmission
- Drive Mode Select w/ Sport & Eco
- Auto Emergency Braking Technology w/ Pedestrian, Cyclist, Junction Turning & Direct Oncoming Detection
- Blind-Spot Detection Technology
- Rear Cross-Traffic Collision-Avoidance Assist
- Lane Keeping Assist
- Lane Following Assist 2
- Driver Attention Warning w/ Leading Vehicle Departure Alert
- Rearview Monitor w/ Dynamic Parking Guidance
- Smart Cruise Control 2
- High Beam Assist (HBA)
- Rear Occupant Alert
- Intelligent Speed Limit Assist
- 16-in. Aero Alloy Wheels
- LED Projector Headlights w/ Auto Headlight Control
- LED Daytime Running Lights
- LED Combination Taillights
- Heated Side View Mirrors
- Power-Adjustable Side View Mirrors
- Wheel Arch Molding, Matte Black
- Side Sill Molding, Matte Black
- Rear Privacy Glass
- 5-Passenger Seating Capacity
- Woven Cloth Seat Trim
- SynTex Wrapped Steering Wheel
- Dual-Zone Auto Climate Control
- 60/40 Split-Folding & Reclining Rear Seats
- Power Windows w/ Driver One-Touch Auto-Up/Down
- Interior Accent Trim, Black Metallic
- 12.3-in. Touchscreen Display
- 4-in. Instrument Display
- Wireless Apple CarPlay & Android Auto
- Media USB Input & Front USB-C Charging Port
- Smart Key w/ Push Button Start & Remote Engine Start
Recalls
1 NHTSA recall for 2025 to 2027 Niro models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Quick answers
- How much is a 2027 Niro in California?
- $34,299 to drive away for the LX, from a $29,890 sticker.
- What does it cost a month?
- A $500 loan payment, about $995 a month with insurance, fuel and upkeep ($5,000 down); about $987 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colors
Cityscape GreenInterstellar GrayMineral BlueAurora Black Pearl+$395Snow White Pearl+$395Ivory SilverSunset Beige
Similar SUVs
US prices in US dollars from Kia's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.