2027 Kia K4: real cost in California

Cheapest trim, LX · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$22,390the advertised price
Drive away$25,852with fees and tax
Loan payment$356/mo72-month loan at 7%, $5,000 down
True cost$951/moeverything, after resale
Car, fees and tax $25,852Insurance $18,522Fuel $14,109Interest and lost return $10,525Maintenance and plates $9,705

$25,852 to drive away + $52,861 to run it for 6 years − $10,235 back at resale = $68,478, or $951 a month.

Where the money goes

Drive away$25,852
Running it, 6 yrs+$52,861
Back at resale−$10,235
Sticker pricethe advertised MSRP
+$22,390
Feesfreight $1,245 · doc fee $85 (typical)
+$1,330
Sales and use tax, 8.99%California
+$2,132
Insuranceestimate, age 35–59, California
+$18,522
Fuel13,500 mi a year at 33 MPG
+$14,109
Maintenanceestimate
+$7,134
Lost return on your money5% a year on the down payment and each payment
+$5,781
Loan interest7% over 72 months
+$4,745
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,571
Resale after 6 years46% of MSRP, you get this back
−$10,235
True cost $68,478 ÷ 72 months$951 a month

The car

Size and space
BodySedan185.4 in long
Seats5from the Canadian version or the type
Cargo14.6 cu ftbehind row 2
Ground clearance5.3–5.5 in
Engine and fuel
Engine147–190 hp gas, FWD
0–60 mph7.3–8.8 sour estimate from power and weight
Fuel economy28–33 MPGEPA combined
TowingNot published
Tires16", 17" or 18"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: FWD, 5 seats.
LX$22,390$25,852$68,478✓ $951/mo33 MPG— No— No— No— No
LXS$23,590$27,160$71,715$996/mo33 MPG✓ Yes— No— No— No
EX$24,590$28,250$71,667$995/mo33 MPG✓ Yes— No✓ Yes— No
GT-Line$25,590$29,340$73,216$1,017/mo33 MPG✓ Yes✓ Yes✓ Yes✓ Yes
GT-Line Sunroof Package$26,490$30,321$75,297$1,046/mo33 MPG✓ Yes— No✓ Yes✓ Yes
GT-Line Premium Package; Sunroof Package$27,790$31,738$76,755$1,066/mo33 MPG✓ Yes✓ Yes✓ Yes✓ Yes
GT-Line Turbo$28,490$32,501$80,053$1,112/mo28 MPG✓ Yes✓ Yes✓ Yes✓ Yes
GT-Line Turbo Technology Package$30,790$35,008$82,634$1,148/mo28 MPG✓ Yes✓ Yes✓ Yes✓ Yes
LX
✓ $951/mo
True cost
Sticker $22,390Drive-away $25,8526 yrs $68,478Fuel use 33 MPGBlind spot — NoLane centering — NoHeated seats — NoSunroof — No
LXS
$996/mo
True cost
Sticker $23,590Drive-away $27,1606 yrs $71,715Fuel use 33 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — No
EX
$995/mo
True cost
Sticker $24,590Drive-away $28,2506 yrs $71,667Fuel use 33 MPGBlind spot ✓ YesLane centering — NoHeated seats ✓ YesSunroof — No
GT-Line
$1,017/mo
True cost
Sticker $25,590Drive-away $29,3406 yrs $73,216Fuel use 33 MPGBlind spot ✓ YesLane centering ✓ YesHeated seats ✓ YesSunroof ✓ Yes
GT-LineSunroof Package
$1,046/mo
True cost
Sticker $26,490Drive-away $30,3216 yrs $75,297Fuel use 33 MPGBlind spot ✓ YesLane centering — NoHeated seats ✓ YesSunroof ✓ Yes
GT-LinePremium Package; Sunroof Package
$1,066/mo
True cost
Sticker $27,790Drive-away $31,7386 yrs $76,755Fuel use 33 MPGBlind spot ✓ YesLane centering ✓ YesHeated seats ✓ YesSunroof ✓ Yes
GT-Line Turbo
$1,112/mo
True cost
Sticker $28,490Drive-away $32,5016 yrs $80,053Fuel use 28 MPGBlind spot ✓ YesLane centering ✓ YesHeated seats ✓ YesSunroof ✓ Yes
GT-Line TurboTechnology Package
$1,148/mo
True cost
Sticker $30,790Drive-away $35,0086 yrs $82,634Fuel use 28 MPGBlind spot ✓ YesLane centering ✓ YesHeated seats ✓ YesSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
LX$22,390
LXS$23,590
EX$24,590
GT-Line$25,590
GT-Line Sunroof Package$26,490
GT-Line Premium Package; Sunroof Package$27,790
GT-Line Turbo$28,490
GT-Line Turbo Technology Package$30,790
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ from LXS
Rear cross-traffic alert
✓ from LXS
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ $2,300
✓ from GT-Line Turbo Technology Package
Parking sensors
+ $2,300
✓ from GT-Line Turbo Technology Package
Comfort
Heated seats
✓ from EX
Cooled seats
+ $1,300
✓
+ $2,300
✓ from GT-Line Turbo Technology Package
Heated steering wheel
+ $1,300
✓
+ $2,300
✓ from GT-Line Turbo Technology Package
Dual-zone climate
✓ from EX
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ from EX
Power driver's seat
✓ from GT-Line
Memory seat
+ $1,300
✓
+ $2,300
✓ from GT-Line Turbo Technology Package
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
+ $1,300
✓ from GT-Line Premium Package; Sunroof Package
Premium sound system
+ $1,300
✓ from GT-Line Premium Package; Sunroof Package
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
Sunroof
+ $900
✓ from GT-Line Sunroof Package
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsRemote startHead-up displayAWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the LX (31 items)
  • 2.0L 4-Cylinder Engine w/ 147 hp & 132 lb.-ft. of torque
  • Intelligent Variable Transmission (IVT)
  • Front-Wheel Drive (FWD)
  • Auto Emergency Braking Technology w/ Pedestrian, Cyclist & Junction Turning Detection
  • Smart Cruise Control w/ Stop & Go
  • Lane Keeping & Following Technology
  • Rear Occupant Alert
  • Driver Attention Warning
  • High Beam Assist (HBA)
  • Rearview Monitor w/ Dynamic Parking Guidance
  • Front Grille, Black w/ Metal Paint
  • Window Surrounds, Black
  • LED Daytime Running Lights
  • Multi Reflector LED Headlights
  • LED Taillights
  • Heated, Power-Adjustable Side View Mirrors
  • Smart Trunk
  • Temporary Spare Tire
  • Cloth Seat Trim
  • LED Interior Lighting
  • Power Windows w/ Driver One-Touch Auto-Up/Down
  • Sun Visor Vanity Mirrors
  • Air Conditioning
  • 12.3-in. Touchscreen Display
  • Digital Instrument Display
  • Wireless Apple CarPlay & Android Auto
  • 4 USB Ports
  • 4-Speaker Audio System
  • Over-the-Air Update Capability
  • Smart Key w/ Push Button Start
  • Bluetooth Wireless Technology w/ Multi-Device Connectivity

Recalls

3 NHTSA recalls for 2025 to 2027 K4 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 K4 in California?
$25,852 to drive away for the LX, from a $22,390 sticker.
What does it cost a month?
A $356 loan payment, about $944 a month with insurance, fuel and upkeep ($5,000 down); about $951 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Aurora Black PearlInterstellar GraySnow White Pearl+$395Deep Sea BlueMorning HazeSteel GrayCurrant Red+$395Wave Blue

Similar cars

US prices in US dollars from Kia's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.