2026 Hyundai Elantra: real cost in California

Cheapest trim, SE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$22,825the advertised price
Drive away$26,381with fees and tax
Loan payment$365/mo72-month loan at 7%, $5,000 down
True cost$993/moeverything, after resale
Car, fees and tax $26,381Insurance $21,168Fuel $13,298Interest and lost return $10,749Maintenance and plates $11,608

$26,381 to drive away + $56,822 to run it for 6 years − $11,713 back at resale = $71,490, or $993 a month.

Where the money goes

Drive away$26,381
Running it, 6 yrs+$56,822
Back at resale−$11,713
Sticker pricethe advertised MSRP
+$22,825
Feesfreight $1,295 · doc fee $85 (typical)
+$1,380
Sales and use tax, 8.99%California
+$2,176
Insuranceestimate, age 35–59, California
+$21,168
Fuel13,500 mi a year at 35 MPG
+$13,298
Maintenanceestimate
+$8,991
Lost return on your money5% a year on the down payment and each payment
+$5,884
Loan interest7% over 72 months
+$4,865
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,617
Resale after 6 years51% of MSRP, you get this back
−$11,713
True cost $71,490 ÷ 72 months$993 a month

The car

Size and space
BodySedans185.4 in long
Seats5
Cargo14.2 cu ftbehind row 2
Ground clearance5.3–5.5 in
Engine and fuel
Engine147–201 hp gas, FWD
0–60 mph6.2–7.8 sour estimate from power and weight
Fuel economy31–35 MPGEPA combined
TowingNot published
Tires19"245/35R19
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years51% of MSRPthis model's own record

Every trim

All trims: FWD, 5 seats.
SE$22,825$26,381$71,490✓ $993/mo35 MPG✓ Yes
SEL Sport$23,950$27,607$73,087$1,015/mo34 MPG✓ Yes
SEL Sport Plus$24,450$28,152$73,621$1,023/mo34 MPG— No
SEL Sport Premium$25,275$29,051$74,501$1,035/mo34 MPG✓ Yes
Limited$27,375$31,340$76,742$1,066/mo34 MPG✓ Yes
N Line$29,600$33,765$80,443$1,117/mo31 MPG— No
SE
✓ $993/mo
True cost
Sticker $22,825Drive-away $26,3816 yrs $71,490Fuel use 35 MPGAdaptive cruise ✓ Yes
SEL Sport
$1,015/mo
True cost
Sticker $23,950Drive-away $27,6076 yrs $73,087Fuel use 34 MPGAdaptive cruise ✓ Yes
SEL Sport Plus
$1,023/mo
True cost
Sticker $24,450Drive-away $28,1526 yrs $73,621Fuel use 34 MPGAdaptive cruise — No
SEL Sport Premium
$1,035/mo
True cost
Sticker $25,275Drive-away $29,0516 yrs $74,501Fuel use 34 MPGAdaptive cruise ✓ Yes
Limited
$1,066/mo
True cost
Sticker $27,375Drive-away $31,3406 yrs $76,742Fuel use 34 MPGAdaptive cruise ✓ Yes
N Line
$1,117/mo
True cost
Sticker $29,600Drive-away $33,7656 yrs $80,443Fuel use 31 MPGAdaptive cruise — No

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
SE$22,825
SEL Sport$23,950
SEL Sport Plus$24,450
SEL Sport Premium$25,275
Limited$27,375
N Line$29,600
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ SE to SEL Sport
✓ SEL Sport Premium to Limited
Lane centering
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ SE to SEL Sport
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ SE to SEL Sport
Power liftgate
✓ SE to SEL Sport
Wireless phone charging
✓ Every trim
Power driver's seat
✓ from Limited
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ SE to SEL Sport Premium
Built-in navigation
✓ SE to SEL Sport
✓ from Limited
Premium sound system
✓ SE to SEL Sport
✓ from Limited
Capability and looks
Sunroof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraParking sensorsCooled seatsHeated rear seatsMassaging seatsMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the SE (22 items)
  • Blind-Spot Collision Warning
  • Forward Collision-Avoidance Assist
  • Lane Following Assist & Lane Keeping Assist
  • Rear Cross-Traffic Collision-Avoidance Assist
  • Safe Exit Warning & Driver Attention Warning
  • 4.2" Digital Instrument Cluster
  • 8" Display Audio [w/AM/FM/HD Radio]
  • Bench Folding Rear Seatback
  • Bluetooth Hands-free Phone System
  • Driver Seat Height Adjustment
  • Front Seat Center Armrest w/ Flip-up Storage Compartment
  • Map Lights w/ Dome Lamp & Trunk Lamp
  • Rearview Camera
  • Remote Keyless Entry w/ Alarm
  • Single 12V Outlet & Front/Rear USB Ports
  • Steering Wheel Mounted Audio & Cruise Controls
  • Wireless Android Auto(TM) & Apple CarPlay
  • 15" Alloy Wheels
  • LED Headlights w/Automatic Light Control & High Beam Assist
  • 2.0L 4-Cylinder Engine
  • Idle Stop & Go
  • Intelligent Variable Transmission

Recalls

4 NHTSA recalls for 2024 to 2026 Elantra models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Elantra in California?
$26,381 to drive away for the SE, from a $22,825 sticker.
What does it cost a month?
A $365 loan payment, about $1,004 a month with insurance, fuel and upkeep ($5,000 down); about $993 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Abyss BlackUltimate Red+$500Amazon GraySerenity White+$500Atlas WhiteFluid MetalEcotronic GrayIntense Blue

Similar cars

US prices in US dollars from Hyundai's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.