2026 Mazda Mazda3 Sedan: real cost in California

Cheapest trim, 2.5 S · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$24,650the advertised price
Drive away$28,392with fees and tax
Loan payment$399/mo72-month loan at 7%, $5,000 down
True cost$1,018/moeverything, after resale
Car, fees and tax $28,392Insurance $18,743Fuel $15,514Interest and lost return $11,600Maintenance and plates $11,661

$28,392 to drive away + $57,517 to run it for 6 years − $12,649 back at resale = $73,260, or $1,018 a month.

Where the money goes

Drive away$28,392
Running it, 6 yrs+$57,517
Back at resale−$12,649
Sticker pricethe advertised MSRP
+$24,650
Feesfreight $1,315 · doc fee $85 (typical)
+$1,400
Sales and use tax, 8.99%California
+$2,342
Insuranceestimate, age 35–59, California
+$18,743
Fuel13,500 mi a year at 30 MPG
+$15,514
Maintenanceestimate
+$8,991
Lost return on your money5% a year on the down payment and each payment
+$6,278
Loan interest7% over 72 months
+$5,322
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,670
Resale after 6 years51% of MSRP, you get this back
−$12,649
True cost $73,260 ÷ 72 months$1,018 a month

The car

Size and space
BodySedan183.5 in long
Seats5
Cargo13.2 cu ftbehind row 2
Engine and fuel
Engine186–227 hp gas, FWD, AWD
0–60 mph6.4–7.4 sour estimate from power and weight
Fuel economy27–30 MPGEPA combined
TowingNot published
Tires16" or 18"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrs / unlimited milespowertrain 5 yrs / unlimited miles
Resale at 6 years51% of MSRPthis model's own record

Every trim

All trims: 5 seats.
2.5 S$24,650$28,392$73,260✓ $1,018/mo30 MPG— No— No— No— No
2.5 S Select Sport$25,540$29,362$74,357$1,033/mo30 MPG— No— No— No— No
2.5 S Preferred$27,290$31,269$76,372$1,061/mo30 MPG— No✓ Yes✓ Yes— No
2.5 S Carbon Edition$29,815$34,021$79,748$1,108/mo29 MPG— No✓ Yes✓ Yes✓ Yes
2.5 Turbo Premium Plus$36,940$41,787$88,540$1,230/mo27 MPG✓ Yes✓ Yes✓ Yes✓ Yes
2.5 S
✓ $1,018/mo
True cost
Sticker $24,650Drive-away $28,3926 yrs $73,260Fuel use 30 MPGLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
2.5 S Select Sport
$1,033/mo
True cost
Sticker $25,540Drive-away $29,3626 yrs $74,357Fuel use 30 MPGLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
2.5 S Preferred
$1,061/mo
True cost
Sticker $27,290Drive-away $31,2696 yrs $76,372Fuel use 30 MPGLane centering — NoHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
2.5 S Carbon Edition
$1,108/mo
True cost
Sticker $29,815Drive-away $34,0216 yrs $79,748Fuel use 29 MPGLane centering — NoHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
2.5 Turbo Premium Plus
$1,230/mo
True cost
Sticker $36,940Drive-away $41,7876 yrs $88,540Fuel use 27 MPGLane centering ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
2.5 S$24,650
2.5 S Select Sport$25,540
2.5 S Preferred$27,290
2.5 S Carbon Edition$29,815
2.5 Turbo Premium Plus$36,940
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from 2.5 Turbo Premium Plus
Comfort
Heated seats
✓ from 2.5 S Preferred
Heated steering wheel
✓ from 2.5 Turbo Premium Plus
Dual-zone climate
✓ from 2.5 S Select Sport
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ from 2.5 S Preferred
Power driver's seat
✓ from 2.5 S Preferred
Memory seat
✓ from 2.5 S Preferred
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ from 2.5 S Select Sport
Premium sound system
✓ from 2.5 S Carbon Edition
Capability and looks
AWD or 4WD
✓ from 2.5 S Carbon Edition
Sunroof
✓ from 2.5 S Preferred
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingParking sensorsCooled seatsHeated rear seatsMassaging seatsRemote startPower liftgateBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the 2.5 S (67 items)
  • Mazda Connected Services (1-Year Trial, Monthly Fees Thereafter)
  • Android Auto / Apple Carplay Integration
  • 8-speakeraudio system with Mazda Harmonic Acoustics
  • Mazda Radar Cruise Control With Stop And Go
  • Blind Spot Monitoring With Rear Cross Traffic Alert
  • LED headlights
  • Auto on
  • off headlights
  • LED daytime running lights
  • LED combination taillights
  • Body-colored power side mirrors with integrated turn signals
  • Front grille in matte finish
  • Bright signature wing
  • Air conditioning
  • Power windows with one-touch up
  • down feature
  • Power door locks - speed sensitive auto door locks
  • Steering-wheel-mounted audio and cruise control switches
  • Remote keyless entry system
  • Push Button Start
  • Manual day
  • night rearview mirror
  • Electronic parking brake
  • Front map lights and cargo area light
  • Driver and passenger-side visors with extensions and illuminated covered vanity mirrors
  • Glove compartment
  • Front center console armrest with covered storage compartment
  • Front door storage pockets with bottle holders
  • 5-passenger seating capacity
  • 40 split fold-down rear seatback
  • Cloth-trimmed sport seats and door inserts
  • Headrests, adjustable - front & rear - all seating positions
  • 8-speaker audio system with Mazda HarmonicAcoustics
  • Bluetooth hands-free phone and audio streaming capability
  • Dual Type C USB audio inputs
  • Apple CarPlay integration
  • Android Auto integration
  • Infotainment System
  • 8.8-inch full-color center display
  • Mobile 911 automatic emergency notification
  • Infotainment system voice command
  • Multifunction Commander control
  • Radio Broadcast Data System program information
  • SMS text message audio delivery and reply
  • Dual front air bags
  • Front and rear seat mounted side-impact air bags
  • Side impact air curtains
  • Driver's and front passenger's knee airbag
  • 3-point safety belts for all seating positions
  • Front and rear safety-belt pretensioners with force limiters
  • Anti-lock Brake System with Electronic Brakeforce Distribution & Brake Assist
  • Dynamic Stability Control with Traction Control System
  • Lane Departure Warning System
  • Lane-keep Assist
  • Mazda Radar Cruise Control with Stop & Go
  • Driver Attention Alert
  • High Beam Control
  • Rear seat alert
  • Rearview monitor
  • Engine-immobilizer anti-theft system
  • Keyless remote panic button (on key fob)
  • Tire Pressure Monitoring System (TPMS)
  • LATCH rear child safety seat anchors & upper tethers
  • Child safety rear door locks
  • Blind Spot Monitoring
  • Rear Cross Traffic Alert
  • Smart Brake Support - Forward

Recalls

3 NHTSA recalls for 2024 to 2026 Mazda3 Sedan models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Mazda3 Sedan in California?
$28,392 to drive away for the 2.5 S, from a $24,650 sticker.
What does it cost a month?
A $399 loan payment, about $1,037 a month with insurance, fuel and upkeep ($5,000 down); about $1,018 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Jet Black MicaDeep Crystal Blue MicaSnowflake White Pearl Mica+$595Soul Red Crystal Metallic+$595Platinum Quartz MetallicMachine Gray Metallic+$595Ceramic Metallic+$595Polymetal Gray Metallic+$595

Similar cars

US prices in US dollars from Mazda's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.