2027 Kia K4 Hatchback: real cost in California

Cheapest trim, EX · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$25,090the advertised price
Drive away$28,795with fees and tax
Loan payment$406/mo72-month loan at 7%, $5,000 down
True cost$1,022/moeverything, after resale
Car, fees and tax $28,795Insurance $19,037Fuel $15,514Interest and lost return $11,771Maintenance and plates $9,968

$28,795 to drive away + $56,288 to run it for 6 years − $11,470 back at resale = $73,614, or $1,022 a month.

Where the money goes

Drive away$28,795
Running it, 6 yrs+$56,288
Back at resale−$11,470
Sticker pricethe advertised MSRP
+$25,090
Feesfreight $1,245 · doc fee $85 (typical)
+$1,330
Sales and use tax, 8.99%California
+$2,375
Insuranceestimate, age 35–59, California
+$19,037
Fuel13,500 mi a year at 30 MPG
+$15,514
Maintenanceestimate
+$7,322
Lost return on your money5% a year on the down payment and each payment
+$6,357
Loan interest7% over 72 months
+$5,414
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,646
Resale after 6 years46% of MSRP, you get this back
−$11,470
True cost $73,614 ÷ 72 months$1,022 a month

The car

Size and space
BodySedan174.4 in long
Seats5from the Canadian version or the type
Cargo22.2 cu ftbehind row 2
Ground clearance5.3 inlow; watch steep driveways
Engine and fuel
Engine147–190 hp gas, FWD
0–60 mph7.4–8.9 sour estimate from power and weight
Fuel economy28–30 MPGEPA combined
TowingNot published
Tires17" or 18"by trim
Safety and cover
Crash testNot rated yet
European crash test4 of 5 stars ↗Euro NCAP 2025, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: FWD, 5 seats.
EX$25,090$28,795$73,614✓ $1,022/mo30 MPG— No— No
GT-Line$26,090$29,885$75,120$1,043/mo30 MPG✓ Yes✓ Yes
GT-Line Premium Package$28,290$32,283$77,590$1,078/mo30 MPG✓ Yes✓ Yes
GT-Line Turbo$28,990$33,046$79,484$1,104/mo28 MPG✓ Yes✓ Yes
GT-Line Turbo Technology Package$31,290$35,553$82,064$1,140/mo28 MPG✓ Yes✓ Yes
EX
✓ $1,022/mo
True cost
Sticker $25,090Drive-away $28,7956 yrs $73,614Fuel use 30 MPGLane centering — NoSunroof — No
GT-Line
$1,043/mo
True cost
Sticker $26,090Drive-away $29,8856 yrs $75,120Fuel use 30 MPGLane centering ✓ YesSunroof ✓ Yes
GT-LinePremium Package
$1,078/mo
True cost
Sticker $28,290Drive-away $32,2836 yrs $77,590Fuel use 30 MPGLane centering ✓ YesSunroof ✓ Yes
GT-Line Turbo
$1,104/mo
True cost
Sticker $28,990Drive-away $33,0466 yrs $79,484Fuel use 28 MPGLane centering ✓ YesSunroof ✓ Yes
GT-Line TurboTechnology Package
$1,140/mo
True cost
Sticker $31,290Drive-away $35,5536 yrs $82,064Fuel use 28 MPGLane centering ✓ YesSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
EX$25,090
GT-Line$26,090
GT-Line Premium Package$28,290
GT-Line Turbo$28,990
GT-Line Turbo Technology Package$31,290
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ $2,300
✓ from GT-Line Turbo Technology Package
Parking sensors
+ $2,300
✓ from GT-Line Turbo Technology Package
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $2,200
✓
+ $2,300
✓ from GT-Line Turbo Technology Package
Heated steering wheel
+ $2,200
✓
+ $2,300
✓ from GT-Line Turbo Technology Package
Dual-zone climate
✓ EX to GT-Line Premium Package
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ from GT-Line
Memory seat
+ $2,200
✓
+ $2,300
✓ from GT-Line Turbo Technology Package
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
+ $2,200
✓ from GT-Line Premium Package
Premium sound system
+ $2,200
✓ from GT-Line Premium Package
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
Sunroof
+ $2,200
✓ from GT-Line Premium Package
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsRemote startPower liftgateHead-up displayAWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the EX (41 items)
  • 2.0L 4-Cylinder Engine w/ 147 hp & 132 lb.-ft. of torque
  • Intelligent Variable Transmission (IVT)
  • Drive Mode Select w/ Sport & Normal
  • Front-Wheel Drive (FWD)
  • Blind-Spot Detection Technology
  • Rear Cross-Traffic Collision-Avoidance Assist
  • Safe Exit Warning
  • Auto Emergency Braking Technology
  • Smart Cruise Control w/ Stop & Go
  • Lane Keeping & Following Technology
  • Rear Occupant Alert
  • Driver Attention Warning
  • High Beam Assist (HBA)
  • 17-in. Alloy Wheels w/ Black & Machined Finish
  • Front Grille, Gloss Black w/ Chrome
  • Window Surrounds, Black
  • LED Daytime Running Lights
  • Multi Reflector LED Headlights
  • LED Taillights
  • LED Center High Mount Stop Light
  • Heated, Power-Adjustable Side View Mirrors
  • Temporary Spare Tire
  • SynTex Seat Trim
  • Heated Front Seats
  • Rear Seat Center Armrest w/ Cup Holders
  • Power Windows w/ Front Driver & Passenger One-Touch Auto-Up/Down
  • SynTex-Wrapped Steering Wheel & Gear Shift Knob
  • Illuminated Sliding Sun Visor Vanity Mirrors
  • 60/40 Split-Folding Rear Seats
  • LED Interior Lighting
  • Dual-Zone Auto Climate Control
  • 5-in. Climate Display
  • Wireless Phone Charger
  • 6-Speaker Audio System
  • 12.3-in. Touchscreen Display
  • Digital Instrument Display
  • Rearview Monitor w/ Dynamic Parking Guidance
  • 4 USB Ports
  • Wireless Apple CarPlay & Android Auto
  • Over-the-Air Update Capability
  • Smart Key w/ Push Button Start

Recalls

3 NHTSA recalls for 2025 to 2027 K4 Hatchback models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 K4 Hatchback in California?
$28,795 to drive away for the EX, from a $25,090 sticker.
What does it cost a month?
A $406 loan payment, about $1,024 a month with insurance, fuel and upkeep ($5,000 down); about $1,022 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Aurora Black PearlInterstellar GrayMorning HazeWave BlueCurrant Red+$395Snow White Pearl+$395Sparkling Yellow+$395

Similar cars

US prices in US dollars from Kia's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.