2026 Mazda Mazda3 Hatchback: real cost in California

Cheapest trim, 2.5 S · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$25,650the advertised price
Drive away$29,482with fees and tax
Loan payment$417/mo72-month loan at 7%, $5,000 down
True cost$1,042/moeverything, after resale
Car, fees and tax $29,482Insurance $18,890Fuel $16,048Interest and lost return $12,061Maintenance and plates $11,690

$29,482 to drive away + $58,689 to run it for 6 years − $13,162 back at resale = $75,009, or $1,042 a month.

Where the money goes

Drive away$29,482
Running it, 6 yrs+$58,689
Back at resale−$13,162
Sticker pricethe advertised MSRP
+$25,650
Feesfreight $1,315 · doc fee $85 (typical)
+$1,400
Sales and use tax, 8.99%California
+$2,432
Insuranceestimate, age 35–59, California
+$18,890
Fuel13,500 mi a year at 29 MPG
+$16,048
Maintenanceestimate
+$8,991
Lost return on your money5% a year on the down payment and each payment
+$6,491
Loan interest7% over 72 months
+$5,570
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,699
Resale after 6 years51% of MSRP, you get this back
−$13,162
True cost $75,009 ÷ 72 months$1,042 a month

The car

Size and space
BodyHatchback175.6 in long
Seats5
Cargo20.1 cu ftbehind row 2
Ground clearance5.5 in
Engine and fuel
Engine186–227 hp gas, FWD, AWD
0–60 mph6.8–8.2 sour estimate from power and weight
Fuel economy26–29 MPGEPA combined
TowingNot published
Tires18"215/45R18
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrs / unlimited milespowertrain 5 yrs / unlimited miles
Resale at 6 years51% of MSRPthis model's own record

Every trim

All trims: 5 seats.
2.5 S$25,650$29,482$75,009✓ $1,042/mo29 MPG— No— No— No— No
2.5 S Select Sport$26,840$30,779$76,426$1,061/mo29 MPG— No— No— No— No
2.5 S Preferred$28,640$32,741$78,494$1,090/mo29 MPG— No✓ Yes✓ Yes— No
2.5 S Carbon Edition$30,965$35,275$81,549$1,133/mo28 MPG— No✓ Yes✓ Yes✓ Yes
2.5 S Premium$31,650$36,021$82,280$1,143/mo28 MPG— No✓ Yes✓ Yes— No
2.5 Turbo Premium Plus$38,090$43,040$90,440$1,256/mo26 MPG✓ Yes✓ Yes✓ Yes✓ Yes
2.5 S
✓ $1,042/mo
True cost
Sticker $25,650Drive-away $29,4826 yrs $75,009Fuel use 29 MPGLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
2.5 S Select Sport
$1,061/mo
True cost
Sticker $26,840Drive-away $30,7796 yrs $76,426Fuel use 29 MPGLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
2.5 S Preferred
$1,090/mo
True cost
Sticker $28,640Drive-away $32,7416 yrs $78,494Fuel use 29 MPGLane centering — NoHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
2.5 S Carbon Edition
$1,133/mo
True cost
Sticker $30,965Drive-away $35,2756 yrs $81,549Fuel use 28 MPGLane centering — NoHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
2.5 S Premium
$1,143/mo
True cost
Sticker $31,650Drive-away $36,0216 yrs $82,280Fuel use 28 MPGLane centering — NoHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
2.5 Turbo Premium Plus
$1,256/mo
True cost
Sticker $38,090Drive-away $43,0406 yrs $90,440Fuel use 26 MPGLane centering ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
2.5 S$25,650
2.5 S Select Sport$26,840
2.5 S Preferred$28,640
2.5 S Carbon Edition$30,965
2.5 S Premium$31,650
2.5 Turbo Premium Plus$38,090
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from 2.5 Turbo Premium Plus
Parking sensors
✓ from 2.5 Turbo Premium Plus
Comfort
Heated seats
✓ from 2.5 S Preferred
Heated steering wheel
✓ from 2.5 Turbo Premium Plus
Dual-zone climate
✓ from 2.5 S Select Sport
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ from 2.5 S Carbon Edition
Power driver's seat
✓ from 2.5 S Preferred
Memory seat
✓ from 2.5 S Preferred
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ from 2.5 S Carbon Edition
Built-in navigation
✓ from 2.5 S Premium
Premium sound system
✓
✓ from 2.5 S Premium
Head-up display
✓ from 2.5 S Premium
Capability and looks
AWD or 4WD
✓
✓ from 2.5 Turbo Premium Plus
Sunroof
✓ from 2.5 S Preferred
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingCooled seatsHeated rear seatsMassaging seatsRemote startPower liftgateLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the 2.5 S (75 items)
  • Mazda Connected Services (1-Year Trial, Monthly Fees Thereafter)
  • Android Auto /Apple Carplay Integration
  • 8-speaker audio system with Mazda Harmonic Acoustics
  • Mazda Radar Cruise Control With Stop And Go
  • Blind Spot Monitoring With Rear Cross Traffic Alert
  • LED headlights
  • Auto on
  • off headlights
  • LED daytime running lights
  • LED combination taillights
  • Variable-intermittent windshield wipers
  • Rear window wiper
  • Body-colored power side mirrors with integrated turn signals
  • Front grille in matte Black finish
  • Rear roof spoiler in Black finish
  • Manual air conditioning
  • Power windows with one-touch up
  • down feature
  • Power door locks - speed sensitive auto door locks
  • Steering-wheel-mounted audio and cruise control switches
  • Remote keyless entry system
  • Push Button Start
  • Manual day
  • night rearview mirror
  • Electronic parking brake
  • Front map lights and cargo area light
  • Vinyl-covered sun visors with extensions
  • Glove compartment
  • Front center console armrest with covered storage compartment
  • Front door storage pockets with bottle holders
  • Cargo cover
  • Overhead console with sunglasses holder
  • 5-passenger seating capacity
  • 40 split fold-down rear seatback
  • Headrests, adjustable - front & rear - all seating positions
  • Cloth-trimmed sport seats
  • Urethane-wrapped steering wheel and gear selector
  • Bluetooth hands-free phone and audio streaming capability
  • Apple CarPlay integration
  • Android Auto integration
  • Dual Type-C USB inputs
  • Infotainment System
  • 8.8-inch full-color center display
  • Mobile 911 automatic emergency notification
  • Infotainment system voice command
  • Multifunction Commander control
  • Radio Broadcast Data System program information
  • SMS text message audio delivery and reply
  • 7-inch LCD Meter Display
  • Trip odometers, resettable
  • Trip computer, current and average fuel economy, distance-to-empty
  • Dual front air bags
  • Front and rear seat mounted side-impact air bags
  • Side impact air curtains
  • Driver's and front passenger's knee airbag
  • 3-point safety belts for all seating positions
  • Front and rear safety-belt pretensioners with force limiters
  • Whiplash-reducing front seat headrests
  • Anti-lock Brake System with Electronic Brakeforce Distribution & Brake Assist
  • Dynamic Stability Control with Traction Control System
  • Blind Spot Monitoring
  • Rear Cross Traffic Alert
  • Lane Departure Warning System
  • Lane-keep Assist
  • Mazda Radar Cruise Control with Stop & Go
  • Driver Attention Alert
  • High Beam Control
  • Rear seat alert
  • Rearview camera
  • Engine-immobilizer anti-theft system
  • Keyless remote panic button (on key fob)
  • Tire Pressure Monitoring System (TPMS)
  • LATCH rear child safety seat anchors & upper tethers
  • Child safety rear door locks
  • Smart Brake Support - Forward

Recalls

3 NHTSA recalls for 2024 to 2026 Mazda3 Hatchback models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Mazda3 Hatchback in California?
$29,482 to drive away for the 2.5 S, from a $25,650 sticker.
What does it cost a month?
A $417 loan payment, about $1,065 a month with insurance, fuel and upkeep ($5,000 down); about $1,042 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Jet Black MicaDeep Crystal Blue MicaSnowflake White Pearl Mica+$595Soul Red Crystal Metallic+$595Platinum Quartz MetallicMachine Gray Metallic+$595Ceramic Metallic+$595Polymetal Gray Metallic+$595

Similar cars

US prices in US dollars from Mazda's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.