2027 BMW M5 Touring: real cost in California
See the M5 Touring on BMW's US site ↗US prices read 2026-11-09
Cheapest trim, M5 Touring · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$125,300the advertised price
Drive away$138,237with fees and tax
Loan payment$2,272/mo72-month loan at 7%, $5,000 down
True cost$2,906/moeverything, after resale
$138,237 to drive away + $123,641 to run it for 6 years − $52,664 back at resale = $209,215, or $2,906 a month.
Where the money goes
Drive away$138,237
Running it, 6 yrs+$123,641
Back at resale−$52,664
Sticker pricethe advertised MSRP
+$125,300Feesfreight $1,450 · doc fee $85 (typical)
+$1,535Sales and use tax, 8.99%California
+$11,402Loan interest7% over 72 months
+$30,315Lost return on your money5% a year on the down payment and each payment
+$27,771Fuel and charging13,500 mi a year at 13 MPG
+$26,133Insuranceestimate, age 35–59, California
+$21,903Maintenanceestimate
+$12,211Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$5,308Resale after 6 years42% of MSRP, you get this back
−$52,664True cost $209,215 ÷ 72 months$2,906 a month
The car
Size and space
BodyWagon200.6 in long
Seats5from the Canadian version or the type
CargoNot published
Engine and fuel
Engine717 hp plug-in hybrid, AWD
0–60 mph3.5 sBMW's figure
Fuel economy13 MPG · 54 MPGeEPA combined
TowingNot published
Tires20"235/45R20
Safety and cover
Crash testNot rated yet
Resale at 6 years42% of MSRPaverage for its type
Every trim
All trims: AWD, 717 hp, 13 MPG, 5 seats.| M5 Touring | $125,300 | $138,237 | $209,215 | $2,906/mo |
M5 Touring
$2,906/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
M5 Touring$125,300
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $500
Heated steering wheel
✓ Every trim
Heated rear seats
+ $500
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
Not listed on any trimRear cross-traffic alertLane centeringHands-free driving360° cameraMassaging seatsRemote startWireless CarPlayLarge touchscreen (12 in+)Tow hitch includedLED headlights
Full standard equipment on the M5 Touring (81 items)
- eDrive modes: HYBRID, ELECTRIC and eCONTROL
- Automatic Differential Brake (ADB-X), Brake Assist, Dry Braking Function, Start-Off Assistant And Automatic Hold
- Adaptive M Suspension with Double Wishbone Axle In Lightweight Aluminum, Rear In Aluminum/Steel Combination
- M xDrive All-Wheel-Drive System with 2-Wheel Drive Capability
- M Sport Differential
- 20/21" M Dual-Spoke Dark Grey 951M Wheels with Staggered High Performance Tires
- Power-Folding, Heated Side Mirrors
- Shadowline Exterior Trim
- Extended Shadowline Exterior Trim including High-gloss Black Mirror Caps and Rear Apron
- M Rear Spoiler
- M Quad Exhaust Pipes
- Signature M Side Gills
- Non-Metallic Paint
- Black Roof and Mirror Caps
- M Shadowline Lights
- Extended Merino Leather Upholstery
- Instrument Panel With Merino Leather Finish
- Anthracite Alcantara Headliner
- Aluminum Rhombicile Trim with Dark Silver Accent
- Enhanced USB and Bluetooth Wireless Technology
- Apple Carplay and Android Auto Compatibility
- Connected Package Professional features Real-Time Traffic Information and On-Street Parking Information (select cities), BMW Connected Music
- Enhanced Roadside Assistance including BMW TeleServices
- BMW Remote Services including My BMW App, Remote Door Unlock, MyInfo, Stolen Vehicle Recovery, Remote Lights Flash / Horn Blow, and Remote C
- Remote Software Upgrade Capable
- Wireless Device Charging
- Personal eSim
- Bowers & Wilkins Surround Sound System
- SiriusXM 1 Year Trial Subscription, Car + App
- M-Specific BMW Operating System 8.5 with M View Operated By Voice, Touchscreen or iDrive Controller
- Cloud-Based Navigation System and Reoccurring Over-The-Air (OTA) Updates For Map Data
- BMW Curved Display with 14.9" Central Information Display and configurable 12.3" M-specific Instrument Cluster with M Drive, MDM, and M Driv
- M-specific Full-color Head-up Display
- Leather-wrapped M Sport Steering Wheel with a Flat-Bottomed Rim, Stitching in BMW Gmbh Colors, and a Red Center Marker in the 12-O'clock Position
- Expanded Check Control Vehicle Monitor System
- Tire Pressure Monitor
- Rear-Window Defroster
- Outside Temperature Display
- Engine Start/Stop Button
- Advanced Vehicle & Key Memory retains recently used settings for features such as Climate Temperature, Exterior Mirror and Seat; Audio and R
- M Multi-function Power Front Seats including Headrests with integrated logo, 4-way Lumbar Support, and Memory System for Front Seats, Steeri
- Multi-stage Heated Front Seats
- Heated Steering Wheel
- M Seat Belts
- Comfort Access Keyless Entry
- Multi-zone Automatic Climate Control
- Automatic Tilt-Down of Passenger's Side-View Mirror (When Car Is Shifted Into Reverse Gear) For Visibility Of Curb When Backing Up
- Power Front and Rear Windows with One-Touch Up/Down Operation
- Rain-Sensing Windshield Wipers with Adjustable Speed and Automatic Headlight Control
- Automatic-dimming Interior Rear-view Mirror and Driver's-side Exterior Mirror
- Interaction Bar with Ambient Lighting
- Interior Courtesy Lights with Automatic-Dimming Function
- Front Map Lights and Rear Reading Lights
- Dual Front Sun Visors with Illuminated Mirrors
- Front-Seat Center Console with Armrest And Storage Compartment
- Open Storage Compartments in All Doors
- Fully Finished Trunk with Remote Trunk Release
- 12V Power Socket
- Universal Garage-door Opener
- Power Tailgate
- Travel and Comfort System includes a Multi-function Bracket to support BMW Accessories
- Iconic Sounds Electric
- Through-loading System
- Sky Lounge Panoramic Roof
- Adaptive Brakelights
- Full LED Lights with Cornering Lights
- LED Daytime Running Lights
- Automatic High Beams
- Rear View Camera, Active Park Distance Control with Side Protection, Automatic Park Assistant and Back Up Assistant
- Front and Rear Head Protection System (HPS)
- Driver's And Passenger's Front Airbag Supplemental Restraint System (SRS) With Advanced Technology: Dual-Threshold, Dual-Stage Deployment; a
- Seat-Mounted Front Side-Impact Airbags
- Acoustic Safety-Belt Warning
- Front Safety Belts with Automatic Pretensioners
- Impact Sensor That Activates Battery Safety Terminal Disconnect Of Alternator, Fuel Pump and Starter From Battery; Automatically Unlocks Doo
- Anti-theft Alarm System
- BMW Assist eCall Includes Emergency Request (SOS Button) and Enhanced Automatic Collision Notification
- Active Protection System Detects Imminent Accidents, Then Prepares By Automatically Pretensioning Safety Belts, Closing Windows and Moonroof
- Mobility Kit
- Driving Assistant includes Forward Collision Mitigation, Active Blind Spot Detection, Lane Keeping Assistant, and Speed Limit Assistant
- Acoustic Pedestrian Protection
Recalls
2 NHTSA recalls for 2025 to 2027 M5 Touring models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Electrical system2025, 2026 · 58,713 vehicles
The electrical wiring harness for the air conditioning system may become damaged during replacement of the cabin air filter.Recall 26V096000 at NHTSA ↗Electronic stability control (esc)2025 · 266,716 vehicles
BMW of North America, LLC. (BMW) is recalling certain 2023-2025 BMW, MINI, and Rolls-Royce vehicles.Recall 24V104000 at NHTSA ↗Quick answers
- How much is a 2027 M5 Touring in California?
- $138,237 to drive away for the M5 Touring, from a $125,300 sticker.
- What does it cost a month?
- A $2,272 loan payment, about $3,182 a month with insurance, fuel and upkeep ($5,000 down); about $2,906 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
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US prices in US dollars from BMW's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.