2026 Volvo V60 Cross Country: real cost in California

2026 Volvo V60 Cross Country
Cheapest trim, Plus · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$55,889the advertised price
Drive away$61,006with fees and tax
Loan payment$955/mo72-month loan at 7%, $5,000 down
True cost$1,580/moeverything, after resale
Car, fees and tax $61,006Insurance $22,197Fuel $20,557Interest and lost return $25,402Maintenance and plates $10,181

$61,006 to drive away + $78,336 to run it for 6 years − $25,549 back at resale = $113,794, or $1,580 a month.

Where the money goes

Drive away$61,006
Running it, 6 yrs+$78,336
Back at resale−$25,549
Sticker pricethe advertised MSRP
+$55,889
Feesfreight included · doc fee $85 (typical)
+$85
Sales and use tax, 8.99%California
+$5,032
Insuranceestimate, age 35–59, California
+$22,197
Fuel13,500 mi a year at 26 MPG
+$20,557
Loan interest7% over 72 months
+$12,743
Lost return on your money5% a year on the down payment and each payment
+$12,659
Maintenanceestimate
+$6,678
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,503
Resale after 6 years46% of MSRP, you get this back
−$25,549
True cost $113,794 ÷ 72 months$1,580 a month

The car

Size and space
BodyWagon188.5 in long
Seats5
Cargo22.9 cu ftbehind row 2
Engine and fuel
Engine247 hp premium gas, AWD
0–60 mph6.0 sour estimate from power and weight
Fuel economy26 MPGEPA combined
TowingUp to 2,000 lb
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: AWD, 247 hp, 26 MPG, 5 seats.
Plus$55,889$61,006$113,794✓ $1,580/mo
Ultra$61,189$66,783$120,768$1,677/mo
Plus
✓ $1,580/mo
True cost
Sticker $55,889Drive-away $61,0066 yrs $113,794
Ultra
$1,677/mo
True cost
Sticker $61,189Drive-away $66,7836 yrs $120,768

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Plus$55,889
Ultra$61,189
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Ultra
Heated steering wheel
+ $750 on every trim
Heated rear seats
+ $750 on every trim
Dual-zone climate
✓ Every trim
Convenience
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
+ $800
✓ from Ultra
Head-up display
✓ from Ultra
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
Not listed on any trimRear cross-traffic alertHands-free drivingMassaging seatsPush-button startWireless phone chargingWireless CarPlayLarge touchscreen (12 in+)Tow hitch includedLED headlights
Full standard equipment on the Plus (85 items)
  • Afterrun parking climate
  • Air purifier and remote cabin pre-cleaning
  • Humidity sensor
  • Two-zone climate system
  • 12.3-inch driver display
  • 360° camera
  • 9-inch center display
  • Adaptive Cruise Control
  • Adaptive power steering
  • Auto-dim rearview mirrors
  • BLIS (Blind Spot Information System)
  • Collision Mitigation support, rear
  • Digital Owner's Manual
  • Fog lights
  • Lane Keeping Aid
  • Oncoming Lane Mitigation
  • Park Assist, front, rear and sides
  • Pilot Assist
  • Power retractable door mirrors
  • Rain sensor
  • Road Sign Information
  • Slippery road alert
  • Touring chassis
  • Wiper blades with integrated washers, front and rear
  • All-season tires
  • Cross Country front grille with black bars, chrome detailing and chrome frame
  • Door mirror covers, color-coordinated
  • High-gloss black side window trim
  • Panoramic roof
  • Protective cap kit, Matte Tech Gray
  • Roof rails, bright aluminum
  • Tinted rear windows
  • Wheel arch extensions, Charcoal
  • Blond headliner
  • Illuminated vanity mirrors
  • Interior illumination, high level
  • Leather upholstery
  • Linear Lime decor
  • Rear center armrest
  • Remote key
  • Tailored gear selector
  • Tailored steering wheel, Charcoal
  • Textile interior cabin floor mats
  • Volvo tread plates, aluminum
  • Keyless Entry
  • Load securing eyelets
  • Power tailgate
  • Tailgate scuff plate, stainless steel
  • Trailer light check
  • 8-speed Geartronic automatic, AWD
  • All-wheel Drive (AWD)
  • Hill Descent Control
  • Hill Start Assist
  • Start/Stop technology
  • Alarm
  • Automatic door locking
  • Body-colored door handles with ground lighting
  • Double locking
  • Hidden storage
  • HomeLink
  • Inflatable Curtain
  • Intelligent Driver Information System (IDIS)
  • Knee airbag, driver side
  • Occupant Weight Sensor
  • Power child safety lock
  • Seat belts
  • Side impact protection
  • Tempered side and rear windows
  • Temporary spare wheel
  • Whiplash injury protection
  • 5 seats
  • Comfort front seats
  • Heated front seats
  • Mechanical release, second seat row
  • Power 2-way lumbar support
  • Power driver seat with memory
  • Power passenger seat
  • Android Auto
  • Apple CarPlay
  • Bluetooth connection
  • Google built-in
  • HD Radio & SiriusXM Satellite Radio
  • High Performance audio system
  • Steering wheel remote control
  • Volvo Cars App remote functions
Quick answers
How much is a 2026 V60 Cross Country in California?
$61,006 to drive away for the Plus, from a $55,889 sticker.
What does it cost a month?
A $955 loan payment, about $1,690 a month with insurance, fuel and upkeep ($5,000 down); about $1,580 a month all in, after resale.
How much can it tow?
2,000 lb for every trim.

Similar crossovers and wagons

US prices in US dollars from Volvo's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.