2027 BMW 4 Series Gran Coupe: real cost in California
See the 4 Series Gran Coupe on BMW's US site ↗US prices read 2026-11-09
Cheapest trim, 430i Gran Coupe · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$51,200the advertised price
Drive away$57,367with fees and tax
Loan payment$893/mo72-month loan at 7%, $5,000 down
True cost$1,470/moeverything, after resale
$57,367 to drive away + $71,892 to run it for 6 years − $23,405 back at resale = $105,853, or $1,470 a month.
Where the money goes
Drive away$57,367
Running it, 6 yrs+$71,892
Back at resale−$23,405
Sticker pricethe advertised MSRP
+$51,200Feesfreight $1,350 · doc fee $85 (typical)
+$1,435Sales and use tax, 8.99%California
+$4,732Insuranceestimate, age 35–59, California
+$18,155Fuel13,500 mi a year at 35 MPG
+$15,264Lost return on your money5% a year on the down payment and each payment
+$11,947Loan interest7% over 72 months
+$11,915Maintenanceestimate
+$11,239Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,372Resale after 6 years46% of MSRP, you get this back
−$23,405True cost $105,853 ÷ 72 months$1,470 a month
The car
Size and space
BodySedan188.5 in long
Seats5
CargoNot published
Engine and fuel
Engine255–386 hp premium gas, RWD, AWD
0–60 mph4.3–5.8 sBMW's figure
Fuel economy31–35 MPGEPA combined
TowingNot published
Tires18"235/40R18
Safety and cover
Crash testNot rated yet
Resale at 6 years46% of MSRPaverage for its type
Every trim
All trims: 5 seats.| 430i Gran Coupe | $51,200 | $57,367 | $105,853 | ✓ $1,470/mo | 35 MPG | — No |
| 430i xDrive Gran Coupe | $53,200 | $59,547 | $108,551 | $1,508/mo | 34 MPG | ✓ Yes |
| M440i Gran Coupe | $65,100 | $72,516 | $123,466 | $1,715/mo | 32 MPG | — No |
| M440i xDrive Gran Coupe | $67,100 | $74,696 | $126,255 | $1,754/mo | 31 MPG | ✓ Yes |
430i Gran Coupe
✓ $1,470/mo
True cost
430i xDrive Gran Coupe
$1,508/mo
True cost
M440i Gran Coupe
$1,715/mo
True cost
M440i xDrive Gran Coupe
$1,754/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
430i Gran Coupe$51,200
430i xDrive Gran Coupe$53,200
M440i Gran Coupe$65,100
M440i xDrive Gran Coupe$67,100
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $500 on every trim
Heated steering wheel
+ $200 on every trim
Heated rear seats
+ $500 on every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
+ $900 on every trim
Head-up display
+ $1,700 on every trim
Capability and looks
AWD or 4WD
✓
✓ from M440i xDrive Gran Coupe
Sunroof
✓ Every trim
LED headlights
✓ from M440i Gran Coupe
Not listed on any trimRear cross-traffic alertLane centeringHands-free driving360° cameraDual-zone climateMassaging seatsWireless CarPlayLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the 430i Gran Coupe (61 items)
- 18" Dual-Spoke Bicolor 853 Wheels with All Season Runflat Tires
- Non-metallic Paint
- Air Breathers
- Satin Aluminum Exterior Trim
- Fineline Light Open-pore Fine Wood Trim
- Perforated SensaTec Upholstery
- Anthracite Headliner
- Enhanced Roadside Assistance including BMW TeleServices
- Connected Package Professional features Real-Time Traffic Information and On-Street Parking Information (select cities), BMW Connected Music
- Remote Software Upgrade Capable
- Apple CarPlay and Android Auto Compatibility
- BMW Remote Services including My BMW App, Remote Door Unlock, MyInfo, Stolen Vehicle Recovery, Remote Lights Flash / Horn Blow, and Remote C
- Wireless Device Charging
- Enhanced USB and Bluetooth Wireless Technology Plus Smartphone Integration
- Personal eSim
- HiFi Sound System
- SiriusXM with 1 year Trial Subscription, Car + App
- Leather-wrapped Sport Steering Wheel
- BMW Curved Display with Configurable 12.3" Instrument Cluster and 14.9" Central Information Display
- BMW Operating System 8.5 Operated by Voice, Touchscreen or iDrive Controller
- cloud-based Navigation System with Reoccuring Over-the-Air (OTA) Updates for Map Data
- Dynamic Cruise Control
- Tire Pressure Monitor
- Rear-window Defroster
- Engine Start/Stop Button
- Remote Engine Start
- Advanced Vehicle & Key Memory retains recently used settings for features such as Climate Temperature, Exterior Mirror and Seat; Audio and R
- Comfort Access Keyless Entry
- BMW Digital Key
- Front-seat Center Armrest
- Power Front Seats including Manual Headrests and Memory System for Driver's Seat and Exterior Mirror Positions
- Multi-stage Heated Front Seats
- Through-loading System
- Tilt/telescopic Steering Wheel Column
- Automatic-dimming Interior Rear-view Mirror and Driver's-side Exterior Mirror
- Power Front and Rear Windows with "One-touch" Up/down Operation
- Locking Glovebox
- Electric Interior Trunk Release
- Rain-sensing Windshield Wipers with Automatic Headlight Control
- Universal Garage-door Opener
- Storage Package
- Power Tailgate
- Multi-Color, Adjustable Ambient Lighting
- Floormats
- Anti-lock Braking System (ABS)
- Automatic High Beams
- Adaptive Brakelights
- Front and rear Head Protection System (HPS)
- Driver's and Passenger's Front Airbag Supplemental Restraint System (SRS) with Advanced Technology: Dual-threshold, Dual-stage Deployment; a
- Seat-mounted Front Side-impact Airbags
- Knee Airbags for Driver and Front Passenger
- Front Safety Belts with Automatic Pretensioners
- Front-passenger-seat-occupation Recognition with Passenger's Airbag off Indicator
- Impact Sensor that Activates Battery Safety Terminal Disconnect of Alternator, Fuel Pump and Starter from Battery; Automatically Unlocks Doo
- LED Daytime Running Lights
- Anti-theft Alarm System
- Active Protection System: Detects Imminent Accidents by Automatically Pretensioning the Safety Belts, Closing Windows and Moonroof, and Acti
- Driving Assistant includes Forward Collision Mitigation, Active Blind Spot Detection, Lane Keeping Assistant, and Speed Limit Assistant
- Park Distance Control, Front and Rear
- Rear View Camera
- BMW Assist eCall includes Emergency Request (SOS button) and Enhanced Automatic Collision Notification
Recalls
2 NHTSA recalls for 2025 to 2027 4 Series Gran Coupe models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Electrical system2026 · 4 vehicles
The positive battery cables may not be properly connected to the power distribution box, resulting in an engine stall and a fire.Recall 25V643000 at NHTSA ↗Electrical system2025 · 4,557 vehicles
The electrical connection between the starter-generator and battery may come loose.Recall 25V202000 at NHTSA ↗Quick answers
- How much is a 2027 4 Series Gran Coupe in California?
- $57,367 to drive away for the 430i Gran Coupe, from a $51,200 sticker.
- What does it cost a month?
- A $893 loan payment, about $1,560 a month with insurance, fuel and upkeep ($5,000 down); about $1,470 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Similar cars
US prices in US dollars from BMW's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.