2027 BMW 3 Series Sedan: real cost in California
See the 3 Series Sedan on BMW's US site ↗US prices read 2026-11-09
Cheapest trim, 330 Sedan · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$49,900the advertised price
Drive away$55,950with fees and tax
Loan payment$869/mo72-month loan at 7%, $5,000 down
True cost$1,557/moeverything, after resale
$55,950 to drive away + $78,067 to run it for 6 years − $21,889 back at resale = $112,127, or $1,557 a month.
Where the money goes
Drive away$55,950
Running it, 6 yrs+$78,067
Back at resale−$21,889
Sticker pricethe advertised MSRP
+$49,900Feesfreight $1,350 · doc fee $85 (typical)
+$1,435Sales and use tax, 8.99%California
+$4,615Insuranceestimate, age 35–59, California
+$24,990Fuel13,500 mi a year at 35 MPG
+$15,264Lost return on your money5% a year on the down payment and each payment
+$11,670Loan interest7% over 72 months
+$11,593Maintenanceestimate
+$11,239Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,311Resale after 6 years44% of MSRP, you get this back
−$21,889True cost $112,127 ÷ 72 months$1,557 a month
The car
Size and space
BodySedan187.2–187.4 in long
Seats5
CargoNot published
Engine and fuel
Engine255–523 hp premium gas, RWD, AWD
0–60 mph3.7–5.6 sBMW's figures; others our estimate
Fuel economy23–35 MPGEPA combined
TowingNot published
Tires19"235/40R19
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Resale at 6 years44% of MSRPthis model's own record
Every trim
All trims: 5 seats.| 330 Sedan | $49,900 | $55,950 | $112,127 | ✓ $1,557/mo | 35 MPG | — No | — No |
| 330 xDrive Sedan | $51,900 | $58,130 | $114,407 | $1,589/mo | 35 MPG | — No | ✓ Yes |
| M350 xDrive Sedan | $65,900 | $73,388 | $139,366 | $1,936/mo | 23 MPG | — No | ✓ Yes |
| M3 Sedan | $79,300 | $87,993 | $154,639 | $2,148/mo | 23 MPG | — No | — No |
| M3 Competition | $83,500 | $92,571 | $159,426 | $2,214/mo | 23 MPG | ✓ Yes | — No |
| M3 Competition xDrive Sedan | $88,600 | $98,129 | $165,239 | $2,295/mo | 23 MPG | ✓ Yes | ✓ Yes |
330 Sedan
✓ $1,557/mo
True cost
330 xDrive Sedan
$1,589/mo
True cost
M350 xDrive Sedan
$1,936/mo
True cost
M3 Sedan
$2,148/mo
True cost
M3 Competition
$2,214/mo
True cost
M3 Competition xDrive Sedan
$2,295/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
330 Sedan$49,900
330 xDrive Sedan$51,900
M350 xDrive Sedan$65,900
M3 Sedan$79,300
M3 Competition$83,500
M3 Competition xDrive Sedan$88,600
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $750
+ $800
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $1,350
+ $500
Heated steering wheel
+ $1,350
✓ from M350 xDrive Sedan
Heated rear seats
+ $500
Dual-zone climate
+ $200
Convenience
Push-button start
✓ from 330 xDrive Sedan
Remote start
+ $1,350
✓
✓ from M3 Competition
Power liftgate
+ $1,350
✓ from M350 xDrive Sedan
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ 330 Sedan to 330 xDrive Sedan
✓ from M3 Sedan
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
+ $1,900
✓ from M350 xDrive Sedan
Head-up display
+ $1,900
+ $850
+ $1,100
Capability and looks
AWD or 4WD
✓ 330 xDrive Sedan to M350 xDrive Sedan
✓ from M3 Competition xDrive Sedan
Sunroof
✓ Every trim
Panoramic roof
✓ 330 Sedan to M350 xDrive Sedan
LED headlights
✓ from 330 xDrive Sedan
Not listed on any trimRear cross-traffic alertLane centeringHands-free drivingMassaging seatsWireless CarPlayLarge touchscreen (12 in+)Tow hitch included
Full standard equipment on the 330 Sedan (42 items)
- 19" Bicolor 1138 Wheels with Staggered All Season Tires
- Efficiency optimized aerodynamic body, wheels, and undercarriage
- Interior Design Contemporary (Veganza)
- Fully finished Cargo Area with Remote Trunk Release and Cargo Cover
- Anthracite Headliner
- BMW Wordmark Door-sill Finishers
- BMW Digital Standard features BMW Maps Navigation with Real Time Traffic Information for Active Route, Weather, BMW ConnectedDrive App-Store
- Apple CarPlay and Android Auto Compatibility
- Remote Software Upgrade Capable
- BMW Remote Services including My BMW App, Remote Door Unlock, MyInfo, Stolen Vehicle Recovery, Remote Lights Flash / Horn Blow, and Remote C
- Enhanced Roadside Assistance including BMW TeleServices
- Bluetooth wireless technology and dual front and rear USB-C power delivery sockets
- Wireless Device Charging with Magnetic Holder
- BMW Assist eCall includes Emergency Request (SOS button) and Enhanced Automatic Collision Notification
- HiFi Sound System
- SiriusXM in-car + app (Limited Trial)
- Multi-function Steering Wheel
- BMW Operating System X optimized for Touch and Voice Control
- Cloud-based navigation system with automatic over-the-air updates for optimized map data
- BMW Panoramic Vision offers individually configurable content that spans almost the entire width of the front windshield
- Through-loading System
- Multi-color, Adjustable Ambient Lighting
- BMW Digital Key Plus with Setup Card
- Automatic-dimming Interior Rear-view Mirror and Driver's-side Exterior Mirror
- Power Windows with One-touch Up/Down Operation
- Universal Garage-door Opener
- Power Front Seats including Manual Headrests and Memory System for Driver's Seat and Exterior Mirror Positions
- Multi-stage Heated Front Seats
- Panoramic Glass Roof with Climate Comfort Glazing
- Acoustic Safety-belt Warning
- Anti-theft Alarm System
- Active Protection System: Detects Imminent Accidents by Automatically Pretensioning the Safety Belts, Closing Windows and Moonroof, and Acti
- LED Daytime Running Lights
- Automatic High Beams
- Acoustic Pedestrian Protection
- Active Park Distance Control with Side Protection
- Driving Assistant includes Forward Collision Mitigation, Active Blind Spot Detection, Lane Keeping Assistant, and Speed Limit Assistant
- Driving Assistant Plus includes Distance Control (ACC) with Steering Assistant
- Seal & Drive Tire Kit
- Emergency Trunk Release
- Front and rear Head Protection System (HPS) with side-impact airbags
- Seat-mounted Front Side-Impact Airbags
Recalls
1 NHTSA recall for 2025 to 2027 3 Series Sedan models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Quick answers
- How much is a 2027 3 Series Sedan in California?
- $55,950 to drive away for the 330 Sedan, from a $49,900 sticker.
- What does it cost a month?
- A $869 loan payment, about $1,630 a month with insurance, fuel and upkeep ($5,000 down); about $1,557 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Similar cars
US prices in US dollars from BMW's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.