2026 Cadillac CT5: real cost in California
See the CT5 on Cadillac's US site ↗US prices read 2026-11-09
Cheapest trim, Premium Luxury · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$49,200the advertised price
Drive away$55,672with fees and tax
Loan payment$864/mo72-month loan at 7%, $5,000 down
True cost$1,564/moeverything, after resale
$55,672 to drive away + $77,393 to run it for 6 years − $20,422 back at resale = $112,644, or $1,564 a month.
Where the money goes
Drive away$55,672
Running it, 6 yrs+$77,393
Back at resale−$20,422
Sticker pricethe advertised MSRP
+$49,200Feesfreight $1,795 · doc fee $85 (typical)
+$1,880Sales and use tax, 8.99%California
+$4,592Fuel13,500 mi a year at 25 MPG
+$21,374Insuranceestimate, age 35–59, California
+$18,375Lost return on your money5% a year on the down payment and each payment
+$11,616Loan interest7% over 72 months
+$11,529Maintenanceestimate
+$11,239Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,260Resale after 6 years42% of MSRP, you get this back
−$20,422True cost $112,644 ÷ 72 months$1,564 a month
The car
Size and space
BodyCar193.8 in long
Seats5
Cargo11.9 cu ftbehind row 2
Engine and fuel
Engine237 hp premium gas, RWD, AWD
0–60 mph6.4–6.6 sour estimate from power and weight
Fuel economy24–25 MPGEPA combined
TowingNot published
Tires18" or 19"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free on highwayson mapped highways · Super Cruise, $30/mo
Resale at 6 years42% of MSRPaverage for its type
Every trim
All trims: 237 hp, 5 seats.| Premium Luxury RWD | $49,200 | $55,672 | $112,644 | ✓ $1,564/mo | 25 MPG | — No |
| Sport RWD | $50,200 | $56,762 | $113,806 | $1,581/mo | 25 MPG | — No |
| Premium Luxury AWD | $51,200 | $57,852 | $115,855 | $1,609/mo | 24 MPG | ✓ Yes |
| Sport AWD | $52,200 | $58,942 | $117,018 | $1,625/mo | 24 MPG | ✓ Yes |
Premium LuxuryRWD
✓ $1,564/mo
True cost
SportRWD
$1,581/mo
True cost
Premium LuxuryAWD
$1,609/mo
True cost
SportAWD
$1,625/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Premium Luxury RWD$49,200
Sport RWD$50,200
Premium Luxury AWD$51,200
Sport AWD$52,200
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Hands-free driving
+ An option on every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
+ $450
✓
+ $450
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Head-up display
+ $2,595
+ $2,695
+ $2,595
+ $2,695
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from Premium Luxury AWD
Sunroof
+ $1,450 on every trim
Panoramic roof
+ $1,450 on every trim
LED headlights
✓ Every trim
Not listed on any trimHeated rear seatsMassaging seatsPower liftgatePremium sound systemTow hitch included
Full standard equipment on the Premium Luxury Premium Luxury RWD (128 items)
- 33" diagonal advanced color LED display with Google Built-In
- Heated driver and front passenger seats
- Super Cruise driver assistance technology
- Available UltraView power sunroof
- Premium Surround Sound 15-speaker audio system
- Super Cruise 1 Package
- 2.0L Twin-scroll turbocharged 4-cylinder engine
- Rear-wheel drive
- 10-speed automatic transmission
- Keyless Entry and Start
- Automatic Stop/Start with disable
- Electronic Precision Shift
- Driver Mode Selector
- 2.85 rear axle ratio
- Tow hook
- Ride and Handling suspension
- Electric Power Steering
- 4-wheel antilock disc brakes
- Performance brake linings
- Automatic Vehicle Hold
- Electronic parking brake
- Capless Fuel Fill
- Trapezoid dual exhaust tips
- 18" alloy wheels with Manoogian Silver finish
- 18" all-season, self-sealing tires
- Spare wheel delete
- Spare tire delete
- Rocker moldings with extensions
- Bright window surround moldings
- Upper and lower active aero shutters
- LED headlamps
- Automatic on/off headlamps with Tunnel Detection
- IntelliBeam
- LED front lamp turn signal
- LED tail lamps
- Red outer lens taillamps
- Body-color heated, power-adjustable, manual-folding outside mirrors with driver-side auto-dimming and integrated turn signal indicators
- Windshield, acoustic-laminated glass
- Solar-absorbing glass
- Acoustic laminated glass
- Rainsense automatic wipers
- Bright-accented illuminating outside door handles
- Illuminating door handles
- Google Automotive Services capable
- SiriusXM with 360L Trial Subscription
- USB ports
- SD card reader
- Bluetooth
- Phone projection, Google Android Auto
- Wireless phone projection
- Wi-Fi Hotspot capable
- 5G vehicle connectivity
- Rotary Infotainment Controller with jog control
- Front bucket seats
- Leather Seating Surfaces with Mini-Perforated inserts
- 8-way power driver seat adjuster
- 8-way power front passenger seat adjuster
- Power driver and front passenger seatback bolsters
- Seat, front passenger power seatback bolster adjustment
- Power driver and front passenger lumbar massage
- 4-way power driver and front passenger lumbar control
- Seat, front passenger power lumbar massage
- Seat adjuster, front passenger 4-way power lumbar adjustment
- Ventilated driver and front passenger seats
- Split-folding rear seat
- Front head restraints
- Rear head restraints
- Black seat belt color
- Front carpeted floor mats
- Rear carpeted floor mats
- Foot rest, driver side
- Super Cruise steering wheel
- Heated steering wheel
- Alloy paddle shift controls
- Power tilt and telescoping steering column
- Digital compass
- Power windows
- Window, power, passenger, Express Up/Down
- Window, power rear doors, Express Up/Down
- Power door locks
- Keyless Open
- Remote Start
- Universal Home Remote
- Adaptive Cruise Control
- Memory settings
- Wireless Phone Charging
- 12-volt auxiliary front power outlet
- 12-volt auxiliary rear power outlet
- Dual-zone automatic climate control
- Cabin Air Filter
- Inside rearview auto-dimming mirror
- Driver and front passenger visors
- Assist handles
- Assist handles, rear outboard
- Ambient interior lighting
- 1 Scheduled Maintenance Visit
- Bumper-to-Bumper Limited Warranty 1
- Corrosion Protection
- Powertrain Limited Warranty 1
- Roadside Assistance Program 1
- Enhanced Automatic Emergency Braking
- Intersection Automatic Emergency Braking
- Reverse Automatic Braking
- Rear Cross Traffic Braking
- 8 airbags
- Passenger Sensing System
- OnStar services capable
- Enhanced Automatic Parking Assist
- HD Surround Vision
- Blind Zone Steering Assist
- LED Reflective Windshield Collision Alert
- Forward Collision Alert
- Front Pedestrian and Bicyclist Braking
- Side Bicyclist Alert
- Rear Pedestrian Alert
- Driver Attention Assist
- Traffic Sign Recognition
- Safety Alert Seat
- Rear Seat Reminder
- Seat belts, all seating positions
- Rear seat belts
- Buckle to Drive
- LATCH System
- Warning tones
- Seat belt indicator
- Teen Driver
- Tire Pressure Monitoring System
- OnStar Basics
Recalls
1 NHTSA recall for 2024 to 2026 CT5 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Quick answers
- How much is a 2026 CT5 in California?
- $55,672 to drive away for the Premium Luxury, from a $49,200 sticker.
- What does it cost a month?
- A $864 loan payment, about $1,617 a month with insurance, fuel and upkeep ($5,000 down); about $1,564 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colors
Summit WhiteBlack RavenTyphoon Metallic+$625Deep Space Metallic+$625Coastal Blue Metallic+$625Argent Silver Metallic+$625Midnight Sky Metallic+$625Radiant Red Tintcoat+$1,225Vibrant White Tricoat+$1,225
Similar cars
US prices in US dollars from Cadillac's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.