2026 Volvo EC40: real cost in Ontario
See the EC40 on Volvo's site ↗Prices read 2026-11-06
Cheapest trim, Black Edition Ultra Twin Motor · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$75,850the advertised price
Drive away$90,139with fees and HST
Loan payment$1,431/mo72-month loan at 6.5%, $5,000 down
True cost$1,845/moeverything, after resale
$90,139 to drive away + $68,964 to run it for 6 years − $26,228 back at resale = $132,875, or $1,845 a month.
Where the money goes
Drive away$90,139
Running it, 6 yrs+$68,964
Back at resale−$26,228
Sticker pricethe advertised MSRP
+$75,850Feesfreight $3,100 · dealer $699 · levies $120
+$3,919HST, 13%Ontario
+$10,370Insuranceestimate, age 35–59, Toronto
+$19,005Lost return on your money5% a year on the down payment and each payment
+$18,126Loan interest6.5% over 72 months
+$17,906Maintenanceestimate
+$10,204Charging18,000 km a year at 21.6 kWh/100 km, home charging at $0.16/kWh
+$3,632Registration and plates6 years in Ontario
+$91Resale after 6 years35% of MSRP, you get this back
−$26,228True cost $132,875 ÷ 72 months$1,845 a month
The car
Size and space
BodySport Utility4.44 m long
Seats5
Cargo480 Lbehind row 2
Engine and fuel
Engine402 hp electric
0–100 km/h4.6 sour estimate from power and weight
Energy use21.6 kWh/100 kmNatural Resources Canada
Range431 kmabout 302 in winter
TowingUp to 2,000 lb
Tires20"235/50R20
Safety and cover
US crash testNot rated yet
Resale at 6 years35% of MSRPaverage for its type
Every trim
All trims: 402 hp, 21.6 kWh/100 km, 5 seats.| Black Edition Ultra Twin Motor | $75,850 | $90,139 | $132,875 | $1,845/mo |
Black Edition Ultra Twin Motor
$1,845/mo
True cost
Quick answers
- How much is a 2026 EC40 in Ontario?
- $90,139 to drive away for the Black Edition Ultra Twin Motor, from a $75,850 sticker.
- What does it cost a month?
- A $1,431 loan payment, about $1,889 a month with insurance, fuel and upkeep ($5,000 down); about $1,845 a month all in, after resale.
- How much can it tow?
- 2,000 lb for every trim.
Colours
Onyx BlackCrystal WhiteDenim BlueVapour Grey
Similar SUVs
Prices from Volvo's Volvo Cars Canada configurator (Ontario, N9V 1A1; prices include fees, MSRP = total - fee lines); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.