2027 BMW iX4: real cost in Ontario
See the iX4 on BMW's site ↗Prices read 2026-11-06
2027 BMW iX4
Cheapest trim, 50 xDrive · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$79,900the advertised price
Drive away$94,463with fees and HST
Loan payment$1,504/mo72-month loan at 6.5%, $5,000 down
True cost$1,911/moeverything, after resale
$94,463 to drive away + $70,737 to run it for 6 years − $27,628 back at resale = $137,572, or $1,911 a month.
Where the money goes
Drive away$94,463
Running it, 6 yrs+$70,737
Back at resale−$27,628
Sticker pricethe advertised MSRP
+$79,900Feesfreight $2,955 · dealer $595 · levies $146
+$3,696HST, 13%Ontario
+$10,867Insuranceestimate, age 35–59, Toronto
+$19,532Lost return on your money5% a year on the down payment and each payment
+$18,960Loan interest6.5% over 72 months
+$18,816Maintenanceestimate
+$10,059Charging18,000 km a year at 19.5 kWh/100 km, home charging at $0.16/kWh
+$3,279Registration and plates6 years in Ontario
+$91Resale after 6 years35% of MSRP, you get this back
−$27,628True cost $137,572 ÷ 72 months$1,911 a month
The car
Size and space
BodySport Utility4.78 m long
Seats5
CargoNot published
Engine and fuel
Engine463 hp electric, AWD
0–100 km/h4.6 sour estimate from power and weight
Energy use19.5 kWh/100 kmNatural Resources Canada
TowingUp to 4,400 lb
Tires20"235/50R20
Safety and cover
US crash testNot rated yet
Resale at 6 years35% of MSRPaverage for its type
Every trim
All trims: AWD, 463 hp, 19.5 kWh/100 km, 5 seats.| 50 xDrive | $79,900 | $94,463 | $137,572 | $1,911/mo |
50 xDrive
$1,911/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
50 xDrive$79,900
Safety and driver assist
Adaptive cruise
+ $4,000
Comfort
Heated seats
✓ Every trim
Heated rear seats
+ $600
Convenience
Wireless phone charging
✓ Every trim
Tech and audio
Premium sound system
+ $4,000
Head-up display
+ $750
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $900
Sunroof
✓ Every trim
BMW lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the 50 xDrive (19 items)
- BMW Panoramic Vision
- M Sport Exterior Contents
- M Sport Interior Contents
- Heated Seats, Front
- Radio Control Code
- 20" Aero Wheels, 1047M, Jet Black, Burnished, A/S NRFT
- Wireless Device Charging
- Luggage-Compartment Emergency Unlocking
- Universal Garage Door Opener
- Visible VIN
- Alarm System
- Hot-Climate Version
- English Language Version
- Intelligent Emergency Call
- Teleservices
- Ambient Lighting
- Sport Steering Wheel
- AC Charging Professional with Bidirectional Functionality
- NACS Charging Port
Quick answers
- How much is a 2027 iX4 in Ontario?
- $94,463 to drive away for the 50 xDrive, from a $79,900 sticker.
- What does it cost a month?
- A $1,504 loan payment, about $1,962 a month with insurance, fuel and upkeep ($5,000 down); about $1,911 a month all in, after resale.
- How much can it tow?
- 4,400 lb for every trim.
Colours
Space Silver Metallic+$990Vegas Red Metallic+$990Mineral White Metallic+$990Brooklyn Grey Metallic+$990Black Sapphire Metallic+$990Eucalyptus Green Metallic+$990Polarized Grey Metallic+$990Ocean Wave Blue Metallic+$990Alpine White Non-Metallic
Similar SUVs
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.