BMW iX3 vs Volvo EC40: cost to own

Verdict, over 6 years

They cost about the same

Within $863: too close to call. Closest matching trims: same fuel and drive where possible.

iX3 50 xDrive$1,833/moTrue cost

EC40 Black Edition Ultra Twin Motor$1,845/moTrue cost

2027 BMW iX3

Closest matching trim: iX3 50 xDrive

Sticker (MSRP)$75,900

+$14,043→↓Freight, fees, HST

Drive away$89,943

+ running costs→↓− $26,245 resale

True cost$1,833/moA month to own, after resale

2026 Volvo EC40

Closest matching trim: EC40 Black Edition Ultra Twin Motor

Sticker (MSRP)$75,850

+$14,289→↓Freight, fees, HST

Drive away$90,139

+ running costs→↓− $26,228 resale

True cost$1,845/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$75,900	✓ $75,850	EC40 by $50
Freight and fees, before tax	✓ $3,696	$3,919	iX3 by $223
Sales tax (HST)	✓ $10,347	$10,370	iX3 by $23
Drive-away price	✓ $89,943	$90,139	iX3 by $196
Running costs, 6 years
Fuel or charging	✓ $3,279	$3,632	iX3 by $353
Insurance (estimate)	$19,005	$19,005	—
Maintenance (estimate)	✓ $9,985	$10,204	iX3 by $219
Loan rate	6.5%	6.5%	—
Loan interest	✓ $17,865	$17,906	iX3 by $41
Lost return on your money	✓ $18,088	$18,126	iX3 by $38
Resale after 6 yrs	✓ −$26,245	−$26,228	iX3 by $17
Total
True cost	✓ $132,012	$132,875	iX3 by $863
True cost a month	✓ $1,833/mo	$1,845/mo	iX3 by $12
You pay each month	✓ $1,877/mo	$1,889/mo	iX3 by $12
Practical
Fuel type	Electric	Electric	—
Seats	5	5	—
Carry-ons, 2 people	Not published	4	—
Towing, lb	✓ 4,400	2,000	—
Cargo behind row 2, litres	Not published	480	—
Range, km (winter about 70%)	—	431 (302)	—
Length	4.78 m	4.44 m	—
Resale % after 6 yrs	35%	35%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

iX3 50 xDrive $75,900EC40 Black Edition Ultra Twin Motor ✓ $75,850Cheaper by EC40 by $50

Freight and fees, before tax

iX3 50 xDrive ✓ $3,696EC40 Black Edition Ultra Twin Motor $3,919Cheaper by iX3 by $223

Sales tax (HST)

iX3 50 xDrive ✓ $10,347EC40 Black Edition Ultra Twin Motor $10,370Cheaper by iX3 by $23

Drive-away price

iX3 50 xDrive ✓ $89,943EC40 Black Edition Ultra Twin Motor $90,139Cheaper by iX3 by $196

Running costs, 6 years

Fuel or charging

iX3 50 xDrive ✓ $3,279EC40 Black Edition Ultra Twin Motor $3,632Cheaper by iX3 by $353

Insurance (estimate)

iX3 50 xDrive $19,005EC40 Black Edition Ultra Twin Motor $19,005Cheaper by —

Maintenance (estimate)

iX3 50 xDrive ✓ $9,985EC40 Black Edition Ultra Twin Motor $10,204Cheaper by iX3 by $219

Loan rate

iX3 50 xDrive 6.5%EC40 Black Edition Ultra Twin Motor 6.5%Cheaper by —

Loan interest

iX3 50 xDrive ✓ $17,865EC40 Black Edition Ultra Twin Motor $17,906Cheaper by iX3 by $41

Lost return on your money

iX3 50 xDrive ✓ $18,088EC40 Black Edition Ultra Twin Motor $18,126Cheaper by iX3 by $38

Resale after 6 yrs

iX3 50 xDrive ✓ −$26,245EC40 Black Edition Ultra Twin Motor −$26,228Cheaper by iX3 by $17

Total

True cost

iX3 50 xDrive ✓ $132,012EC40 Black Edition Ultra Twin Motor $132,875Cheaper by iX3 by $863

True cost a month

iX3 50 xDrive ✓ $1,833/moEC40 Black Edition Ultra Twin Motor $1,845/moCheaper by iX3 by $12

You pay each month

iX3 50 xDrive ✓ $1,877/moEC40 Black Edition Ultra Twin Motor $1,889/moCheaper by iX3 by $12

Practical

Fuel type

iX3 50 xDrive ElectricEC40 Black Edition Ultra Twin Motor ElectricCheaper by —

Seats

iX3 50 xDrive 5EC40 Black Edition Ultra Twin Motor 5Cheaper by —

Carry-ons, 2 people

iX3 50 xDrive Not publishedEC40 Black Edition Ultra Twin Motor 4Cheaper by —

Towing, lb

iX3 50 xDrive ✓ 4,400EC40 Black Edition Ultra Twin Motor 2,000Cheaper by —

Cargo behind row 2, litres

iX3 50 xDrive Not publishedEC40 Black Edition Ultra Twin Motor 480Cheaper by —

Range, km (winter about 70%)

iX3 50 xDrive —EC40 Black Edition Ultra Twin Motor 431 (302)Cheaper by —

Length

iX3 50 xDrive 4.78 mEC40 Black Edition Ultra Twin Motor 4.44 mCheaper by —

Resale % after 6 yrs

iX3 50 xDrive 35%EC40 Black Edition Ultra Twin Motor 35%Cheaper by —

US crash test

iX3 50 xDrive Not rated yetEC40 Black Edition Ultra Twin Motor Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $50.