2026 Toyota RAV4 Plug-in Hybrid: real cost in Ontario
See the RAV4 Plug-in Hybrid on Toyota's site ↗Prices read 2026-10-29
Cheapest trim, SE AWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$48,750the advertised price
Drive away$56,071with fees and HST
Loan payment$859/mo72-month loan at 6.5%, $5,000 down
True cost$1,046/moeverything, after resale
$56,071 to drive away + $51,052 to run it for 6 years − $31,790 back at resale = $75,333, or $1,046 a month.
Where the money goes
Drive away$56,071
Running it, 6 yrs+$51,052
Back at resale−$31,790
Sticker pricethe advertised MSRP
+$48,750Feesfreight $1,930 · dealer $999 · levies $154
+$3,083HST, 13%Ontario
+$6,738Federal EV rebateif eligible
−$2,500Insuranceestimate, age 35–59, Toronto
+$15,639Lost return on your money5% a year on the down payment and each payment
+$11,554Loan interest6.5% over 72 months
+$10,741Maintenanceestimate
+$8,737Fuel and charging18,000 km a year at 5.7 L/100 km
+$4,290Registration and plates6 years in Ontario
+$91Resale after 6 years65% of MSRP, you get this back
−$31,790True cost $75,333 ÷ 72 months$1,046 a month
The car
Size and space
Body5Dr. Wagon4.60–4.64 m long
Seats5
Cargo951 Lbehind row 2
Ground clearance19–21 cm
Engine and fuel
Engine324 hp plug-in hybrid, 4WD
0–100 km/h5.6 sToyota's figure
Fuel use5.7–6.4 L/100 km · 20.0–22.3 kWh/100 kmNatural Resources Canada
TowingUp to 3,500 lb
Tires18" or 20"by trim
Safety and cover
US crash testNot rated yet
Highway assistHands-free in traffic jamsunder about 40 km/h · some trims or an option
Insurance claimsAbove averagecollision 141 · theft 82 · injury 126 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Brand offersFinance from 3.29% for 36 moToyota's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years65% of MSRPprevious generation
Every trim
All trims: 4WD, 324 hp, 5 seats.| SE AWD | $48,750 | $56,071 | $75,333 | ✓ $1,046/mo | 3,500 | 5.7 L/100 km |
| XSE AWD | $56,400 | $67,216 | $87,364 | $1,213/mo | 3,500 | 5.9 L/100 km |
| GR Sport AWD | $57,500 | $68,459 | $88,947 | $1,235/mo | — | 6.4 L/100 km |
| XSE AWD XSE Technology Package | $59,350 | $70,549 | $90,482 | $1,257/mo | 3,500 | 5.9 L/100 km |
SE AWD
✓ $1,046/mo
True cost
XSE AWD
$1,213/mo
True cost
GR Sport AWD
$1,235/mo
True cost
XSE AWDXSE Technology Package
$1,257/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
SE AWD$48,750
XSE AWD$56,400
GR Sport AWD$57,500
XSE AWD XSE Technology Package$59,350
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from XSE AWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
✓ from XSE AWD XSE Technology Package
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓
✓ from XSE AWD XSE Technology Package
Power liftgate
✓ Every trim
Wireless phone charging
✓ from XSE AWD
Power driver's seat
✓ Every trim
Memory seat
✓
✓ from XSE AWD XSE Technology Package
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓
✓ from XSE AWD XSE Technology Package
Head-up display
✓ from XSE AWD XSE Technology Package
Large touchscreen (12 in+)
✓ from XSE AWD
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ from XSE AWD XSE Technology Package
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsBuilt-in navigationTow hitch included
Full standard equipment on the SE AWD (58 items)
- Power Slide / Tilt Moonroof
- Roof Rails
- LED Rear Combination Lamps
- Side Mirror Turn Signal
- LED Daytime Running Lights (DRL)
- LED Projector Low-and High-Beam Headlamps
- Power-Adjustable Heated Mirrors
- All Wheel Drive (AWD)
- Temporary Spare Tire - T165/90D18
- 18" Black Alloy Wheels
- Rain Sensing Wipers
- 6-speaker Audio System
- Wireless Android Auto and Apple CarPlay Compatibility
- 10.5” Toyota Multimedia
- Service/Safety Connect (min 5yr trial), Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
- Dual-zone Automatic Climate Control
- 12.3" Digital Gauge Cluster
- LED Cargo Lamp
- Illuminated Entry System
- Day and Night Mechanical Rear View Mirror
- Fabric Seats
- Heated Front Seats
- 2-way Power Adjustable Driver Lumbar Support
- 8-Way Power-Adjustable Driver Seat, 6-Way Manually Adjustable Passenger Seat
- Tilt & Telescopic Steering Wheel
- Leather-Wrapped Heated Steering Wheel
- Cargo Net
- Front Windshield Wiper Deicer
- Electronically Controlled Brake System ( AHB-C)
- Lithium-ion (Li-ion) Traction Battery
- 2.5 Litre, 4-Cylinder, DOHC, Dual Variable Valve Timing with Intelligence (VVT-i)
- 6th Generation Plug-in Hybrid System (TPHS 6)
- Hill-start Assist Control (HAC)
- Drive Mode Select (Sport, Eco and Normal Modes)
- EV Mode
- J1772 Vehicle Inlet Connector
- Independent Macpherson Strut Front Suspension
- Multi-Link Type Rear Suspension
- Front and Rear Stabilizer Bar
- Coil Springs
- Electronically Controlled Continuously Variable Transmission (ECVT)
- Shift Lever with Sequential Mode
- Power Back Door
- Smart Key System w/Push Button Start (2 Doors + Back Door)
- Two 12V Accessory Power Outlets: Centre Console Storage and Cargo Area
- Intelligent Clearance Sonar
- Anchor Points for Child Restraint Seats
- Blind Spot Monitoring System (BSM) with Rear Cross Traffic Alert (RCTA) and Safe Exit Alert (SEA)
- Front and Rear Parking Assist with Automatic Braking (PA w/AB)
- Engine Immobilizer
- Star Safety System: Smart Stop Technology, Vehicle Stability Control, Anti-Lock Brakes, Traction Control, Electronic Brake Force Distribution, Brake Assist
- Automatic High Beam (AHB)
- Dynamic Radar Cruise Control (DRCC)
- Lane Departure Alert (LDA)
- Lane Tracing Assist (LTA)
- Pre-Collision System (PCS)
- Proactive Driving Assist (PDA)
- Road Sign Assist (RSA)
Recalls in Canada
4 Transport Canada recalls for 2024 to 2026 RAV4 Plug-in Hybrid models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Seats and restraints2025 · 22 vehicles
On certain vehicles, the brackets that secure the driver and front passenger seats may not have been welded properly.Recall 2026201 at Transport Canada ↗Visual system2024, 2025 · 99,178 vehicles
Under certain conditions, a software problem could cause the rearview camera image to freeze or not to display.Recall 2025594 at Transport Canada ↗Visual system2024, 2025 · 70,480 vehicles
On certain vehicles, a software problem could cause the combination meter in the instrument panel not to display when the vehicle is started.Recall 2025469 at Transport Canada ↗Brakes2024 · 10 vehicles
On a small number of vehicles, the bolts that secure the front brake caliper mounting bracket(s) and the wheel hub(s) to the steering knuckle(s) may not have been tightened properly.Recall 2024737 at Transport Canada ↗Quick answers
- How much is a 2026 RAV4 Plug-in Hybrid in Ontario?
- $56,071 to drive away for the SE AWD, from a $48,750 sticker.
- What does it cost a month?
- A $859 loan payment, about $1,258 a month with insurance, fuel and upkeep ($5,000 down); about $1,046 a month all in, after resale.
- How much can it tow?
- Not rated for the GR Sport AWD; 3,500 lb for every other trim.
Colours
Supersonic Red with Black Roof+$905Midnight Black MetallicWind Chill Pearl with Black Roof+$905Storm Cloud with Black Roof+$555Brown Sugar Metallic with Black Roof+$555Brown Sugar MetallicWhiteStorm CloudBlueprint
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Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.