Mazda CX-70 vs Toyota RAV4 Plug-in Hybrid: cost to own

Verdict, over 6 years

The Toyota RAV4 Plug-in Hybrid costs about $23,247 less

That's $323 a month. Closest matching trims: same fuel and drive where possible.

CX-70 GS-L$1,369/moTrue cost

RAV4 Plug-in Hybrid SE AWD✓ $1,046/moTrue cost

2026 Mazda CX-70

Closest matching trim: CX-70 GS-L

Sticker (MSRP)$49,750

+$10,013→↓Freight, fees, HST

Drive away$59,763

+ running costs→↓− $24,378 resale

True cost$1,369/moA month to own, after resale

2026 Toyota RAV4 Plug-in Hybrid

Closest matching trim: RAV4 Plug-in Hybrid SE AWD

Sticker (MSRP)$48,750

+$7,321→↓Freight, fees, HST

Drive away$56,071

+ running costs→↓− $31,790 resale

True cost$1,046/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$49,750	✓ $48,750	RAV4 Plug-in Hybrid by $1,000
Freight and fees, before tax	$3,138	✓ $3,083	RAV4 Plug-in Hybrid by $55
Sales tax (HST)	$6,875	✓ $6,738	RAV4 Plug-in Hybrid by $137
EV rebate	—	−$2,500	—
Drive-away price	$59,763	✓ $56,071	RAV4 Plug-in Hybrid by $3,692
Running costs, 6 years
Fuel or charging	$15,568	✓ $4,290	RAV4 Plug-in Hybrid by $11,278
Insurance (estimate)	✓ $14,187	$15,639	CX-70 by $1,452
Maintenance (estimate)	$9,564	✓ $8,737	RAV4 Plug-in Hybrid by $827
Loan rate	6.5%	6.5%	—
Loan interest	$11,518	✓ $10,741	RAV4 Plug-in Hybrid by $777
Lost return on your money	$12,266	✓ $11,554	RAV4 Plug-in Hybrid by $712
Resale after 6 yrs	−$24,377	✓ −$31,790	RAV4 Plug-in Hybrid by $7,413
Total
True cost	$98,580	✓ $75,333	RAV4 Plug-in Hybrid by $23,247
True cost a month	$1,369/mo	✓ $1,046/mo	RAV4 Plug-in Hybrid by $323
You pay each month	$1,468/mo	✓ $1,258/mo	RAV4 Plug-in Hybrid by $210
Practical
Fuel type	Gas	Plug-in hybrid	—
Seats	5	5	—
Carry-ons, 2 people	8+	8+	—
Towing, lb	✓ 5,000	3,500	—
Cargo behind row 2, litres	✓ 1,131	951	—
Length	5.10 m	4.60 m	—
Ground clearance	20 cm	✓ 21 cm	—
Resale % after 6 yrs	49%	✓ 65%	—
US crash test	✓ 5★	Not rated yet	—

Price

Sticker (MSRP)

CX-70 GS-L $49,750RAV4 Plug-in Hybrid SE AWD ✓ $48,750Cheaper by RAV4 Plug-in Hybrid by $1,000

Freight and fees, before tax

CX-70 GS-L $3,138RAV4 Plug-in Hybrid SE AWD ✓ $3,083Cheaper by RAV4 Plug-in Hybrid by $55

Sales tax (HST)

CX-70 GS-L $6,875RAV4 Plug-in Hybrid SE AWD ✓ $6,738Cheaper by RAV4 Plug-in Hybrid by $137

EV rebate

CX-70 GS-L —RAV4 Plug-in Hybrid SE AWD −$2,500Cheaper by —

Drive-away price

CX-70 GS-L $59,763RAV4 Plug-in Hybrid SE AWD ✓ $56,071Cheaper by RAV4 Plug-in Hybrid by $3,692

Running costs, 6 years

Fuel or charging

CX-70 GS-L $15,568RAV4 Plug-in Hybrid SE AWD ✓ $4,290Cheaper by RAV4 Plug-in Hybrid by $11,278

Insurance (estimate)

CX-70 GS-L ✓ $14,187RAV4 Plug-in Hybrid SE AWD $15,639Cheaper by CX-70 by $1,452

Maintenance (estimate)

CX-70 GS-L $9,564RAV4 Plug-in Hybrid SE AWD ✓ $8,737Cheaper by RAV4 Plug-in Hybrid by $827

Loan rate

CX-70 GS-L 6.5%RAV4 Plug-in Hybrid SE AWD 6.5%Cheaper by —

Loan interest

CX-70 GS-L $11,518RAV4 Plug-in Hybrid SE AWD ✓ $10,741Cheaper by RAV4 Plug-in Hybrid by $777

Lost return on your money

CX-70 GS-L $12,266RAV4 Plug-in Hybrid SE AWD ✓ $11,554Cheaper by RAV4 Plug-in Hybrid by $712

Resale after 6 yrs

CX-70 GS-L −$24,377RAV4 Plug-in Hybrid SE AWD ✓ −$31,790Cheaper by RAV4 Plug-in Hybrid by $7,413

Total

True cost

CX-70 GS-L $98,580RAV4 Plug-in Hybrid SE AWD ✓ $75,333Cheaper by RAV4 Plug-in Hybrid by $23,247

True cost a month

CX-70 GS-L $1,369/moRAV4 Plug-in Hybrid SE AWD ✓ $1,046/moCheaper by RAV4 Plug-in Hybrid by $323

You pay each month

CX-70 GS-L $1,468/moRAV4 Plug-in Hybrid SE AWD ✓ $1,258/moCheaper by RAV4 Plug-in Hybrid by $210

Practical

Fuel type

CX-70 GS-L GasRAV4 Plug-in Hybrid SE AWD Plug-in hybridCheaper by —

Seats

CX-70 GS-L 5RAV4 Plug-in Hybrid SE AWD 5Cheaper by —

Carry-ons, 2 people

CX-70 GS-L 8+RAV4 Plug-in Hybrid SE AWD 8+Cheaper by —

Towing, lb

CX-70 GS-L ✓ 5,000RAV4 Plug-in Hybrid SE AWD 3,500Cheaper by —

Cargo behind row 2, litres

CX-70 GS-L ✓ 1,131RAV4 Plug-in Hybrid SE AWD 951Cheaper by —

Length

CX-70 GS-L 5.10 mRAV4 Plug-in Hybrid SE AWD 4.60 mCheaper by —

Ground clearance

CX-70 GS-L 20 cmRAV4 Plug-in Hybrid SE AWD ✓ 21 cmCheaper by —

Resale % after 6 yrs

CX-70 GS-L 49%RAV4 Plug-in Hybrid SE AWD ✓ 65%Cheaper by —

US crash test

CX-70 GS-L ✓ 5★RAV4 Plug-in Hybrid SE AWD Not rated yetCheaper by —

✓ marks the better figure. Resale is from used prices: the CX-70 typical for its type and brand, the RAV4 Plug-in Hybrid from its own. These trims differ in fuel (gas vs plug-in hybrid), which drives part of the gap. Their stickers differ by $1,000.