2026 Toyota 4Runner: real cost in Ontario
See the 4Runner on Toyota's site ↗Prices read 2026-10-29
Cheapest trim, 4Runner · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$55,520the advertised price
Drive away$66,221with fees and HST
Loan payment$1,029/mo72-month loan at 6.5%, $5,000 down
True cost$1,375/moeverything, after resale
$66,221 to drive away + $68,992 to run it for 6 years − $36,204 back at resale = $99,009, or $1,375 a month.
Where the money goes
Drive away$66,221
Running it, 6 yrs+$68,992
Back at resale−$36,204
Sticker pricethe advertised MSRP
+$55,520Feesfreight $1,930 · dealer $999 · levies $154
+$3,083HST, 13%Ontario
+$7,618Fuel18,000 km a year at 11.2 L/100 km
+$18,749Insuranceestimate, age 35–59, Toronto
+$13,989Lost return on your money5% a year on the down payment and each payment
+$13,512Loan interest6.5% over 72 months
+$12,876Maintenanceestimate
+$9,775Registration and plates6 years in Ontario
+$91Resale after 6 years65% of MSRP, you get this back
−$36,204True cost $99,009 ÷ 72 months$1,375 a month
The car
Size and space
BodyWagon4.95 m long
Seats5, 7
Cargo1,269 Lbehind row 2
Engine and fuel
Engine278 hp gas, 4WD
0–100 km/h7.5–7.7 sour estimate from power and weight
Fuel use11.1–11.2 L/100 kmNatural Resources Canada
TowingUp to 6,000 lb
Tires17", 18" or 20"by trim
Safety and cover
US crash test4 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbout averagecollision 92 · theft 133 · injury 66 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years65% of MSRPprevious generation · how it compares
Every trim
All trims: 4WD, 278 hp.| 4Runner | $55,520 | $66,221 | $99,009 | ✓ $1,375/mo | 7 | 11.2 L/100 km | — No |
| 4Runner TRD Sport | $60,322 | $71,648 | $104,127 | $1,446/mo | 5 | 11.2 L/100 km | ✓ Yes |
| 4Runner TRD Off Road Premium | $65,462 | $77,456 | $109,244 | $1,517/mo | 5 | 11.2 L/100 km | ✓ Yes |
| 4Runner Limited 7 Passenger | $69,644 | $82,181 | $114,076 | $1,584/mo | 7 | 11.1 L/100 km | ✓ Yes |
4Runner
✓ $1,375/mo
True cost
4RunnerTRD Sport
$1,446/mo
True cost
4RunnerTRD Off Road Premium
$1,517/mo
True cost
4RunnerLimited 7 Passenger
$1,584/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
4Runner$55,520
4Runner TRD Sport$60,322
4Runner TRD Off Road Premium$65,462
4Runner Limited 7 Passenger$69,644
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from 4Runner Limited 7 Passenger
Parking sensors
✓ from 4Runner TRD Sport
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from 4Runner TRD Off Road Premium
Heated steering wheel
✓ from 4Runner TRD Sport
Dual-zone climate
✓ from 4Runner Limited 7 Passenger
Convenience
Push-button start
✓ Every trim
Remote start
✓ from 4Runner Limited 7 Passenger
Power liftgate
✓ from 4Runner TRD Off Road Premium
Wireless phone charging
✓ from 4Runner TRD Sport
Power driver's seat
✓ from 4Runner TRD Off Road Premium
Memory seat
✓ from 4Runner TRD Off Road Premium
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓ from 4Runner TRD Off Road Premium
Large touchscreen (12 in+)
✓ from 4Runner TRD Off Road Premium
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓ Every trim
Sunroof
✓ from 4Runner TRD Sport
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsBuilt-in navigationHead-up displayPanoramic roof
Full standard equipment on the 4Runner (73 items)
- Running Boards
- Black Roof Rails
- Black Door Handles
- Active Grille Shutters
- Front Spoiler (Removable)
- LED Fog Lamps
- Headlamps with Manual Level Control
- LED Headlamps
- Spare Tire
- 17" Alloy Wheels
- 8 Speakers
- SiriusXM Satellite Radio (3-Month Trial)
- HD Radio
- Dual Phone Bluetooth Capability
- 5 USB TYPE-C Ports (3 Front; 2 Rear)
- Wireless Apple CarPlay Compatibility
- Wireless Android Auto Compatibility
- Toyota Assistant
- 8" Toyota Multimedia w/ Service/Safety Connect (up to 10yr trial), Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
- Rear Passenger Vents
- Manual Air Conditioning
- 7" Multi-information Display (MID)
- Day and Night Mechanical Rear View Mirror
- Fabric Seats
- Heated Front Seats
- 6-way Manually Adjustable Driver and Passenger Seats
- 2-way Adjustable Driver Lumbar Support
- Tilt & Telescopic Steering Wheel
- Leather Wrapped Steering Wheel
- PVC Shift Knob
- Rear Window Defroster
- Front Windshield Wiper Deicer
- Rear Side Window Privacy Glass
- Front Side Acoustic Glass
- Antilock Braking System (ABS)
- Rear Disc Brakes
- Electric Parking Brake (EPB)
- Front Disc Brakes
- 400 Watt (120V) Trunk and 2nd Row Power Outlet
- Active Noise Control
- 2.4L 4-Cylinder Turbo
- Tow Package - Tow Hitch Receiver
- Drive Mode Select (Custom, Sport S+, Sport, Eco and Normal Modes)
- 7-pin Trailer Wiring Harness
- Hill-start Assist Control (HAC)
- Electric Power Steering (EPS)
- Independent Double Wishbone Front Suspension
- Rear Coil Springs
- 8-Speed Automatic
- Part-Time 4WD
- 12V DC Accessory Connector: Front
- Power Rear Window
- Smart Key w/Push Button Start (2 Doors + Back Door)
- Roll-Sensing Front Head/Side Curtain Airbags
- Total Number of Airbags: 8
- Child Protector Rear Door Locks
- Front Seat Side Airbags
- Driver and Front Passenger Knee Airbags
- Backup Camera with Back Guide Monitor (BGM)
- Dual Stage Driver & Passenger Airbags
- Rear Camera Washer
- Vehicle Stability Control (VSC)+ Active Traction Control (A-TRAC)
- Blind Spot Monitoring with RCTA
- Engine Immobilizer
- Anti-Theft Alarm System
- Automatic High Beam (AHB)
- Lane Tracing Assist (LTA)
- Lane Departure Alert (LDA)
- Dynamic Radar Cruise Control (DRCC)
- Road Sign Assist (RSA)
- Pre-Collision System (PCS)
- Proactive Driving Assist (PDA)
- Tire Pressure Monitoring System with Auto Location
Recalls in Canada
✓ No Transport Canada safety recalls for 2024 to 2026 4Runner models.
Quick answers
- How much is a 2026 4Runner in Ontario?
- $66,221 to drive away for the 4Runner, from a $55,520 sticker.
- What does it cost a month?
- A $1,029 loan payment, about $1,621 a month with insurance, fuel and upkeep ($5,000 down); about $1,375 a month all in, after resale.
- How much can it tow?
- 6,000 lb for every trim.
Colours
UndergroundBlackWind Chill Pearl+$350Supersonic Red+$350Heritage BlueWhiteCutting Edge Silver
Similar SUVs
Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.





