2026 Toyota 4Runner: real cost in Ontario

Cheapest trim, 4Runner · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$55,520the advertised price
Drive away$66,221with fees and HST
Loan payment$1,029/mo72-month loan at 6.5%, $5,000 down
True cost$1,375/moeverything, after resale
Car, fees and HST $66,221Insurance $13,989Fuel $18,749Interest and lost return $26,388Maintenance and plates $9,866

$66,221 to drive away + $68,992 to run it for 6 years − $36,204 back at resale = $99,009, or $1,375 a month.

Where the money goes

Drive away$66,221
Running it, 6 yrs+$68,992
Back at resale−$36,204
Sticker pricethe advertised MSRP
+$55,520
Feesfreight $1,930 · dealer $999 · levies $154
+$3,083
HST, 13%Ontario
+$7,618
Fuel18,000 km a year at 11.2 L/100 km
+$18,749
Insuranceestimate, age 35–59, Toronto
+$13,989
Lost return on your money5% a year on the down payment and each payment
+$13,512
Loan interest6.5% over 72 months
+$12,876
Maintenanceestimate
+$9,775
Registration and plates6 years in Ontario
+$91
Resale after 6 years65% of MSRP, you get this back
−$36,204
True cost $99,009 ÷ 72 months$1,375 a month

The car

Size and space
BodyWagon4.95 m long
Seats5, 7
Cargo1,269 Lbehind row 2
Engine and fuel
Engine278 hp gas, 4WD
0–100 km/h7.5–7.7 sour estimate from power and weight
Fuel use11.1–11.2 L/100 kmNatural Resources Canada
TowingUp to 6,000 lb
Tires17", 18" or 20"by trim
Safety and cover
US crash test4 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbout averagecollision 92 · theft 133 · injury 66 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years65% of MSRPprevious generation · how it compares

Every trim

All trims: 4WD, 278 hp.
4Runner$55,520$66,221$99,009✓ $1,375/mo711.2 L/100 km— No
4Runner TRD Sport$60,322$71,648$104,127$1,446/mo511.2 L/100 km✓ Yes
4Runner TRD Off Road Premium$65,462$77,456$109,244$1,517/mo511.2 L/100 km✓ Yes
4Runner Limited 7 Passenger$69,644$82,181$114,076$1,584/mo711.1 L/100 km✓ Yes
4Runner
✓ $1,375/mo
True cost
Sticker $55,520Drive-away $66,2216 yrs $99,009Seats 7Fuel use 11.2 L/100 kmSunroof — No
4RunnerTRD Sport
$1,446/mo
True cost
Sticker $60,322Drive-away $71,6486 yrs $104,127Seats 5Fuel use 11.2 L/100 kmSunroof ✓ Yes
4RunnerTRD Off Road Premium
$1,517/mo
True cost
Sticker $65,462Drive-away $77,4566 yrs $109,244Seats 5Fuel use 11.2 L/100 kmSunroof ✓ Yes
4RunnerLimited 7 Passenger
$1,584/mo
True cost
Sticker $69,644Drive-away $82,1816 yrs $114,076Seats 7Fuel use 11.1 L/100 kmSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
4Runner$55,520
4Runner TRD Sport$60,322
4Runner TRD Off Road Premium$65,462
4Runner Limited 7 Passenger$69,644
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from 4Runner Limited 7 Passenger
Parking sensors
✓ from 4Runner TRD Sport
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from 4Runner TRD Off Road Premium
Heated steering wheel
✓ from 4Runner TRD Sport
Dual-zone climate
✓ from 4Runner Limited 7 Passenger
Convenience
Push-button start
✓ Every trim
Remote start
✓ from 4Runner Limited 7 Passenger
Power liftgate
✓ from 4Runner TRD Off Road Premium
Wireless phone charging
✓ from 4Runner TRD Sport
Power driver's seat
✓ from 4Runner TRD Off Road Premium
Memory seat
✓ from 4Runner TRD Off Road Premium
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓ from 4Runner TRD Off Road Premium
Large touchscreen (12 in+)
✓ from 4Runner TRD Off Road Premium
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓ Every trim
Sunroof
✓ from 4Runner TRD Sport
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsBuilt-in navigationHead-up displayPanoramic roof
Full standard equipment on the 4Runner (73 items)
  • Running Boards
  • Black Roof Rails
  • Black Door Handles
  • Active Grille Shutters
  • Front Spoiler (Removable)
  • LED Fog Lamps
  • Headlamps with Manual Level Control
  • LED Headlamps
  • Spare Tire
  • 17" Alloy Wheels
  • 8 Speakers
  • SiriusXM Satellite Radio (3-Month Trial)
  • HD Radio
  • Dual Phone Bluetooth Capability
  • 5 USB TYPE-C Ports (3 Front; 2 Rear)
  • Wireless Apple CarPlay Compatibility
  • Wireless Android Auto Compatibility
  • Toyota Assistant
  • 8" Toyota Multimedia w/ Service/Safety Connect (up to 10yr trial), Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
  • Rear Passenger Vents
  • Manual Air Conditioning
  • 7" Multi-information Display (MID)
  • Day and Night Mechanical Rear View Mirror
  • Fabric Seats
  • Heated Front Seats
  • 6-way Manually Adjustable Driver and Passenger Seats
  • 2-way Adjustable Driver Lumbar Support
  • Tilt & Telescopic Steering Wheel
  • Leather Wrapped Steering Wheel
  • PVC Shift Knob
  • Rear Window Defroster
  • Front Windshield Wiper Deicer
  • Rear Side Window Privacy Glass
  • Front Side Acoustic Glass
  • Antilock Braking System (ABS)
  • Rear Disc Brakes
  • Electric Parking Brake (EPB)
  • Front Disc Brakes
  • 400 Watt (120V) Trunk and 2nd Row Power Outlet
  • Active Noise Control
  • 2.4L 4-Cylinder Turbo
  • Tow Package - Tow Hitch Receiver
  • Drive Mode Select (Custom, Sport S+, Sport, Eco and Normal Modes)
  • 7-pin Trailer Wiring Harness
  • Hill-start Assist Control (HAC)
  • Electric Power Steering (EPS)
  • Independent Double Wishbone Front Suspension
  • Rear Coil Springs
  • 8-Speed Automatic
  • Part-Time 4WD
  • 12V DC Accessory Connector: Front
  • Power Rear Window
  • Smart Key w/Push Button Start (2 Doors + Back Door)
  • Roll-Sensing Front Head/Side Curtain Airbags
  • Total Number of Airbags: 8
  • Child Protector Rear Door Locks
  • Front Seat Side Airbags
  • Driver and Front Passenger Knee Airbags
  • Backup Camera with Back Guide Monitor (BGM)
  • Dual Stage Driver & Passenger Airbags
  • Rear Camera Washer
  • Vehicle Stability Control (VSC)+ Active Traction Control (A-TRAC)
  • Blind Spot Monitoring with RCTA
  • Engine Immobilizer
  • Anti-Theft Alarm System
  • Automatic High Beam (AHB)
  • Lane Tracing Assist (LTA)
  • Lane Departure Alert (LDA)
  • Dynamic Radar Cruise Control (DRCC)
  • Road Sign Assist (RSA)
  • Pre-Collision System (PCS)
  • Proactive Driving Assist (PDA)
  • Tire Pressure Monitoring System with Auto Location

Recalls in Canada

✓ No Transport Canada safety recalls for 2024 to 2026 4Runner models.
Quick answers
How much is a 2026 4Runner in Ontario?
$66,221 to drive away for the 4Runner, from a $55,520 sticker.
What does it cost a month?
A $1,029 loan payment, about $1,621 a month with insurance, fuel and upkeep ($5,000 down); about $1,375 a month all in, after resale.
How much can it tow?
6,000 lb for every trim.

Colours

UndergroundBlackWind Chill Pearl+$350Supersonic Red+$350Heritage BlueWhiteCutting Edge Silver

Similar SUVs

Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.