Honda Pilot vs Toyota 4Runner: cost to own

Verdict, over 6 years

The Toyota 4Runner costs about $9,722 less

That's $135 a month. Closest matching trims: same fuel and drive where possible.

Pilot Sport$1,510/moTrue cost

4Runner✓ $1,375/moTrue cost

2026 Honda Pilot

Closest matching trim: Pilot Sport

Sticker (MSRP)$55,650

+$10,797→↓Freight, fees, HST

Drive away$66,447

+ running costs→↓− $26,953 resale

True cost$1,510/moA month to own, after resale

2026 Toyota 4Runner

Closest matching trim: 4Runner

Sticker (MSRP)$55,520

+$10,701→↓Freight, fees, HST

Drive away$66,221

+ running costs→↓− $36,204 resale

True cost$1,375/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$55,650	✓ $55,520	4Runner by $130
Freight and fees, before tax	$3,153	✓ $3,083	4Runner by $70
Sales tax (HST)	$7,644	✓ $7,618	4Runner by $26
Drive-away price	$66,447	✓ $66,221	4Runner by $226
Running costs, 6 years
Fuel or charging	✓ $18,414	$18,749	Pilot by $335
Insurance (estimate)	$14,781	✓ $13,989	4Runner by $792
Maintenance (estimate)	✓ $9,471	$9,775	Pilot by $304
Loan rate	6.5%	6.5%	—
Loan interest	$12,923	✓ $12,876	4Runner by $47
Lost return on your money	$13,555	✓ $13,512	4Runner by $43
Resale after 6 yrs	−$26,953	✓ −$36,204	4Runner by $9,251
Total
True cost	$108,730	✓ $99,009	4Runner by $9,721
True cost a month	$1,510/mo	✓ $1,375/mo	4Runner by $135
You pay each month	$1,627/mo	✓ $1,621/mo	4Runner by $6
Practical
Fuel type	Gas	Gas	—
Seats	8	7	—
Carry-ons, 2 people	8+	8+	—
Towing, lb	5,000	✓ 6,000	—
Cargo behind row 2, litres	✓ 1,685	1,269	—
Length	5.08 m	4.95 m	—
Ground clearance	19 cm	—	—
Resale % after 6 yrs	48%	✓ 65%	—
US crash test	✓ 5★	4★	—

Price

Sticker (MSRP)

Pilot Sport $55,6504Runner ✓ $55,520Cheaper by 4Runner by $130

Freight and fees, before tax

Pilot Sport $3,1534Runner ✓ $3,083Cheaper by 4Runner by $70

Sales tax (HST)

Pilot Sport $7,6444Runner ✓ $7,618Cheaper by 4Runner by $26

Drive-away price

Pilot Sport $66,4474Runner ✓ $66,221Cheaper by 4Runner by $226

Running costs, 6 years

Fuel or charging

Pilot Sport ✓ $18,4144Runner $18,749Cheaper by Pilot by $335

Insurance (estimate)

Pilot Sport $14,7814Runner ✓ $13,989Cheaper by 4Runner by $792

Maintenance (estimate)

Pilot Sport ✓ $9,4714Runner $9,775Cheaper by Pilot by $304

Loan rate

Pilot Sport 6.5%4Runner 6.5%Cheaper by —

Loan interest

Pilot Sport $12,9234Runner ✓ $12,876Cheaper by 4Runner by $47

Lost return on your money

Pilot Sport $13,5554Runner ✓ $13,512Cheaper by 4Runner by $43

Resale after 6 yrs

Pilot Sport −$26,9534Runner ✓ −$36,204Cheaper by 4Runner by $9,251

Total

True cost

Pilot Sport $108,7304Runner ✓ $99,009Cheaper by 4Runner by $9,721

True cost a month

Pilot Sport $1,510/mo4Runner ✓ $1,375/moCheaper by 4Runner by $135

You pay each month

Pilot Sport $1,627/mo4Runner ✓ $1,621/moCheaper by 4Runner by $6

Practical

Fuel type

Pilot Sport Gas4Runner GasCheaper by —

Seats

Pilot Sport 84Runner 7Cheaper by —

Carry-ons, 2 people

Pilot Sport 8+4Runner 8+Cheaper by —

Towing, lb

Pilot Sport 5,0004Runner ✓ 6,000Cheaper by —

Cargo behind row 2, litres

Pilot Sport ✓ 1,6854Runner 1,269Cheaper by —

Length

Pilot Sport 5.08 m4Runner 4.95 mCheaper by —

Ground clearance

Pilot Sport 19 cm4Runner —Cheaper by —

Resale % after 6 yrs

Pilot Sport 48%4Runner ✓ 65%Cheaper by —

US crash test

Pilot Sport ✓ 5★4Runner 4★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Pilot typical for its type and brand, the 4Runner from its own. Their stickers differ by $130.