2026 Lexus GX: real cost in Ontario

Cheapest trim, 550 · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$87,390the advertised price
Drive away$102,545with fees and HST
Loan payment$1,640/mo72-month loan at 6.5%, $5,000 down
True cost$2,260/moeverything, after resale
Car, fees and HST $102,545Insurance $18,939Fuel $26,973Interest and lost return $41,035Maintenance and plates $14,052

$102,545 to drive away + $100,998 to run it for 6 years − $40,844 back at resale = $162,699, or $2,260 a month.

Where the money goes

Drive away$102,545
Running it, 6 yrs+$100,998
Back at resale−$40,844
Sticker pricethe advertised MSRP
+$87,390
Feesfreight $2,205 · dealer $999 · levies $154
+$3,358
HST, 13%Ontario
+$11,797
Fuel18,000 km a year at 13.5 L/100 km
+$26,973
Lost return on your money5% a year on the down payment and each payment
+$20,520
Loan interest6.5% over 72 months
+$20,515
Insuranceestimate, age 35–59, Toronto
+$18,939
Maintenanceestimate
+$13,961
Registration and plates6 years in Ontario
+$91
Resale after 6 years47% of MSRP, you get this back
−$40,844
True cost $162,699 ÷ 72 months$2,260 a month

The car

Size and space
BodyWagon5.00 m long
Seats5, 6, 7
Cargo1,138 Lbehind row 2
Ground clearance22–25 cmhigh; good for snow and trails
Engine and fuel
Engine349 hp premium gas, AWD
0–100 km/h6.6 sour estimate from power and weight
Fuel use13.5 L/100 kmNatural Resources Canada
TowingUp to 9,100 lb
Tires18", 20" or 22"by trim
Safety and cover
US crash testNot rated yet
Highway assistHands-free in traffic jamsunder about 40 km/h · some trims or an option
Warranty4 yrs / 80,000 kmpowertrain 6 yrs / 110,000 km
Resale at 6 years47% of MSRPaverage for its type

Every trim

All trims: AWD, 349 hp, 13.5 L/100 km.
550$87,390$102,545$162,699✓ $2,260/mo79,050
550 Signature$88,785$104,121$164,457$2,284/mo79,050
550 Premium$96,128$112,419$173,526$2,410/mo79,050
550 Overtrail$96,750$113,122$169,345$2,352/mo59,100
550 Premium$96,860$113,246$174,411$2,422/mo79,050
550 Overtrail$97,604$114,087$170,388$2,367/mo59,100
550 Luxury$106,673$125,843$188,689$2,621/mo77,850
550 Luxury$107,625$127,134$190,187$2,641/mo77,850
550 Overtrail +$109,525$129,710$187,516$2,604/mo59,050
550 Executive$110,453$130,969$188,933$2,624/mo67,800
550 Overtrail +$111,303$132,121$190,176$2,641/mo59,050
550 Executive$111,405$132,260$190,383$2,644/mo67,800
550
✓ $2,260/mo
True cost
Sticker $87,390Drive-away $102,5456 yrs $162,699Seats 7Tows 9,050
550Signature
$2,284/mo
True cost
Sticker $88,785Drive-away $104,1216 yrs $164,457Seats 7Tows 9,050
550Premium
$2,410/mo
True cost
Sticker $96,128Drive-away $112,4196 yrs $173,526Seats 7Tows 9,050
550Overtrail
$2,352/mo
True cost
Sticker $96,750Drive-away $113,1226 yrs $169,345Seats 5Tows 9,100
550Premium
$2,422/mo
True cost
Sticker $96,860Drive-away $113,2466 yrs $174,411Seats 7Tows 9,050
550Overtrail
$2,367/mo
True cost
Sticker $97,604Drive-away $114,0876 yrs $170,388Seats 5Tows 9,100
550Luxury
$2,621/mo
True cost
Sticker $106,673Drive-away $125,8436 yrs $188,689Seats 7Tows 7,850
550Luxury
$2,641/mo
True cost
Sticker $107,625Drive-away $127,1346 yrs $190,187Seats 7Tows 7,850
550Overtrail +
$2,604/mo
True cost
Sticker $109,525Drive-away $129,7106 yrs $187,516Seats 5Tows 9,050
550Executive
$2,624/mo
True cost
Sticker $110,453Drive-away $130,9696 yrs $188,933Seats 6Tows 7,800
550Overtrail +
$2,641/mo
True cost
Sticker $111,303Drive-away $132,1216 yrs $190,176Seats 5Tows 9,050
550Executive
$2,644/mo
True cost
Sticker $111,405Drive-away $132,2606 yrs $190,383Seats 6Tows 7,800

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
550$87,390
550 Signature$88,785
550 Premium$96,128
550 Overtrail$96,750
550 Premium$96,860
550 Overtrail$97,604
550 Luxury$106,673
550 Luxury$107,625
550 Overtrail +$109,525
550 Executive$110,453
550 Overtrail +$111,303
550 Executive$111,405
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓
✓
✓ 550 Luxury to 550 Luxury
✓
✓ from 550 Executive
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ 550 to 550 Luxury
✓ 550 Overtrail + to 550 Executive
Heated rear seats
✓
✓
✓ from 550 Luxury
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓ from 550 Luxury
Head-up display
✓
✓
✓ from 550 Luxury
Large touchscreen (12 in+)
✓
✓ 550 Premium to 550 Overtrail
✓
✓ 550 Overtrail + to 550 Executive
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓
✓ from 550 Executive
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated steering wheelMassaging seatsWireless phone chargingPower driver's seatMemory seatBuilt-in navigation
Full standard equipment on the 550 (96 items)
  • Power Slide / Tilt Moonroof
  • Running Boards
  • Roof Rails
  • Painted Wheel Arch Mouldings
  • Ball Mount
  • Trailer Ball
  • LED Taillamps
  • Auto Leveling Headlamp System
  • Headlamp Washers
  • Premium Triple-Beam LED Headlamps
  • Cornering Lamps
  • Power Folding Mirrors
  • Heated Side Mirrors
  • Reverse Auto Tilt Mirrors
  • Electrochromic Side View Mirror (driver side only)
  • Trailer Sway Control
  • Trailer Brake Controller
  • Drive Mode Select (Sport, Eco and Normal Modes)
  • 20" Black Alloy Wheels
  • Wheel Lock Set
  • Windshield Wiper Deicer
  • 10 Speakers
  • Six USB-C ports
  • Wireless Apple CarPlay Compatability
  • Wireless Android Auto Compatability
  • Lexus Assistant
  • Lexus Interface with 14” HD Touchscreen Display
  • Bluetooth Capability
  • SiriusXM Audio
  • Lexus Interface with Safety Connect (up to 10 yr. trial), Service Connect (up to 10 yr. trial), Remote Connect (3 yr. trial) and Drive Connect capable (paid subscription required)
  • 3-Zone Automatic Climate Control
  • Dust, Pollen, Deodorizing Air Filter
  • Carpet Floor Mats
  • All Season Floor Mats
  • 12.3-in. Colour TFT Multi Information Display
  • Ambient Illumination – Single colour
  • NuLuxe Seats
  • Heated Front Seats
  • Ventilated Front Seats
  • Rear Centre Armrest
  • 2-way Power Adjustable Driver Lumbar Support
  • Power Rear Seat Adjustments 60/40 Split
  • 3 Rows
  • Seating for seven
  • Cargo Area Mat
  • Tonneau Cover
  • Cargo Net
  • Cargo Area Carpet Mat
  • Power Windows with Auto Up/Down for All Windows
  • Rear Window Defogger
  • Rear Privacy Glass
  • Flip-Up Rear Hatch Glass
  • Front Side Acoustic Glass
  • Electronic Brake Force Distribution (EBD)
  • Active Noise Control
  • Torque Sensing Limited Slip Differential
  • Tow Hitch
  • 4 Link Rear Suspension
  • 10-speed Direct Shift Automatic Transmission
  • Garage Door Opener
  • Power Rear Door
  • Digital Key (2 Doors + Back Door)
  • Smart Key w/Push Button Start (2 Doors + Back Door)
  • 120V/400-watt AC cargo power outlet
  • Rear Camera Washer
  • Road Sign Assist
  • Pre-Collision System with Pedestrian Detection, Bicycle Detection and Motorcycle Detection
  • Lane Departure Alert with Steering Assist
  • Risk Avoidance Emergency Steer Assist
  • Emergency Driving Stop Support
  • Left Turn Oncoming Vehicle Detection/Braking
  • Right/Left Turn Oncoming Pedestrian Detection/Braking
  • Automatic High Beam
  • Front Cross Traffic Alert (FCTA)
  • Lane Change Assist
  • Heated Front LEXUS Emblem
  • Traffic Jam Assist
  • Driver Monitor Camera
  • Proactive Driving Assist (PDA)
  • Vertically-Adjustable Headrests
  • Front Seat Side Airbags
  • Total Number of Airbags: 10
  • First Aid Kit
  • Driver and Front Passenger Knee Airbags
  • Blind Spot Monitor with RCTA
  • Front Passenger Seat Cushion Airbag
  • Backup Camera with Back Guide Monitor (BGM)
  • Rear Tow Hook
  • Intuitive Parking Assist with Auto Braking
  • Anchor Points for Child Restraint Seats
  • Dual Stage Driver & Passenger Airbags
  • Driver/Passenger Front and Rear Side and Curtain Airbags
  • Rear Seat Reminder
  • Traction Control System (TRAC)
  • Front Tow Hooks (1)
  • Tire Pressure Monitoring System with Auto Location

Recalls in Canada

✓ No Transport Canada safety recalls for 2025 to 2027 GX models.
Quick answers
How much is a 2026 GX in Ontario?
$102,545 to drive away for the 550, from a $87,390 sticker.
What does it cost a month?
A $1,640 loan payment, about $2,473 a month with insurance, fuel and upkeep ($5,000 down); about $2,260 a month all in, after resale.
How much can it tow?
From 7,800 lb to 9,100 lb, depending on the trim.

Colours

Eminent White Pearl+$650Nebula Grey PearlAtomic SilverIncognitoCaviarNori Green PearlNightfall MicaAtomic Silver with Black Roof+$390Incognito with Black Roof+$390Earth with Black Roof+$1,040Nori Green Pearl with Black Roof+$390

Similar SUVs

Prices from Lexus's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.