2026 Nissan Armada: real cost in Ontario

Cheapest trim, SL AT 4x4 · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$85,748the advertised price
Drive away$100,256with fees and HST
Loan payment$1,601/mo72-month loan at 6.5%, $5,000 down
True cost$2,335/moeverything, after resale
Car, fees and HST $100,256Insurance $18,741Fuel $27,373Interest and lost return $40,112Maintenance and plates $11,260

$100,256 to drive away + $97,485 to run it for 6 years − $29,650 back at resale = $168,090, or $2,335 a month.

Where the money goes

Drive away$100,256
Running it, 6 yrs+$97,485
Back at resale−$29,650
Sticker pricethe advertised MSRP
+$85,748
Feesfreight $2,200 · dealer $621 · levies and fees $153
+$2,974
HST, 13%Ontario
+$11,534
Fuel18,000 km a year at 13.7 L/100 km
+$27,373
Lost return on your money5% a year on the down payment and each payment
+$20,078
Loan interest6.5% over 72 months
+$20,034
Insuranceestimate, age 35–59, Toronto
+$18,741
Maintenanceestimate
+$11,169
Registration and plates6 years in Ontario
+$91
Resale after 6 years35% of MSRP, you get this back
−$29,650
True cost $168,090 ÷ 72 months$2,335 a month

The car

Size and space
BodySUV5.33–5.36 m long
Seats7, 8
Cargo578 Lbehind row 3
Ground clearance23–34 cmhigh; good for snow and trails
Engine and fuel
Engine425–460 hp premium gas, 4WD
0–100 km/h5.8–6.3 sour estimate from power and weight
Fuel use13.7–14.4 L/100 kmNatural Resources Canada
TowingUp to 8,500 lb
Tires18", 20" or 22"by trim
Safety and cover
US crash testNot rated yet
Highway assistHands-free on highwayson mapped highways · ProPILOT Assist 2.1, subscription
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 5.89% for 84 mo · lease from 5.89% for 60 moNissan's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years35% of MSRPprevious generation · how it compares

Every trim

All trims: 4WD.
SL AT 4x4$85,748$100,256$168,090✓ $2,335/mo88,50013.7 L/100 km
SL AT 4x4$85,998$100,538$168,466$2,340/mo88,50013.7 L/100 km
Platinum AT 4x4$94,998$110,708$180,681$2,509/mo8—13.7 L/100 km
PRO-4X AT 4x4$96,248$112,121$183,761$2,552/mo88,50014.4 L/100 km
PRO-4X AT 4x4$96,798$112,742$184,509$2,563/mo88,50014.4 L/100 km
NISMO AT 4x4$104,248$122,793$195,561$2,716/mo8—13.7 L/100 km
NISMO® AT 4x4$104,998$123,810$196,795$2,733/mo88,50013.7 L/100 km
Platinum Reserve AT 4x4$106,098$125,301$198,639$2,759/mo88,50013.7 L/100 km
Platinum Reserve AT 4x4$106,998$126,522$200,173$2,780/mo88,50013.7 L/100 km
Platinum Reserve Captain's Chairs AT 4x4$106,998$126,522$200,173$2,780/mo78,50013.7 L/100 km
Platinum Reserve Captain's Chairs AT 4x4$107,098$126,657$200,328$2,782/mo78,50013.7 L/100 km
SL AT 4x4
✓ $2,335/mo
True cost
Sticker $85,748Drive-away $100,2566 yrs $168,090Seats 8Tows 8,500Fuel use 13.7 L/100 km
SL AT 4x4
$2,340/mo
True cost
Sticker $85,998Drive-away $100,5386 yrs $168,466Seats 8Tows 8,500Fuel use 13.7 L/100 km
Platinum AT 4x4
$2,509/mo
True cost
Sticker $94,998Drive-away $110,7086 yrs $180,681Seats 8Tows —Fuel use 13.7 L/100 km
PRO-4X AT 4x4
$2,552/mo
True cost
Sticker $96,248Drive-away $112,1216 yrs $183,761Seats 8Tows 8,500Fuel use 14.4 L/100 km
PRO-4X AT 4x4
$2,563/mo
True cost
Sticker $96,798Drive-away $112,7426 yrs $184,509Seats 8Tows 8,500Fuel use 14.4 L/100 km
NISMO AT 4x4
$2,716/mo
True cost
Sticker $104,248Drive-away $122,7936 yrs $195,561Seats 8Tows —Fuel use 13.7 L/100 km
NISMO® AT 4x4
$2,733/mo
True cost
Sticker $104,998Drive-away $123,8106 yrs $196,795Seats 8Tows 8,500Fuel use 13.7 L/100 km
Platinum Reserve AT 4x4
$2,759/mo
True cost
Sticker $106,098Drive-away $125,3016 yrs $198,639Seats 8Tows 8,500Fuel use 13.7 L/100 km
Platinum Reserve AT 4x4
$2,780/mo
True cost
Sticker $106,998Drive-away $126,5226 yrs $200,173Seats 8Tows 8,500Fuel use 13.7 L/100 km
Platinum Reserve Captain's Chairs AT 4x4
$2,780/mo
True cost
Sticker $106,998Drive-away $126,5226 yrs $200,173Seats 7Tows 8,500Fuel use 13.7 L/100 km
Platinum Reserve Captain's Chairs AT 4x4
$2,782/mo
True cost
Sticker $107,098Drive-away $126,6576 yrs $200,328Seats 7Tows 8,500Fuel use 13.7 L/100 km

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
SL AT 4x4$85,748
SL AT 4x4$85,998
Platinum AT 4x4$94,998
PRO-4X AT 4x4$96,248
PRO-4X AT 4x4$96,798
NISMO AT 4x4$104,248
NISMO® AT 4x4$104,998
Platinum Reserve AT 4x4$106,098
Platinum Reserve AT 4x4$106,998
Platinum Reserve Captain's Chairs AT 4x4$106,998
Platinum Reserve Captain's Chairs AT 4x4$107,098
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Hands-free driving
+ Option
360° camera
✓ SL AT 4x4 to SL AT 4x4
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Parking sensors
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Heated steering wheel
✓ Every trim
Heated rear seats
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Dual-zone climate
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Massaging seats
✓ from NISMO® AT 4x4
Convenience
Push-button start
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Remote start
✓ Every trim
Power liftgate
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Wireless phone charging
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Power driver's seat
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Memory seat
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Tech and audio
Apple CarPlay and Android Auto
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Wireless CarPlay
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Built-in navigation
✓ SL AT 4x4 to SL AT 4x4
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Premium sound system
✓ SL AT 4x4 to SL AT 4x4
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Head-up display
✓ from Platinum Reserve AT 4x4
Large touchscreen (12 in+)
✓ SL AT 4x4 to Platinum AT 4x4
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Sunroof
✓ Every trim
Panoramic roof
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
LED headlights
✓
✓
✓
✓ Platinum Reserve AT 4x4 to Platinum Reserve Captain's Chairs AT 4x4
Full standard equipment on the SL AT 4x4 (6 items)
  • 3.5L V6 Twin Turbo
  • 425hp & 516 lb-ft of Torque
  • Digital HD Enhanced Intelligent 3D Around View Monitor
  • Google built-in with Google Maps, Google Assistant, and Google Play Store
  • Klipsch Premium Audio with 12 Speakers
  • Full LED cabin and ambient lighting

Recalls in Canada

2 Transport Canada recalls for 2025 to 2027 Armada models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Armada in Ontario?
$100,256 to drive away for the SL AT 4x4, from a $85,748 sticker.
What does it cost a month?
A $1,601 loan payment, about $2,398 a month with insurance, fuel and upkeep ($5,000 down); about $2,335 a month all in, after resale.
How much can it tow?
Not rated for the Platinum AT 4x4 and NISMO AT 4x4; 8,500 lb for every other trim.

Colours

Brilliant Silver Metallic+$300Gun Metallic+$300Super BlackAspen White TriCoat+$300Everest White Tricoat Pearl+$300Black Diamond Pearl+$300NISMO Stealth GraySuper Black / Everest White Pearl Tricoat+$950Super Black / NISMO Stealth Grey+$950Alpine Metallic+$300Super Black / Alpine Metallic+$950Everest White Pearl Tricoat+$300Deep Ocean Blue Pearl+$300

Similar SUVs

Prices from Nissan's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.