2027 Land Rover Defender 130: real cost in Ontario
See the Defender 130 on Land Rover's site ↗Prices read 2026-11-06
Cheapest trim, S · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$86,700the advertised price
Drive away$104,367with fees and HST
Loan payment$1,670/mo72-month loan at 6.5%, $5,000 down
True cost$2,397/moeverything, after resale
$104,367 to drive away + $106,312 to run it for 6 years − $38,089 back at resale = $172,590, or $2,397 a month.
Where the money goes
Drive away$104,367
Running it, 6 yrs+$106,312
Back at resale−$38,089
Sticker pricethe advertised MSRP
+$86,700Feesfreight $3,500 · dealer $2,160
+$5,660HST, 13%Ontario
+$12,007Fuel18,000 km a year at 14.9 L/100 km
+$29,770Loan interest6.5% over 72 months
+$20,898Lost return on your money5% a year on the down payment and each payment
+$20,871Insuranceestimate, age 35–59, Toronto
+$20,720Maintenanceestimate
+$13,961Registration and plates6 years in Ontario
+$91Resale after 6 years44% of MSRP, you get this back
−$38,089True cost $172,590 ÷ 72 months$2,397 a month
The car
Size and space
BodySport Utility
Seats7
CargoNot published
Engine and fuel
Engine296–395 hp premium gas, AWD
0–100 km/h5.2–6.6 sour estimate from power and weight
Fuel use14.9 L/100 kmNatural Resources Canada
TowingNot published
Tires19", 20" or 22"by trim
Safety and cover
US crash testNot rated yet
Insurance claimsWell above averagecollision 111 · theft 981 · injury 19 (100 = avg)
Resale at 6 years44% of MSRPaverage for its type
Every trim
All trims: AWD, 14.9 L/100 km, 7 seats.| S | $86,700 | $104,367 | $172,590 | ✓ $2,397/mo |
| X-Dynamic SE | $99,800 | $120,404 | $190,790 | $2,650/mo |
| Vertex | $117,500 | $144,405 | $218,673 | $3,037/mo |
S
✓ $2,397/mo
True cost
X-Dynamic SE
$2,650/mo
True cost
Vertex
$3,037/mo
True cost
Quick answers
- How much is a 2027 Defender 130 in Ontario?
- $104,367 to drive away for the S, from a $86,700 sticker.
- What does it cost a month?
- A $1,670 loan payment, about $2,567 a month with insurance, fuel and upkeep ($5,000 down); about $2,397 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Fuji WhiteSantorini BlackBorasco GreyGondwana StoneSedona RedWoolstone GreenCarpathian Grey+$900
Similar SUVs
Prices from Land Rover's Land Rover Canada configurator 'Your Quote' (MSRP + Additional Charges + Freight/PDI + luxury tax); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.