2026 Kia EV4: real cost in Ontario

Cheapest trim, Light FWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$38,995the advertised price
Drive away$42,483with fees and HST
Loan payment$630/mo72-month loan at 6.5%, $5,000 down
True cost$950/moeverything, after resale
Car, fees and HST $42,483Insurance $14,253Charging $2,825Interest and lost return $16,815Maintenance and plates $5,518

$42,483 to drive away + $39,411 to run it for 6 years − $13,484 back at resale = $68,410, or $950 a month.

Where the money goes

Drive away$42,483
Running it, 6 yrs+$39,411
Back at resale−$13,484
Sticker pricethe advertised MSRP
+$38,995
Feesfreight $2,185 · dealer $699 (typical) · levies $141
+$3,025
HST, 13%Ontario
+$5,463
Federal EV rebateif eligible
−$5,000
Insuranceestimate, age 35–59, Toronto
+$14,253
Lost return on your money5% a year on the down payment and each payment
+$8,932
Loan interest6.5% over 72 months
+$7,883
Maintenanceestimate
+$5,427
Charging18,000 km a year at 16.8 kWh/100 km, home charging at $0.16/kWh
+$2,825
Registration and plates6 years in Ontario
+$91
Resale after 6 years35% of MSRP, you get this back
−$13,484
True cost $68,410 ÷ 72 months$950 a month

The car

Size and space
BodySedan4.73 m long
Seats5
CargoNot published
Ground clearance14 cm
Engine and fuel
Engine201–288 hp electric, FWD, AWD
0–100 km/h5.7–7.5 sour estimate from power and weight
Energy use16.8–19.3 kWh/100 kmNatural Resources Canada
Range391 kmabout 274 in winter · fast charge 10-80% in 29 min
TowingNot published
Tires17", 19" or 20"by trim
Safety and cover
US crash testNot rated yet
European crash test4 of 5 stars ↗Euro NCAP 2025, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Resale at 6 years35% of MSRPaverage for its type

Every trim

All trims: 5 seats.
Light FWD$38,995$42,483$68,410✓ $950/mo16.8 kWh/100 km— No— No
Light FWD$39,595$43,161$69,223$961/mo16.8 kWh/100 km— No— No
Wind FWD$42,995$47,003$73,914$1,027/mo16.8 kWh/100 km— No— No
Wind$43,595$47,681$74,727$1,038/mo16.8 kWh/100 km— No— No
Wind Premium FWD$45,495$49,828$79,781$1,108/mo18 kWh/100 km✓ Yes— No
Wind AWD$46,095$50,506$80,392$1,117/mo16.8 kWh/100 km— No✓ Yes
Wind Premium$46,095$50,506$80,594$1,119/mo18 kWh/100 km✓ Yes— No
GT-Line FWD$48,495$53,218$84,129$1,168/mo19.3 kWh/100 km✓ Yes— No
Wind AWD$48,595$53,331$83,833$1,164/mo16.8 kWh/100 km✓ Yes✓ Yes
GT-Line$49,095$53,896$84,941$1,180/mo19.3 kWh/100 km✓ Yes— No
GT-Line AWD$51,595$61,721$95,399$1,325/mo19.3 kWh/100 km✓ Yes✓ Yes
GT-Line Limited FWD$51,995$62,173$95,897$1,332/mo19.3 kWh/100 km✓ Yes— No
GT-Line Limited$52,595$62,851$96,046$1,334/mo19.3 kWh/100 km✓ Yes— No
GT-Line Limited AWD$55,095$65,676$99,487$1,382/mo19.3 kWh/100 km✓ Yes✓ Yes
GT AWD$58,595$69,631$104,487$1,451/mo19.3 kWh/100 km✓ Yes✓ Yes
Light FWD
✓ $950/mo
True cost
Sticker $38,995Drive-away $42,4836 yrs $68,410Fuel use 16.8 kWh/100 kmSunroof — NoAWD/4WD — No
Light FWD
$961/mo
True cost
Sticker $39,595Drive-away $43,1616 yrs $69,223Fuel use 16.8 kWh/100 kmSunroof — NoAWD/4WD — No
Wind FWD
$1,027/mo
True cost
Sticker $42,995Drive-away $47,0036 yrs $73,914Fuel use 16.8 kWh/100 kmSunroof — NoAWD/4WD — No
Wind
$1,038/mo
True cost
Sticker $43,595Drive-away $47,6816 yrs $74,727Fuel use 16.8 kWh/100 kmSunroof — NoAWD/4WD — No
Wind Premium FWD
$1,108/mo
True cost
Sticker $45,495Drive-away $49,8286 yrs $79,781Fuel use 18 kWh/100 kmSunroof ✓ YesAWD/4WD — No
WindAWD
$1,117/mo
True cost
Sticker $46,095Drive-away $50,5066 yrs $80,392Fuel use 16.8 kWh/100 kmSunroof — NoAWD/4WD ✓ Yes
Wind Premium
$1,119/mo
True cost
Sticker $46,095Drive-away $50,5066 yrs $80,594Fuel use 18 kWh/100 kmSunroof ✓ YesAWD/4WD — No
GT-Line FWD
$1,168/mo
True cost
Sticker $48,495Drive-away $53,2186 yrs $84,129Fuel use 19.3 kWh/100 kmSunroof ✓ YesAWD/4WD — No
WindAWD
$1,164/mo
True cost
Sticker $48,595Drive-away $53,3316 yrs $83,833Fuel use 16.8 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
GT-Line
$1,180/mo
True cost
Sticker $49,095Drive-away $53,8966 yrs $84,941Fuel use 19.3 kWh/100 kmSunroof ✓ YesAWD/4WD — No
GT-LineAWD
$1,325/mo
True cost
Sticker $51,595Drive-away $61,7216 yrs $95,399Fuel use 19.3 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
GT-Line Limited FWD
$1,332/mo
True cost
Sticker $51,995Drive-away $62,1736 yrs $95,897Fuel use 19.3 kWh/100 kmSunroof ✓ YesAWD/4WD — No
GT-Line Limited
$1,334/mo
True cost
Sticker $52,595Drive-away $62,8516 yrs $96,046Fuel use 19.3 kWh/100 kmSunroof ✓ YesAWD/4WD — No
GT-Line LimitedAWD
$1,382/mo
True cost
Sticker $55,095Drive-away $65,6766 yrs $99,487Fuel use 19.3 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
GT AWD
$1,451/mo
True cost
Sticker $58,595Drive-away $69,6316 yrs $104,487Fuel use 19.3 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Light FWD$38,995
Wind FWD$42,995
Wind$43,595
Wind Premium FWD$45,495
Wind AWD$46,095
Wind Premium$46,095
GT-Line FWD$48,495
Wind AWD$48,595
GT-Line$49,095
GT-Line AWD$51,595
GT-Line Limited FWD$51,995
GT-Line Limited$52,595
GT-Line Limited AWD$55,095
GT AWD$58,595
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from GT-Line Limited FWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
✓ from GT-Line
Heated steering wheel
✓
✓ from Wind Premium
Heated rear seats
✓
✓ from GT-Line
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓
✓ from Wind Premium
Power driver's seat
✓ from Wind FWD
Memory seat
✓
✓ from GT-Line
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from GT-Line Limited FWD
Head-up display
✓ from GT AWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓
✓
✓ from GT-Line Limited AWD
Sunroof
✓
✓ from Wind Premium
LED headlights
✓ Light FWD to Wind Premium
✓
Not listed on any trimHands-free drivingMassaging seatsRemote startPower liftgateTow hitch includedPanoramic roof
Full standard equipment on the Light FWD (62 items)
  • 58.3 kWh Lithium-Ion Polymer battery
  • Battery Heating System
  • Fast Charge (400V)
  • Shift-By-Wire
  • Column Mounted Power Steering (C-MDPS)
  • Electric Parking Brake + Auto Hold
  • Drive Mode Select
  • 17" alloy wheels
  • LED MFR and Projection Head Lamps
  • LED DRL/LED Position Lamp
  • LED taillights
  • Rear Split Spoiler with LED High Mounted Stop Light
  • Automatic headlights
  • Body Colour, heated, power adjustable outside mirrors with LED repeater lamps
  • Body-colour, manual flush type outside door handle
  • Acoustic laminated windshield
  • Solar Glass (all windows)
  • Cloth seats
  • Heated front seats
  • Manual FR Seat Height Adjusters
  • Front seat back pocket
  • Synthetic Leather Tilt & Telescopic Steering Wheel
  • 60:40 split-folding rear seats
  • Illuminated and Sliding Sun visors
  • Auto Up/Down Driver’s Window
  • Smart key with push-button start
  • Central door lock
  • Rear Center Armrest with cupholder
  • Dual-zone Auto Climate Control
  • Rear Air Vents
  • Rear Floor Heating Duct
  • 12.3" Multimedia Interface with Navigation, AM/FM/MP3, HD Radio, SiriusXM (ccNC Full)
  • 12.3” TFT Supervision cluster with 5” designated HVAC display
  • Wireless Android Auto / Apple CarPlay
  • Kia Connect with Over The Air Updates
  • Bluetooth
  • 6-speaker audio
  • Steering wheel-mounted audio controls
  • Front USB charger
  • Positive Temperature Coefficient (PTC) Heater
  • 8 airbags (Dual front advanced airbags, Dual front seat-mounted side airbags, Full-length side curtain airbags, Dual rear side airbags)
  • ABS+ ESC+ DBC+ HAC
  • Tire Mobility Kit
  • Forward Collision Avoidance Assist 1.5 (Car / Pedestrian / Cyclist) with junction turning
  • High Beam Assist
  • Highway Drive Assist (HDA)
  • Blind-spot Collision Avoidance Assist (BCA)
  • Blind-spot Collision Warning (BCW)
  • Driver attention warning (DAW)
  • Intelligent Speed Limit Assist (ISLA)
  • Lane Keep Assist System (LKA)
  • Lane Following Assist 2 (LFA 2)
  • Rear Cross-Traffic Collision Avoidance Assist (RCAA)
  • Rear Cross-traffic Collision Warning (RCCW)
  • Smart Cruise Control 2 (SCC 2) with Stop&Go
  • Rear Occupant Alert (w/o Sensor)
  • Safe Exit Assist System
  • Tire Pressure Monitoring System (TPMS)
  • Rear -View Camera w/ Dynamic Parking Guidelines
  • Parking Distance Warning (PDW) - Front & Rear
  • Manual child door locks
  • Immobilizer

Recalls in Canada

1 Transport Canada recall for 2025 to 2027 EV4 models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 EV4 in Ontario?
$42,483 to drive away for the Light FWD, from a $38,995 sticker.
What does it cost a month?
A $630 loan payment, about $944 a month with insurance, fuel and upkeep ($5,000 down); about $950 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Snow White Pearl+$250Shale Grey+$250Aurora BlackIvory Silver+$250Magma Red+$250Yacht Blue+$250Morning Haze+$250

Similar cars

Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.