Fiat 500e vs Kia EV4: cost to own

Verdict, over 6 years

The Kia EV4 costs about $2,325 less

That's $32 a month. Closest matching trims: same fuel and drive where possible.

500e BEV$982/moTrue cost

EV4 Light FWD✓ $950/moTrue cost

2026 Fiat 500e

Closest matching trim: 500e BEV

Sticker (MSRP)$39,995

+$3,583→↓Freight, fees, HST

Drive away$43,578

+ running costs→↓− $13,830 resale

True cost$982/moA month to own, after resale

2026 Kia EV4

Closest matching trim: EV4 Light FWD

Sticker (MSRP)$38,995

+$3,488→↓Freight, fees, HST

Drive away$42,483

+ running costs→↓− $13,484 resale

True cost$950/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$39,995	✓ $38,995	EV4 by $1,000
Freight and fees, before tax	✓ $2,994	$3,025	500e by $31
Sales tax (HST)	$5,589	✓ $5,463	EV4 by $126
EV rebate	−$5,000	−$5,000	—
Drive-away price	$43,578	✓ $42,483	EV4 by $1,095
Running costs, 6 years
Fuel or charging	$3,145	✓ $2,825	EV4 by $320
Insurance (estimate)	$14,385	✓ $14,253	EV4 by $132
Maintenance (estimate)	$6,110	✓ $5,427	EV4 by $683
Loan rate	6.5%	6.5%	—
Loan interest	$8,113	✓ $7,883	EV4 by $230
Lost return on your money	$9,143	✓ $8,932	EV4 by $211
Resale after 6 yrs	✓ −$13,830	−$13,484	500e by $346
Total
True cost	$70,735	✓ $68,410	EV4 by $2,325
True cost a month	$982/mo	✓ $950/mo	EV4 by $32
You pay each month	$978/mo	✓ $944/mo	EV4 by $34
Practical
Fuel type	Electric	Electric	—
Seats	4	5	—
Carry-ons, 2 people	Not published	Not published	—
Fast charge, minutes	—	29 (10-80%)	—
Cargo behind row 2, litres	Not published	Not published	—
Range, km (winter about 70%)	227 (159)	✓ 391 (274)	—
Length	3.63 m	4.73 m	—
Ground clearance	—	14 cm	—
Resale % after 6 yrs	35%	35%	—
US crash test	Not rated yet	Not rated yet	—
European crash test	—	✓ 4★ (2025); 5★ with pack	—

Price

Sticker (MSRP)

500e BEV $39,995EV4 Light FWD ✓ $38,995Cheaper by EV4 by $1,000

Freight and fees, before tax

500e BEV ✓ $2,994EV4 Light FWD $3,025Cheaper by 500e by $31

Sales tax (HST)

500e BEV $5,589EV4 Light FWD ✓ $5,463Cheaper by EV4 by $126

EV rebate

500e BEV −$5,000EV4 Light FWD −$5,000Cheaper by —

Drive-away price

500e BEV $43,578EV4 Light FWD ✓ $42,483Cheaper by EV4 by $1,095

Running costs, 6 years

Fuel or charging

500e BEV $3,145EV4 Light FWD ✓ $2,825Cheaper by EV4 by $320

Insurance (estimate)

500e BEV $14,385EV4 Light FWD ✓ $14,253Cheaper by EV4 by $132

Maintenance (estimate)

500e BEV $6,110EV4 Light FWD ✓ $5,427Cheaper by EV4 by $683

Loan rate

500e BEV 6.5%EV4 Light FWD 6.5%Cheaper by —

Loan interest

500e BEV $8,113EV4 Light FWD ✓ $7,883Cheaper by EV4 by $230

Lost return on your money

500e BEV $9,143EV4 Light FWD ✓ $8,932Cheaper by EV4 by $211

Resale after 6 yrs

500e BEV ✓ −$13,830EV4 Light FWD −$13,484Cheaper by 500e by $346

Total

True cost

500e BEV $70,735EV4 Light FWD ✓ $68,410Cheaper by EV4 by $2,325

True cost a month

500e BEV $982/moEV4 Light FWD ✓ $950/moCheaper by EV4 by $32

You pay each month

500e BEV $978/moEV4 Light FWD ✓ $944/moCheaper by EV4 by $34

Practical

Fuel type

500e BEV ElectricEV4 Light FWD ElectricCheaper by —

Seats

500e BEV 4EV4 Light FWD 5Cheaper by —

Carry-ons, 2 people

500e BEV Not publishedEV4 Light FWD Not publishedCheaper by —

Fast charge, minutes

500e BEV —EV4 Light FWD 29 (10-80%)Cheaper by —

Cargo behind row 2, litres

500e BEV Not publishedEV4 Light FWD Not publishedCheaper by —

Range, km (winter about 70%)

500e BEV 227 (159)EV4 Light FWD ✓ 391 (274)Cheaper by —

Length

500e BEV 3.63 mEV4 Light FWD 4.73 mCheaper by —

Ground clearance

500e BEV —EV4 Light FWD 14 cmCheaper by —

Resale % after 6 yrs

500e BEV 35%EV4 Light FWD 35%Cheaper by —

US crash test

500e BEV Not rated yetEV4 Light FWD Not rated yetCheaper by —

European crash test

500e BEV —EV4 Light FWD ✓ 4★ (2025); 5★ with packCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,000.