2027 BMW X2: real cost in Ontario
See the X2 on BMW's site ↗Prices read 2026-11-06
Cheapest trim, xDrive28i · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$53,500the advertised price
Drive away$64,631with fees and HST
Loan payment$1,002/mo72-month loan at 6.5%, $5,000 down
True cost$1,527/moeverything, after resale
$64,631 to drive away + $71,495 to run it for 6 years − $26,215 back at resale = $109,911, or $1,527 a month.
Where the money goes
Drive away$64,631
Running it, 6 yrs+$71,495
Back at resale−$26,215
Sticker pricethe advertised MSRP
+$53,500Feesfreight $2,955 · dealer $595 · levies $146
+$3,696HST, 13%Ontario
+$7,435Fuel18,000 km a year at 8.4 L/100 km
+$16,783Insuranceestimate, age 35–59, Toronto
+$14,913Maintenanceestimate
+$13,961Lost return on your money5% a year on the down payment and each payment
+$13,205Loan interest6.5% over 72 months
+$12,541Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$26,215True cost $109,911 ÷ 72 months$1,527 a month
The car
Size and space
BodySport Utility4.55–4.57 m long
Seats5
CargoNot published
Engine and fuel
Engine241–312 hp premium gas, AWD
0–100 km/h5.2–6.5 sBMW's figures; others our estimate
Fuel use8.4–9.1 L/100 kmNatural Resources Canada
TowingNot published
Tires20"235/50R20
Safety and cover
US crash testNot rated yet
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: AWD, 5 seats.| xDrive28i | $53,500 | $64,631 | $109,911 | ✓ $1,527/mo | 8.4 L/100 km |
| M35i xDrive | $63,500 | $75,931 | $123,454 | $1,715/mo | 9.1 L/100 km |
xDrive28i
✓ $1,527/mo
True cost
M35i xDrive
$1,715/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
xDrive28i$53,500
M35i xDrive$63,500
Safety and driver assist
Adaptive cruise
+ $1,200 on every trim
360° camera
+ $5,000
+ $4,400
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
+ $2,600
+ $2,000
Convenience
Push-button start
+ $2,000
Wireless phone charging
+ $2,000
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Premium sound system
+ $2,600
✓ from M35i xDrive
Head-up display
+ $5,000
+ $4,400
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
+ $2,600
+ $2,000
Panoramic roof
+ $2,600
+ $2,000
BMW lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the xDrive28i (19 items)
- Larger Fuel Tank
- Quartz Silver Matte Trim
- C02 Scope
- 7-Speed Double Clutch Transmission
- Parking Assistant
- Luggage-Compartment Emergency Unlocking
- Alarm System
- Power Front Seats w/ Driver Memory
- High-Beam Assistant
- SiriusXM Satellite Radio
- Radio Control Code
- Visible VIN
- Emissions Technology, SULEV20
- A/C Refrigerant
- Hot-Climate Version
- English Language Version
- Intelligent Emergency Call
- Teleservices
- Cold-Climate Version
Quick answers
- How much is a 2027 X2 in Ontario?
- $64,631 to drive away for the xDrive28i, from a $53,500 sticker.
- What does it cost a month?
- A $1,002 loan payment, about $1,638 a month with insurance, fuel and upkeep ($5,000 down); about $1,527 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Frozen Portimao Blue+$6,000BMW Individual Manufaktur Paintwork+$6,000Cape York Green Metallic+$900Vegas Red Metallic+$900Frozen Pure Grey+$6,000Skyscraper Grey Metallic+$900Brooklyn Grey Metallic+$900Black Sapphire Metallic+$900Storm Bay Metallic+$1,500Portimao Blue Metallic+$900Alpine White Non-MetallicDune Grey Metallic+$900Mineral White Metallic+$900Jet Black Non-Metallic
Similar SUVs
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.