BMW X2 vs Lexus NX: cost to own

Verdict, over 6 years

The BMW X2 costs about $4,668 less

That's $65 a month. Closest matching trims: same fuel and drive where possible.
X2 xDrive28i✓ $1,527/moTrue cost
NX 350$1,591/moTrue cost
2027 BMW X2
2027 BMW X2
Closest matching trim: X2 xDrive28i
Sticker (MSRP)$53,500
+$11,131→↓Freight, fees, HST
Drive away$64,631
+ running costs→↓− $26,215 resale
True cost$1,527/moA month to own, after resale
2026 Lexus NX
2026 Lexus NX
Closest matching trim: NX 350
Sticker (MSRP)$55,080
+$10,955→↓Freight, fees, HST
Drive away$66,035
+ running costs→↓− $28,558 resale
True cost$1,591/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $53,500$55,080X2 by $1,580
Freight and fees, before tax$3,696✓ $3,358NX by $338
Sales tax (HST)✓ $7,435$7,597X2 by $162
Drive-away price✓ $64,631$66,035X2 by $1,404
Running costs, 6 years
Fuel or charging✓ $16,783$19,580X2 by $2,797
Insurance (estimate)✓ $14,913$17,157X2 by $2,244
Maintenance (estimate)$13,961$13,961—
Loan rate6.5%6.5%—
Loan interest✓ $12,541$12,837X2 by $296
Lost return on your money✓ $13,205$13,476X2 by $271
Resale after 6 yrs−$26,215✓ −$28,558NX by $2,343
Total
True cost✓ $109,911$114,579X2 by $4,668
True cost a month✓ $1,527/mo$1,591/moX2 by $64
You pay each month✓ $1,638/mo$1,731/moX2 by $93
Practical
Fuel typePremium gasPremium gas—
Seats55—
Carry-ons, 2 peopleNot published5—
Towing, lb—2,000—
Built in Canada—Cambridge, ON—
Cargo behind row 2, litresNot published643—
Length4.55 m4.66 m—
Ground clearance—21 cm—
Resale % after 6 yrs49%✓ 52%—
US crash testNot rated yetNot rated yet—
Price
Sticker (MSRP)
X2 xDrive28i ✓ $53,500NX 350 $55,080Cheaper by X2 by $1,580
Freight and fees, before tax
X2 xDrive28i $3,696NX 350 ✓ $3,358Cheaper by NX by $338
Sales tax (HST)
X2 xDrive28i ✓ $7,435NX 350 $7,597Cheaper by X2 by $162
Drive-away price
X2 xDrive28i ✓ $64,631NX 350 $66,035Cheaper by X2 by $1,404
Running costs, 6 years
Fuel or charging
X2 xDrive28i ✓ $16,783NX 350 $19,580Cheaper by X2 by $2,797
Insurance (estimate)
X2 xDrive28i ✓ $14,913NX 350 $17,157Cheaper by X2 by $2,244
Maintenance (estimate)
X2 xDrive28i $13,961NX 350 $13,961Cheaper by —
Loan rate
X2 xDrive28i 6.5%NX 350 6.5%Cheaper by —
Loan interest
X2 xDrive28i ✓ $12,541NX 350 $12,837Cheaper by X2 by $296
Lost return on your money
X2 xDrive28i ✓ $13,205NX 350 $13,476Cheaper by X2 by $271
Resale after 6 yrs
X2 xDrive28i −$26,215NX 350 ✓ −$28,558Cheaper by NX by $2,343
Total
True cost
X2 xDrive28i ✓ $109,911NX 350 $114,579Cheaper by X2 by $4,668
True cost a month
X2 xDrive28i ✓ $1,527/moNX 350 $1,591/moCheaper by X2 by $64
You pay each month
X2 xDrive28i ✓ $1,638/moNX 350 $1,731/moCheaper by X2 by $93
Practical
Fuel type
X2 xDrive28i Premium gasNX 350 Premium gasCheaper by —
Seats
X2 xDrive28i 5NX 350 5Cheaper by —
Carry-ons, 2 people
X2 xDrive28i Not publishedNX 350 5Cheaper by —
Towing, lb
X2 xDrive28i —NX 350 2,000Cheaper by —
Built in Canada
X2 xDrive28i —NX 350 Cambridge, ONCheaper by —
Cargo behind row 2, litres
X2 xDrive28i Not publishedNX 350 643Cheaper by —
Length
X2 xDrive28i 4.55 mNX 350 4.66 mCheaper by —
Ground clearance
X2 xDrive28i —NX 350 21 cmCheaper by —
Resale % after 6 yrs
X2 xDrive28i 49%NX 350 ✓ 52%Cheaper by —
US crash test
X2 xDrive28i Not rated yetNX 350 Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,580.