2027 Volvo XC60: real cost in California
See the XC60 on Volvo's US site ↗US prices read 2026-11-09
Cheapest trim, Core · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$53,619the advertised price
Drive away$58,532with fees and tax
Loan payment$913/mo72-month loan at 7%, $5,000 down
True cost$1,543/moeverything, after resale
$58,532 to drive away + $77,091 to run it for 6 years − $24,511 back at resale = $111,112, or $1,543 a month.
Where the money goes
Drive away$58,532
Running it, 6 yrs+$77,091
Back at resale−$24,511
Sticker pricethe advertised MSRP
+$53,619Feesfreight included · doc fee $85 (typical)
+$85Sales and use tax, 8.99%California
+$4,828Fuel13,500 mi a year at 26 MPG
+$20,557Insuranceestimate, age 35–59, California
+$17,420Loan interest7% over 72 months
+$12,180Lost return on your money5% a year on the down payment and each payment
+$12,175Maintenanceestimate
+$11,320Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,440Resale after 6 years46% of MSRP, you get this back
−$24,511True cost $111,112 ÷ 72 months$1,543 a month
The car
Size and space
BodySUV185.4 in long
Seats5
Cargo21.6 cu ftbehind row 2
Engine and fuel
Engine247 hp premium gas, AWD
0–60 mph6.5 sVolvo's figure
Fuel economy26 MPGEPA combined
TowingUp to 3,500 lb
Tires19" or 21"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · some trims or an option
Resale at 6 years46% of MSRPaverage for its type
Every trim
All trims: AWD, 247 hp, 26 MPG, 5 seats.| Core | $53,619 | $58,532 | $111,112 | ✓ $1,543/mo | — No |
| Plus | $58,819 | $64,199 | $117,534 | $1,632/mo | ✓ Yes |
| Ultra | $63,569 | $69,376 | $124,194 | $1,725/mo | ✓ Yes |
Core
✓ $1,543/mo
True cost
Plus
$1,632/mo
True cost
Ultra
$1,725/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Core$53,619
Plus$58,819
Ultra$63,569
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ from Plus
360° camera
✓ from Plus
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Ultra
Heated steering wheel
+ $750 on every trim
Heated rear seats
+ $750 on every trim
Dual-zone climate
✓ Every trim
Massaging seats
+ $600
Convenience
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from Plus
Head-up display
✓ from Ultra
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
Not listed on any trimHands-free drivingPush-button startWireless CarPlayLarge touchscreen (12 in+)Tow hitch includedLED headlights
Full standard equipment on the Core (84 items)
- Afterrun parking climate
- Air quality system
- Humidity sensor
- Two-zone climate system
- 11.2-inch center display
- 12.3-inch driver display
- Adaptive Cruise Control
- Adaptive power steering
- Auto-dim rearview mirrors
- BLIS (Blind Spot Information System)
- Collision Mitigation support, rear
- Cross traffic alert with low speed auto brake
- Digital Owner's Manual
- Dynamic Chassis
- Fog lights
- Intersection autobrake
- Lane Keeping Aid
- Oncoming Lane Mitigation
- Park Assist Camera, rear
- Park Assist, rear and front
- Power retractable door mirrors
- Rain sensor
- Road Sign Information
- Slippery road alert
- Volvo Assistance
- Wiper blades with integrated washers
- 18-inch 5-Spoke Glossy Black Diamond Cut Wheels
- All-season tires
- Door mirror covers, high-gloss black
- Front grille with high-gloss black inserts
- High-gloss black side window trim
- Panoramic roof
- Protective cap kit, Matte Tech Gray
- Roof rails, glossy black
- Tinted rear windows
- Blond headliner
- Crystal gear selector knob by Orrefors
- Illuminated vanity mirrors
- Interior mid-level illumination
- Natural Driftwood decor
- Quilted Nordico upholstery
- Rear center armrest
- Remote key
- Tailored sport steering wheel, Charcoal
- Textile interior cabin floor mats
- Volvo tread plates, aluminum
- Keyless Entry
- Power tailgate
- Tailgate scuff plate, plastic
- Trailer light check
- 8-speed Geartronic automatic, AWD
- Hill Descent Control
- Hill Start Assist
- Start/Stop technology
- Alarm
- Automatic door locking
- Body-colored door handles with ground lighting
- Double locking
- Inflatable Curtain
- Intelligent Driver Information System (IDIS)
- ISOFIX mounting points, rear seat
- Knee airbag, driver side
- Occupant Weight Sensor
- Power child safety lock
- Seat belts
- Side impact protection
- Tempered side and rear windows
- Temporary spare wheel
- Whiplash injury protection
- 5 seats
- Comfort front seats
- Heated front seats
- Mechanical release, second seat row
- Power 2-way lumbar support
- Power driver seat with memory
- Power passenger seat
- Apple CarPlay and Android Auto
- Bluetooth connection
- Google built-in
- HD Radio & SiriusXM Satellite Radio
- High Performance audio system
- Steering wheel remote control
- Volvo Cars App remote functions
- Wireless phone charging
Quick answers
- How much is a 2027 XC60 in California?
- $58,532 to drive away for the Core, from a $53,619 sticker.
- What does it cost a month?
- A $913 loan payment, about $1,645 a month with insurance, fuel and upkeep ($5,000 down); about $1,543 a month all in, after resale.
- How much can it tow?
- 3,500 lb for every trim.
Similar SUVs
US prices in US dollars from Volvo's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.