2026 Lincoln Nautilus: real cost in California
See the Nautilus on Lincoln's US site ↗US prices read 2026-11-09
Cheapest trim, Premiere Gas · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$53,995the advertised price
Drive away$61,443with fees and tax
Loan payment$962/mo72-month loan at 7%, $5,000 down
True cost$1,559/moeverything, after resale
$61,443 to drive away + $75,453 to run it for 6 years − $24,683 back at resale = $112,213, or $1,559 a month.
Where the money goes
Drive away$61,443
Running it, 6 yrs+$75,453
Back at resale−$24,683
Sticker pricethe advertised MSRP
+$53,995Feesfreight $2,295 · doc fee $85 (typical)
+$2,380Sales and use tax, 8.99%California
+$5,068Fuel13,500 mi a year at 24 MPG
+$19,392Insuranceestimate, age 35–59, California
+$17,567Loan interest7% over 72 months
+$12,842Lost return on your money5% a year on the down payment and each payment
+$12,745Maintenanceestimate
+$9,457Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,450Resale after 6 years46% of MSRP, you get this back
−$24,683True cost $112,213 ÷ 72 months$1,559 a month
The car
Size and space
Body5-Door
Seats5
CargoNot published
Engine and fuel
Engine250 hp gas or hybrid, All-Wheel Drive
0–60 mph6.5 sour estimate from power and weight
Fuel economy24–30 MPGEPA combined
TowingNot published
Tires19" or 21"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty4 yrspowertrain 6 yrs
Resale at 6 years46% of MSRPaverage for its type
Every trim
All trims: All-Wheel Drive, 5 seats.| Premiere Gas | $53,995 | $61,443 | $112,213 | $1,559/mo | 24 MPG |
| Premiere Hybrid | $56,995 | $64,713 | $109,826 | ✓ $1,525/mo | 30 MPG |
| Reserve Gas | $63,595 | $71,906 | $123,865 | $1,720/mo | 24 MPG |
| Reserve Hybrid | $66,595 | $75,176 | $121,296 | $1,685/mo | 30 MPG |
| Black Label Gas | $77,660 | $87,236 | $139,643 | $1,939/mo | 24 MPG |
| Black Label Hybrid | $80,660 | $90,505 | $136,711 | $1,899/mo | 30 MPG |
Premiere Gas
$1,559/mo
True cost
Premiere Hybrid
✓ $1,525/mo
True cost
Reserve Gas
$1,720/mo
True cost
Reserve Hybrid
$1,685/mo
True cost
Black Label Gas
$1,939/mo
True cost
Black Label Hybrid
$1,899/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Premiere Gas$53,995
Premiere Hybrid$56,995
Reserve Gas$63,595
Reserve Hybrid$66,595
Black Label Gas$77,660
Black Label Hybrid$80,660
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $5,000
✓ from Reserve Gas
Heated steering wheel
✓ Every trim
Heated rear seats
✓ Every trim
Dual-zone climate
✓ Premiere Gas to Premiere Hybrid
Convenience
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Premiere Gas to Premiere Hybrid
+ $4,455
✓ from Black Label Gas
Tech and audio
Premium sound system
+ $5,000
✓ from Reserve Gas
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
+ $5,000
✓ from Reserve Gas
Panoramic roof
+ $5,000
✓ from Reserve Gas
LED headlights
✓ from Black Label Gas
Not listed on any trimHands-free drivingParking sensorsMassaging seatsPush-button startRemote startApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch included
Full standard equipment on the Premiere Gas (53 items)
- Lincoln BlueCruise Hands Free Highway Driving Equipped (4-years Included)
- Auto Hold
- Active Noise Control
- Piano Key Shifter
- Illuminated Door Handles
- Driver and Front Passenger Heated Seats
- Dual-Zone Climate Control
- Front and Rear Door Scuff Plate
- LED Load Compartment Light
- Dual-Note Electric Horn
- Rear Window Defroster
- 360-Degree Camera
- Tire Mobility Kit
- Leather Wrapped Steering Wheel
- Heated Steering Wheel
- Lincoln Co-Pilot360 Drive 2.0
- 2.0L I4 - Turbocharged Engine
- Eight-Speed Automatic Transmission
- All-Wheel Drive
- 19” Bright Machined Aluminum Wheel with Carbonized Gray Painted Pockets
- 19” All-Season (A/S) BSW Tire – P255/60R19
- Power Liftgate
- Grille – with Chrome Jewel Accents
- Bright Beltline Molding
- Black Onyx – Lincoln Soft Touch with Micro-Perforated Inserts
- 10-Way Comfort Seats – Driver
- 8-Way Comfort Seats – Passenger
- Power Driver and Front Passenger with 2-way Power Lumbar
- Front 4-Way Head Restraint
- Driver Seat Memory
- 60/40 Split EasyFold Seats
- Rear Heated Seats with Switch Control
- 10-Speakers including Subwoofer
- SiriusXM with 360L (3 Month Trial Subscription)
- SiriusXM with 360L
- BlueCruise Hands-Free Highway Driving Equipped (4-years Included)
- Lincoln Connectivity Package (4-years included)
- 5G Connectivity for Lincoln Digital Experience
- Unlimited Wi-Fi Hotspot
- Audio and Video Streaming
- Productivity (Video Conferencing, Web Browser)
- Voice Assistant
- Entertainment (Gaming, Karaoke)
- Lincoln Digital Experience
- Lane Keeping System
- Lincoln Connect
- 5G Modem
- Enables Lincoln Way App Remote Features (when activated)
- Adaptive Cruise Control
- Blind Spot Information System w/ Cross-Traffic Alert
- Heated Front Captain’s Chairs
- Driver 10-Way and 8-Way Passenger Comfort Seats
- Wireless Charging
Recalls
9 NHTSA recalls for 2024 to 2026 Nautilus models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Back over prevention2024, 2025 · 254,640 vehicles
The Image Processing Module A (IPMA) may experience multiple unexpected resets, resulting in loss of the rearview camera image and advanced driver assistance (ADAS) features, including pre-collision assist...Recall 26V165000 at NHTSA ↗Engine and engine cooling2025 · 47,804 vehicles
The exhaust gas recirculation (EGR) valve may fail, resulting in an unexpected loss of drive power.Recall 26V122000 at NHTSA ↗Exterior lighting2025 · 3,270 vehicles
The LED Driver Modules may contain a burnt diode, which can cause the low-beam and high-beam headlights, daytime running lights, front position lights, and front turn signals to fail in the affected headlight.Recall 25V519000 at NHTSA ↗Visibility2024, 2025 · 482 vehicles
The window automatic reversal system may not react correctly after detecting an obstruction.Recall 25V518000 at NHTSA ↗Electrical system2024, 2025 · 6,781 vehicles
The engine block heater may overheat when the vehicle is parked with the block heater plugged in.Recall 25V343000 at NHTSA ↗Electrical system2024 · 30,679 vehicles
The multimedia module software may cause the panoramic and center displays to reboot, resulting in a blank screen.Recall 25V337000 at NHTSA ↗Quick answers
- How much is a 2026 Nautilus in California?
- $61,443 to drive away for the Premiere Gas, from a $53,995 sticker.
- What does it cost a month?
- A $962 loan payment, about $1,655 a month with insurance, fuel and upkeep ($5,000 down); about $1,559 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colors
Whisper Blue Metallic Clearcoat+$750Red Carpet Metallic Tinted Clearcoat+$750White Platinum Metallic Tri-Coat+$750Gray Matter Clearcoat+$750Infinite Black Metallic ClearcoatSilver Radiance Metallic ClearcoatChroma Caviar Dark Gray Metallic Clearcoat+$2,000
Similar SUVs
US prices in US dollars from Lincoln's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.