2026 Toyota Tacoma: real cost in California
See the Tacoma on Toyota's US site ↗US prices read 2026-11-09
Cheapest trim, SR · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$32,545the advertised price
Drive away$37,465with fees and tax
Loan payment$554/mo72-month loan at 7%, $5,000 down
True cost$1,135/moeverything, after resale
$37,465 to drive away + $65,846 to run it for 6 years − $21,601 back at resale = $81,711, or $1,135 a month.
Where the money goes
Drive away$37,465
Running it, 6 yrs+$65,846
Back at resale−$21,601
Sticker pricethe advertised MSRP
+$32,545Feesfreight $1,745 · doc fee $85 (typical)
+$1,830Sales and use tax, 8.99%California
+$3,090Fuel13,500 mi a year at 23 MPG
+$20,243Insuranceestimate, age 35–59, California
+$17,567Maintenanceestimate
+$9,574Lost return on your money5% a year on the down payment and each payment
+$8,053Loan interest7% over 72 months
+$7,387Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,022Resale after 6 years66% of MSRP, you get this back
−$21,601True cost $81,711 ÷ 72 months$1,135 a month
The car
Size and space
BodyPickup213.0–227.4 in long
Seats2, 5
Cargo73.5" bed
Ground clearance9.9–11.5 inhigh; good for snow and trails
Engine and fuel
Engine228–326 hp gas or hybrid, RWD, 4WD
0–60 mph6.0–8.6 sour estimate from power and weight
Fuel economy20–23 MPGEPA combined
TowingUp to 6,500 lb
Tires17" or 18"by trim
Safety and cover
Crash test4 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs
Resale at 6 years66% of MSRPprevious generation · how it compares
Every trim
Every trim: auto braking, blind spot, lane centering, adaptive cruise, heated seats, 9.9–11.5 in clearance.| SR 4x2 XtraCab LB | $32,545 | $37,465 | $81,711 | ✓ $1,135/mo | 2 | 3,500 | 23 MPG | — No | — No |
| SR 4x2 Double Cab SB | $34,205 | $39,275 | $83,239 | $1,156/mo | 5 | 3,500 | 23 MPG | — No | — No |
| SR 4x4 XtraCab LB | $35,745 | $40,953 | $86,575 | $1,202/mo | 2 | 3,500 | 21 MPG | — No | ✓ Yes |
| SR5 4x2 XtraCab LB | $36,635 | $41,923 | $85,475 | $1,187/mo | 2 | 6,500 | 23 MPG | — No | — No |
| SR 4x4 Double Cab 6MT SB | $37,405 | $42,762 | $89,285 | $1,240/mo | 5 | 6,400 | 20 MPG | — No | ✓ Yes |
| SR 4x4 Double Cab SB | $37,405 | $42,762 | $88,177 | $1,225/mo | 5 | 3,500 | 21 MPG | — No | ✓ Yes |
| SR5 4x2 Double Cab SB | $37,705 | $43,089 | $86,534 | $1,202/mo | 5 | 6,400 | 23 MPG | — No | — No |
| SR5 4x2 Double Cab LB | $38,205 | $43,634 | $86,994 | $1,208/mo | 5 | 6,400 | 23 MPG | — No | — No |
| TRD Prerunner 4x2 XtraCab LB | $39,135 | $44,648 | $88,834 | $1,234/mo | 2 | 6,500 | 22 MPG | — No | — No |
| SR5 4x4 XtraCab LB | $39,835 | $45,411 | $90,487 | $1,257/mo | 2 | 6,500 | 21 MPG | — No | ✓ Yes |
| TRD Sport 4x2 Double Cab SB | $40,415 | $46,043 | $90,085 | $1,251/mo | 5 | 6,400 | 22 MPG | ✓ Yes | — No |
| SR5 4x4 Double Cab SB | $40,905 | $46,577 | $91,545 | $1,271/mo | 5 | 6,400 | 21 MPG | ✓ Yes | ✓ Yes |
| TRD Sport 4x2 Double Cab LB | $40,915 | $46,588 | $90,545 | $1,258/mo | 5 | 6,400 | 22 MPG | ✓ Yes | — No |
| SR5 4x4 Double Cab LB | $41,405 | $47,122 | $92,006 | $1,278/mo | 5 | 6,400 | 21 MPG | ✓ Yes | ✓ Yes |
| TRD Sport 4x4 Double Cab 6MT SB | $42,815 | $48,659 | $94,485 | $1,312/mo | 5 | 6,400 | 20 MPG | ✓ Yes | ✓ Yes |
| TRD Off-Road 4x4 Double Cab 6MT SB | $42,815 | $48,659 | $94,485 | $1,312/mo | 5 | 6,400 | 20 MPG | ✓ Yes | ✓ Yes |
| TRD Sport 4x4 Double Cab SB | $43,615 | $49,531 | $94,113 | $1,307/mo | 5 | 6,400 | 21 MPG | ✓ Yes | ✓ Yes |
| TRD Off-Road 4x4 Double Cab SB | $43,915 | $49,857 | $94,389 | $1,311/mo | 5 | 6,300 | 21 MPG | ✓ Yes | ✓ Yes |
| TRD Sport 4x4 Double Cab LB | $44,115 | $50,075 | $94,721 | $1,316/mo | 5 | 6,400 | 21 MPG | ✓ Yes | ✓ Yes |
| TRD Off-Road 4x4 Double Cab LB | $44,415 | $50,402 | $94,997 | $1,319/mo | 5 | 6,400 | 21 MPG | ✓ Yes | ✓ Yes |
| TRD Sport i-FORCE MAX Double Cab 4x4 | $47,335 | $53,585 | $95,765 | $1,330/mo | 5 | 6,000 | 23 MPG | ✓ Yes | ✓ Yes |
| TRD Off-Road i-FORCE MAX Double Cab 4x4 | $47,635 | $53,912 | $96,041 | $1,334/mo | 5 | 6,000 | 23 MPG | ✓ Yes | ✓ Yes |
| Limited 4x4 Double Cab SB | $53,570 | $60,380 | $103,423 | $1,436/mo | 5 | 6,300 | 21 MPG | ✓ Yes | ✓ Yes |
| Limited i-FORCE MAX Double Cab 4x4 | $56,895 | $64,004 | $104,564 | $1,452/mo | 5 | 6,000 | 23 MPG | ✓ Yes | ✓ Yes |
| Trailhunter i-FORCE MAX Double Cab 4x4 | $63,750 | $71,476 | $110,874 | $1,540/mo | 5 | 6,000 | 23 MPG | ✓ Yes | ✓ Yes |
| Trailhunter i-FORCE MAX Double Cab 4x4 6' Bed | $64,250 | $72,021 | $111,334 | $1,546/mo | 5 | 5,950 | 23 MPG | ✓ Yes | ✓ Yes |
| TRD Pro i-FORCE MAX Double Cab 4x4 | $64,750 | $72,566 | $111,794 | $1,553/mo | 5 | 6,000 | 23 MPG | ✓ Yes | ✓ Yes |
SR4x2 XtraCab LB
✓ $1,135/mo
True cost
SR4x2 Double Cab SB
$1,156/mo
True cost
SR4x4 XtraCab LB
$1,202/mo
True cost
SR54x2 XtraCab LB
$1,187/mo
True cost
SR4x4 Double Cab 6MT SB
$1,240/mo
True cost
SR4x4 Double Cab SB
$1,225/mo
True cost
SR54x2 Double Cab SB
$1,202/mo
True cost
SR54x2 Double Cab LB
$1,208/mo
True cost
TRD Prerunner4x2 XtraCab LB
$1,234/mo
True cost
SR54x4 XtraCab LB
$1,257/mo
True cost
TRD Sport4x2 Double Cab SB
$1,251/mo
True cost
SR54x4 Double Cab SB
$1,271/mo
True cost
TRD Sport4x2 Double Cab LB
$1,258/mo
True cost
SR54x4 Double Cab LB
$1,278/mo
True cost
TRD Sport4x4 Double Cab 6MT SB
$1,312/mo
True cost
TRD Off-Road4x4 Double Cab 6MT SB
$1,312/mo
True cost
TRD Sport4x4 Double Cab SB
$1,307/mo
True cost
TRD Off-Road4x4 Double Cab SB
$1,311/mo
True cost
TRD Sport4x4 Double Cab LB
$1,316/mo
True cost
TRD Off-Road4x4 Double Cab LB
$1,319/mo
True cost
TRD Sport i-FORCE MAXDouble Cab 4x4
$1,330/mo
True cost
TRD Off-Road i-FORCE MAXDouble Cab 4x4
$1,334/mo
True cost
Limited4x4 Double Cab SB
$1,436/mo
True cost
Limited i-FORCE MAXDouble Cab 4x4
$1,452/mo
True cost
Trailhunteri-FORCE MAX Double Cab 4x4
$1,540/mo
True cost
Trailhunteri-FORCE MAX Double Cab 4x4 6' Bed
$1,546/mo
True cost
TRD Proi-FORCE MAX Double Cab 4x4
$1,553/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
SR 4x2 XtraCab LB$32,545
SR 4x2 Double Cab SB$34,205
SR 4x4 XtraCab LB$35,745
SR5 4x2 XtraCab LB$36,635
SR 4x4 Double Cab 6MT SB$37,405
SR 4x4 Double Cab SB$37,405
SR5 4x2 Double Cab SB$37,705
SR5 4x2 Double Cab LB$38,205
TRD Prerunner 4x2 XtraCab LB$39,135
SR5 4x4 XtraCab LB$39,835
TRD Sport 4x2 Double Cab SB$40,415
SR5 4x4 Double Cab SB$40,905
TRD Sport 4x2 Double Cab LB$40,915
SR5 4x4 Double Cab LB$41,405
TRD Sport 4x4 Double Cab 6MT SB$42,815
TRD Off-Road 4x4 Double Cab 6MT SB$42,815
TRD Sport 4x4 Double Cab SB$43,615
TRD Off-Road 4x4 Double Cab SB$43,915
TRD Sport 4x4 Double Cab LB$44,115
TRD Off-Road 4x4 Double Cab LB$44,415
TRD Sport i-FORCE MAX Double Cab 4x4$47,335
TRD Off-Road i-FORCE MAX Double Cab 4x4$47,635
Limited 4x4 Double Cab SB$53,570
Limited i-FORCE MAX Double Cab 4x4$56,895
Trailhunter i-FORCE MAX Double Cab 4x4$63,750
Trailhunter i-FORCE MAX Double Cab 4x4 6' Bed$64,250
TRD Pro i-FORCE MAX Double Cab 4x4$64,750
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ TRD Sport 4x4 Double Cab LB to TRD Off-Road 4x4 Double Cab LB
✓ Limited 4x4 Double Cab SB to Limited i-FORCE MAX Double Cab 4x4
Parking sensors
✓ from TRD Sport 4x2 Double Cab SB
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from TRD Sport 4x4 Double Cab LB
Heated steering wheel
✓ from TRD Sport 4x2 Double Cab SB
Dual-zone climate
✓ from TRD Sport 4x4 Double Cab LB
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ from TRD Sport 4x2 Double Cab SB
Power driver's seat
✓ from TRD Sport 4x2 Double Cab SB
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓ from TRD Sport 4x2 Double Cab SB
Head-up display
✓ Limited 4x4 Double Cab SB to Limited i-FORCE MAX Double Cab 4x4
Large touchscreen (12 in+)
+ $720
+ $720
+ $720
✓ from TRD Sport 4x4 Double Cab LB
Capability and looks
AWD or 4WD
✓
✓ SR 4x4 Double Cab 6MT SB to SR 4x4 Double Cab SB
✓
✓
✓ from SR5 4x4 Double Cab LB
Tow hitch included
✓ Every trim
Sunroof
✓ TRD Sport 4x2 Double Cab SB to SR5 4x4 Double Cab LB
+ $850
✓ from TRD Sport 4x4 Double Cab LB
Toyota lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the SR SR 4x2 XtraCab LB (11 items)
- 17-in. steel wheels
- LED bed lighting
- Deck rail system with four adjustable tie-down cleats and fixed cargo bed tie-down points
- 6-ft. bed
- Lightweight "TACOMA" stamped tailgate
- Smart Key System on driver door with Push Button Start
- Manual day/night rearview mirror
- Dual USB-C ports with power delivery
- Class-IV towing hitch receiver and wiring harness with 7-pin/4-pin connector
- Backup Guide Monitor
- Toyota Safety Sense 3.0 (TSS 3.0)
Recalls
6 NHTSA recalls for 2024 to 2026 Tacoma models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Suspension2024, 2025 · 48,280 vehicles
The metal flange on the front and rear shock absorbers may corrode and fail, resulting in detachment of the external oil reservoir.Recall 26V514000 at NHTSA ↗Equipment2024, 2025 · 8,230 vehicles
The load carrying capacity modification label may display inaccurate added weight values.Recall 26V179000 at NHTSA ↗Power train2025 · 5,960 vehicles
The front driveshaft constant-velocity (CV) joint may deform and break.Recall 25V656000 at NHTSA ↗Electrical system2024, 2025 · 591,377 vehicles
Due to an error in the instrument panel software at vehicle startup, the instrument panel may fail to display vehicle speed, brake system, and tire pressure warning lights.Recall 25V595000 at NHTSA ↗Service brakes2024, 2025 · 221,846 vehicles
The rear brake hoses can be damaged if mud and dirt builds up inside the rear wheels. This can result in a brake fluid leak.Recall 25V058000 at NHTSA ↗Equipment2024 · 33,848 vehicles
Gulf States Toyota, Inc.Recall 24V548000 at NHTSA ↗Quick answers
- How much is a 2026 Tacoma in California?
- $37,465 to drive away for the SR, from a $32,545 sticker.
- What does it cost a month?
- A $554 loan payment, about $1,254 a month with insurance, fuel and upkeep ($5,000 down); about $1,135 a month all in, after resale.
- How much can it tow?
- From 3,500 lb to 6,500 lb, depending on the trim.
Similar pickups
US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.





