2027 Ford Maverick: real cost in California

Cheapest trim, XL FWD · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$28,145the advertised price
Drive away$32,779with fees and tax
Loan payment$474/mo72-month loan at 7%, $5,000 down
True cost$972/moeverything, after resale
Car, fees and tax $32,779Insurance $16,685Fuel $12,664Interest and lost return $13,456Maintenance and plates $10,059

$32,779 to drive away + $52,864 to run it for 6 years − $15,683 back at resale = $69,960, or $972 a month.

Where the money goes

Drive away$32,779
Running it, 6 yrs+$52,864
Back at resale−$15,683
Sticker pricethe advertised MSRP
+$28,145
Feesfreight $1,845 · doc fee $85 (typical)
+$1,930
Sales and use tax, 8.99%California
+$2,704
Insuranceestimate, age 35–59, California
+$16,685
Fuel13,500 mi a year at 37 MPG
+$12,664
Maintenanceestimate
+$7,255
Lost return on your money5% a year on the down payment and each payment
+$7,136
Loan interest7% over 72 months
+$6,320
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,804
Resale after 6 years56% of MSRP, you get this back
−$15,683
True cost $69,960 ÷ 72 months$972 a month

The car

Size and space
BodySuperCrew
Seats5
CargoNot published
Ground clearance7.4–9.1 in
Engine and fuel
TowingUp to 4,000 lb
Tires17" or 19"by trim
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · some trims or an option
Warranty3 yrspowertrain 5 yrs
Resale at 6 years56% of MSRPaverage for its type

Every trim

All trims: 5 seats.
XL FWD$28,145$32,779$69,960✓ $972/mo4,00037 MPG— No— No— No— No— No
XLT FWD$30,745$35,612$72,718$1,010/mo4,00037 MPG— No— No✓ Yes✓ Yes— No
XL AWD$31,540$36,479$73,438$1,020/mo4,00037 MPG— No— No— No— No✓ Yes
Lobo Advanced 4WD$32,155$37,149$82,955$1,152/mo2,00024 MPG— No— No— No✓ Yes✓ Yes
XLT AWD$33,140$38,223$75,171$1,044/mo4,00037 MPG— No— No✓ Yes✓ Yes✓ Yes
Lariat FWD$34,760$39,988$78,297$1,087/mo4,00036 MPG✓ Yes✓ Yes✓ Yes✓ Yes— No
Lariat AWD$37,155$42,599$80,751$1,122/mo4,00036 MPG✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
Tremor Advanced 4WD$37,155$42,599$89,337$1,241/mo2,00023 MPG✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
Lobo Premium Advanced 4WD$37,155$42,599$88,225$1,225/mo2,00024 MPG✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
XL FWD
✓ $972/mo
True cost
Sticker $28,145Drive-away $32,7796 yrs $69,960Tows 4,000Fuel use 37 MPGLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
XLT FWD
$1,010/mo
True cost
Sticker $30,745Drive-away $35,6126 yrs $72,718Tows 4,000Fuel use 37 MPGLane centering — NoAdaptive cruise — NoHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
XL AWD
$1,020/mo
True cost
Sticker $31,540Drive-away $36,4796 yrs $73,438Tows 4,000Fuel use 37 MPGLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Lobo Advanced 4WD
$1,152/mo
True cost
Sticker $32,155Drive-away $37,1496 yrs $82,955Tows 2,000Fuel use 24 MPGLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof ✓ YesAWD/4WD ✓ Yes
XLT AWD
$1,044/mo
True cost
Sticker $33,140Drive-away $38,2236 yrs $75,171Tows 4,000Fuel use 37 MPGLane centering — NoAdaptive cruise — NoHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Lariat FWD
$1,087/mo
True cost
Sticker $34,760Drive-away $39,9886 yrs $78,297Tows 4,000Fuel use 36 MPGLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
Lariat AWD
$1,122/mo
True cost
Sticker $37,155Drive-away $42,5996 yrs $80,751Tows 4,000Fuel use 36 MPGLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Tremor Advanced 4WD
$1,241/mo
True cost
Sticker $37,155Drive-away $42,5996 yrs $89,337Tows 2,000Fuel use 23 MPGLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Lobo Premium Advanced 4WD
$1,225/mo
True cost
Sticker $37,155Drive-away $42,5996 yrs $88,225Tows 2,000Fuel use 24 MPGLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
XL FWD$28,145
XLT FWD$30,745
XL AWD$31,540
Lobo Advanced 4WD$32,155
XLT AWD$33,140
Lariat FWD$34,760
Lariat AWD$37,155
Tremor Advanced 4WD$37,155
Lobo Premium Advanced 4WD$37,155
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
+ $995
✓
+ $995
Adaptive cruise
✓ from Lariat FWD
Lane centering
✓ from Lariat FWD
360° camera
✓ from Lariat FWD
Parking sensors
+ $995
✓
+ $995
✓ from Lariat FWD
Comfort
Heated seats
+ $1,995
+ $1,995
✓ from Lariat FWD
Heated steering wheel
✓ from Lariat FWD
Dual-zone climate
✓ from Lariat FWD
Convenience
Push-button start
✓
✓ Lobo Advanced 4WD to XLT AWD
Remote start
+ $1,995
+ $1,995
✓ from Lariat FWD
Wireless phone charging
+ $1,595
✓ from Tremor Advanced 4WD
Power driver's seat
+ $1,995
✓
+ $1,995
✓ from Lariat FWD
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from Lariat FWD
Premium sound system
+ $1,595
✓ from Tremor Advanced 4WD
Large touchscreen (12 in+)
✓
✓
Capability and looks
AWD or 4WD
✓ XL AWD to XLT AWD
✓ from Lariat AWD
Tow hitch included
✓
+ $150
✓ from Lobo Advanced 4WD
Sunroof
+ $995
+ $995
✓ from Lobo Premium Advanced 4WD

Ford lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.

Full standard equipment on the XL FWD (18 items)
  • 2.5L Hybrid Engine
  • Power-Split Electric CVT Transmission
  • Ford Security Package (one year included)
  • Ford Co-Pilot360 Technology
  • XL (100A)
  • Ford Connectivity Package (one year included)
  • 17” Steel Wheels with Sparkle Silver Painted Covers
  • 225/65R 17” A/S BSW Tires
  • Mirrors, Sideview – Manual Glass with MIC Black Skull Caps
  • Configurable Daytime Running Lamps (DRL)
  • SecuriLock Passive Anti-Theft System
  • Perimeter Alarm
  • AM/FM Stereo with Six (6) Speakers
  • Pre-Collision Assist with Automatic Emergency Braking
  • Rear View Camera
  • Cruise Control
  • Rear Under Seat Storage Bins
  • 5G Modem

Recalls

13 NHTSA recalls for 2025 to 2027 Maverick models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

All 13 at NHTSA

Quick answers
How much is a 2027 Maverick in California?
$32,779 to drive away for the XL FWD, from a $28,145 sticker.
What does it cost a month?
A $474 loan payment, about $1,021 a month with insurance, fuel and upkeep ($5,000 down); about $972 a month all in, after resale.
How much can it tow?
From 2,000 lb to 4,000 lb, depending on the trim.

Colors

Orange Fury Metallic Tri-Coat+$995Glacier Gray Metallic Tri-Coat+$995Light Blue+$495Ruby Red Metallic Tinted Clearcoat+$495Velocity Blue+$495Gladwin Green+$495Neptune Blue+$495Shadow BlackOxford White

Similar pickups

US prices in US dollars from Ford's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.