2027 Toyota 4Runner: real cost in California
See the 4Runner on Toyota's US site ↗US prices read 2026-11-09
Cheapest trim, SR5 · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$43,490the advertised price
Drive away$49,231with fees and tax
Loan payment$754/mo72-month loan at 7%, $5,000 down
True cost$1,319/moeverything, after resale
$49,231 to drive away + $72,160 to run it for 6 years − $26,458 back at resale = $94,933, or $1,319 a month.
Where the money goes
Drive away$49,231
Running it, 6 yrs+$72,160
Back at resale−$26,458
Sticker pricethe advertised MSRP
+$43,490Feesfreight $1,595 · doc fee $85 (typical)
+$1,680Sales and use tax, 8.99%California
+$4,061Fuel13,500 mi a year at 22 MPG
+$21,153Insuranceestimate, age 35–59, California
+$17,493Lost return on your money5% a year on the down payment and each payment
+$10,355Loan interest7% over 72 months
+$10,064Maintenanceestimate
+$9,769Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,326Resale after 6 years61% of MSRP, you get this back
−$26,458True cost $94,933 ÷ 72 months$1,319 a month
The car
Size and space
BodySUV194.9 in long
Seats5
Cargo48.4 cu ftbehind row 2
Ground clearance8.1–10.1 inhigh; good for snow and trails
Engine and fuel
Engine278 hp gas or hybrid, RWD, 4WD
0–60 mph7.2–7.7 sour estimate from power and weight
Fuel economy21–23 MPGEPA combined
TowingUp to 6,000 lb
Tires18" or 20"by trim
Safety and cover
Crash test4 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs
Resale at 6 years61% of MSRPprevious generation · how it compares
Every trim
All trims: 278 hp, 5 seats.| SR5 RWD | $43,490 | $49,231 | $94,933 | ✓ $1,319/mo | 6,000 | 22 MPG | ✓ Yes | ✓ Yes | — No |
| SR5 4WD | $45,490 | $51,411 | $97,891 | $1,360/mo | 6,000 | 21 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
| TRD Sport RWD | $49,620 | $55,912 | $101,127 | $1,405/mo | 6,000 | 22 MPG | ✓ Yes | — No | — No |
| TRD Off-Road | $51,560 | $58,026 | $104,174 | $1,447/mo | 6,000 | 21 MPG | ✓ Yes | — No | ✓ Yes |
| TRD Sport 4WD | $51,620 | $58,092 | $104,232 | $1,448/mo | 6,000 | 21 MPG | ✓ Yes | — No | ✓ Yes |
| TRD Sport Premium RWD | $54,300 | $61,013 | $105,834 | $1,470/mo | 6,000 | 22 MPG | — No | ✓ Yes | — No |
| TRD Off-Road i-FORCE MAX | $54,360 | $61,078 | $104,983 | $1,458/mo | 6,000 | 23 MPG | ✓ Yes | — No | ✓ Yes |
| TRD Sport Premium 4WD | $56,300 | $63,192 | $108,793 | $1,511/mo | 6,000 | 21 MPG | — No | ✓ Yes | ✓ Yes |
| TRD Off-Road Premium | $56,660 | $63,585 | $109,143 | $1,516/mo | 6,000 | 21 MPG | — No | ✓ Yes | ✓ Yes |
| Limited RWD | $57,090 | $64,053 | $108,553 | $1,508/mo | 6,000 | 22 MPG | ✓ Yes | ✓ Yes | — No |
| Limited 4WD | $59,090 | $66,233 | $111,511 | $1,549/mo | 6,000 | 21 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
| TRD Off-Road Premium i-FORCE MAX | $59,460 | $66,636 | $109,952 | $1,527/mo | 6,000 | 23 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
| Limited i-FORCE MAX | $61,890 | $69,285 | $112,320 | $1,560/mo | 6,000 | 23 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
| Platinum | $64,850 | $72,511 | $115,205 | $1,600/mo | 5,800 | 23 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
| Trailhunter | $68,590 | $76,587 | $118,849 | $1,651/mo | 5,800 | 23 MPG | ✓ Yes | — No | ✓ Yes |
| TRD Pro | $68,870 | $76,892 | $119,122 | $1,654/mo | 5,800 | 23 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
SR5RWD
✓ $1,319/mo
True cost
SR54WD
$1,360/mo
True cost
TRD SportRWD
$1,405/mo
True cost
TRD Off-Road
$1,447/mo
True cost
TRD Sport4WD
$1,448/mo
True cost
TRD Sport PremiumRWD
$1,470/mo
True cost
TRD Off-Road i-FORCE MAX
$1,458/mo
True cost
TRD Sport Premium4WD
$1,511/mo
True cost
TRD Off-Road Premium
$1,516/mo
True cost
LimitedRWD
$1,508/mo
True cost
Limited4WD
$1,549/mo
True cost
TRD Off-Road Premium i-FORCE MAX
$1,527/mo
True cost
Limited i-FORCE MAX
$1,560/mo
True cost
Platinum
$1,600/mo
True cost
Trailhunter
$1,651/mo
True cost
TRD Pro
$1,654/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
SR5 RWD$43,490
SR5 4WD$45,490
TRD Sport RWD$49,620
TRD Off-Road$51,560
TRD Sport 4WD$51,620
TRD Sport Premium RWD$54,300
TRD Off-Road i-FORCE MAX$54,360
TRD Sport Premium 4WD$56,300
TRD Off-Road Premium$56,660
Limited RWD$57,090
Limited 4WD$59,090
TRD Off-Road Premium i-FORCE MAX$59,460
Limited i-FORCE MAX$61,890
Platinum$64,850
Trailhunter$68,590
TRD Pro$68,870
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ SR5 RWD to SR5 4WD
✓ Limited RWD to Limited 4WD
✓ from Limited i-FORCE MAX
Comfort
Heated seats
✓ SR5 RWD to TRD Sport 4WD
✓
✓ from Limited RWD
Heated steering wheel
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ SR5 RWD to SR5 4WD
Head-up display
✓
Capability and looks
AWD or 4WD
✓
✓ TRD Off-Road to TRD Sport 4WD
✓ TRD Off-Road i-FORCE MAX to TRD Off-Road Premium
✓ from Limited 4WD
Tow hitch included
✓ SR5 RWD to SR5 4WD
Sunroof
✓ SR5 RWD to SR5 4WD
+ $850
+ $850
✓ Limited RWD to Limited 4WD
+ $850
✓ Limited i-FORCE MAX to Platinum
✓ from TRD Pro
LED headlights
✓ SR5 RWD to SR5 4WD
Not listed on any trimHands-free driving360° cameraCooled seatsHeated rear seatsDual-zone climateMassaging seatsPower driver's seatMemory seatBuilt-in navigationPremium sound systemLarge touchscreen (12 in+)Panoramic roof
Full standard equipment on the SR5 SR5 RWD (27 items)
- 17-in. dark-gray painted alloy wheels
- Black roof rails
- LED fog lights
- LED taillights with red outer lens
- Power windows with auto up/down and jam protection in all positions
- Privacy-tinted glass on rear side, quarter and liftgate windows
- Power rear liftgate window with auto up/down, jam protection, and defogger with timer
- Variable intermittent windshield wipers with mist cycle
- Heated power outside mirrors
- Smart Key System with Push Button Start, remote keyless entry and remote illuminated entry
- Single-zone manual climate control with air filtration
- Rear-seat air vents
- Manual day/night rearview mirror
- Second-row and cargo-area LED illumination
- 12 cup and bottle holders
- Digital gauge cluster with 7-in. color Multi-Information Display (MID)
- Toyota Safety Sense 3.0 (TSS 3.0)
- Integrated backup camera display with projected path
- Blind Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA) and Trailer Merge Warning
- Trailer Sway Control (TSC)
- Anti-theft system
- Tire Pressure Monitor System (TPMS)
- Driver and front passenger seatbelt pretensioners with force limiters
- Nine airbags
- Power door locks with shift-linked automatic lock/unlock feature
- Child-protector rear door locks and power window lockout control
- LATCH (Lower Anchors and Tethers for CHildren)
Recalls
3 NHTSA recalls for 2025 to 2027 4Runner models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Equipment2026 · 135 vehicles
The load carrying capacity modification label may display inaccurate added weight values.Recall 26V571000 at NHTSA ↗Equipment2026 · 94 vehicles
Gulf States Toyota, Inc. (GST) is recalling certain 2026 4Runner vehicles.Recall 26V282000 at NHTSA ↗Electrical system2025 · 591,377 vehicles
Due to an error in the instrument panel software at vehicle startup, the instrument panel may fail to display vehicle speed, brake system, and tire pressure warning lights.Recall 25V595000 at NHTSA ↗Quick answers
- How much is a 2027 4Runner in California?
- $49,231 to drive away for the SR5, from a $43,490 sticker.
- What does it cost a month?
- A $754 loan payment, about $1,473 a month with insurance, fuel and upkeep ($5,000 down); about $1,319 a month all in, after resale.
- How much can it tow?
- From 5,800 lb to 6,000 lb, depending on the trim.
Similar SUVs
US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.