2027 Subaru Crosstrek: real cost in California

Cheapest trim, Base · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$26,995the advertised price
Drive away$31,177with fees and tax
Loan payment$446/mo72-month loan at 7%, $5,000 down
True cost$1,024/moeverything, after resale
Car, fees and tax $31,177Insurance $16,832Fuel $16,048Interest and lost return $12,778Maintenance and plates $12,396

$31,177 to drive away + $58,054 to run it for 6 years − $15,535 back at resale = $73,696, or $1,024 a month.

Where the money goes

Drive away$31,177
Running it, 6 yrs+$58,054
Back at resale−$15,535
Sticker pricethe advertised MSRP
+$26,995
Feesfreight $1,525 · doc fee $85 (typical)
+$1,610
Sales and use tax, 8.99%California
+$2,572
Insuranceestimate, age 35–59, California
+$16,832
Fuel13,500 mi a year at 29 MPG
+$16,048
Maintenanceestimate
+$9,615
Lost return on your money5% a year on the down payment and each payment
+$6,822
Loan interest7% over 72 months
+$5,956
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,781
Resale after 6 years58% of MSRP, you get this back
−$15,535
True cost $73,696 ÷ 72 months$1,024 a month

The car

Size and space
Seats5from the Canadian version or the type
Cargo23.3 cu ftbehind row 2
Ground clearance8.7–9.3 inhigh; good for snow and trails
Engine and fuel
Engine180–194 hp gas or hybrid, AWD
0–60 mph7.4–8.2 sour estimate from power and weight
Fuel economy26–38 MPGEPA combined
TowingUp to 3,500 lb
Tires18"225/55R18
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
European crash test5 of 5 stars ↗Euro NCAP 2024, European version
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs
Resale at 6 years58% of MSRPprevious generation · how it compares

Every trim

All trims: AWD, 5 seats.
Base$26,995$31,177$73,696✓ $1,024/mo1,50029 MPG— No— No— No
Premium$27,995$32,266$74,910$1,040/mo1,50029 MPG✓ Yes✓ Yes✓ Yes
Limited$32,995$37,716$79,943$1,110/mo1,50029 MPG✓ Yes✓ Yes✓ Yes
Wilderness$33,795$38,588$82,608$1,147/mo3,50026 MPG✓ Yes✓ Yes✓ Yes
Sport Hybrid$33,995$38,806$77,158$1,072/mo1,50038 MPG✓ Yes✓ Yes✓ Yes
Limited Hybrid$35,995$40,986$79,171$1,100/mo1,50038 MPG✓ Yes✓ Yes✓ Yes
Base
✓ $1,024/mo
True cost
Sticker $26,995Drive-away $31,1776 yrs $73,696Tows 1,500Fuel use 29 MPGBlind spot — NoHeated seats — NoSunroof — No
Premium
$1,040/mo
True cost
Sticker $27,995Drive-away $32,2666 yrs $74,910Tows 1,500Fuel use 29 MPGBlind spot ✓ YesHeated seats ✓ YesSunroof ✓ Yes
Limited
$1,110/mo
True cost
Sticker $32,995Drive-away $37,7166 yrs $79,943Tows 1,500Fuel use 29 MPGBlind spot ✓ YesHeated seats ✓ YesSunroof ✓ Yes
Wilderness
$1,147/mo
True cost
Sticker $33,795Drive-away $38,5886 yrs $82,608Tows 3,500Fuel use 26 MPGBlind spot ✓ YesHeated seats ✓ YesSunroof ✓ Yes
Sport Hybrid
$1,072/mo
True cost
Sticker $33,995Drive-away $38,8066 yrs $77,158Tows 1,500Fuel use 38 MPGBlind spot ✓ YesHeated seats ✓ YesSunroof ✓ Yes
Limited Hybrid
$1,100/mo
True cost
Sticker $35,995Drive-away $40,9866 yrs $79,171Tows 1,500Fuel use 38 MPGBlind spot ✓ YesHeated seats ✓ YesSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Base$26,995
Premium$27,995
Limited$32,995
Wilderness$33,795
Sport Hybrid$33,995
Limited Hybrid$35,995
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
+ $2,245
✓ from Limited
Rear cross-traffic alert
+ $2,245
✓ from Limited
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Comfort
Heated seats
+ Option
✓ from Limited
Heated steering wheel
✓ Limited to Wilderness
✓ from Limited Hybrid
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
+ $400
✓
+ $400
✓ from Limited Hybrid
Power driver's seat
+ $2,245
✓
+ $2,270
✓ from Sport Hybrid
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ from Sport Hybrid
Premium sound system
+ $1,795
+ $2,270
✓ from Limited Hybrid
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
+ $2,245
+ $1,795
+ $2,270
✓ from Sport Hybrid
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraParking sensorsCooled seatsHeated rear seatsMassaging seatsPower liftgateWireless phone chargingMemory seatWireless CarPlayHead-up displayLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the Base (88 items)
  • 2.5-liter DOHC engine
  • Power: 180 hp @ 5,800 rpm
  • Torque: 178 lb-ft @ 3,700 rpm
  • Subaru Intelligent Drive (SI-DRIVE)
  • Lineartronic CVT with Adaptive Control, Incline Start Assist and 8-speed manual mode with paddle shifters
  • Maximum towing capacity
  • Subaru Symmetrical All-Wheel Drive
  • Dual-Function X-MODE
  • Hill Descent Control (HDC)
  • Vehicle Dynamics Control (VDC)
  • Traction Control System (TCS)
  • Active Torque Vectoring
  • Auto Vehicle Hold (AVH)
  • Fuel economy (hwy/city): 33/26 MPG
  • Fuel requirement: Unleaded gasoline (87 octane)
  • Fuel tank capacity: 16.6 gallons
  • Electric Power-Assisted Rack and Pinion Steering (EPAS)
  • 4-wheel independent raised suspension
  • 4-wheel disc brakes
  • Brake Assist
  • Brake Override System
  • Length/Width/Height
  • Wheelbase
  • Track (front/rear)
  • Base curb weight
  • Ground clearance (at base curb weight)
  • 17 x 7.0-inch aluminum-alloy wheels, dark gray finish
  • 225/60 R17 99H all-season tires
  • Temporary use T145/80 D17 spare tire
  • LED Steering Responsive Headlights (SRH)
  • Roof spoiler
  • Black folding side mirrors
  • Two-speed windshield wipers with variable-intermittent mode and mist feature
  • Single-speed rear window wiper with fixed-intermittent mode
  • Roof cross bar mounting points
  • Wheel arch and lower body cladding
  • Headroom (front/rear)
  • Legroom (front/rear)
  • Shoulder room (front/rear)
  • Passenger volume
  • Cargo volume
  • Maximum cargo volume
  • Manually adjustable front seats
  • 60/40-split flat-folding rear seatbacks
  • Cloth upholstery
  • Instrument cluster with speedometer and tachometer
  • Keyless Access with Push-Button Start
  • Auto-on/off headlights
  • Power front and rear windows with driver and front passenger auto-up/down
  • Power side mirrors
  • Electronic cruise control
  • 3-spoke steering wheel with integrated controls
  • Manually adjustable tilt/telescoping steering column
  • Lineartronic CVT paddle shifters
  • Illuminated front USB-A input port
  • Dual cup holders in center console
  • Single bottle holder in each door panel
  • Folding rear seat armrest with dual cup holders
  • Center console with armrest lid
  • Cargo-area with 2 grocery bag hooks and 4 tie-down hooks
  • Dual-zone automatic climate control system
  • Subaru dual 7.0-inch Multimedia System
  • 4 speakers
  • EyeSight Driver Assist Technology
  • High Beam Assist (HBA)
  • 4-wheel Anti-lock Braking System (ABS)
  • Tire Pressure Monitoring System (TPMS)
  • LED Daytime Running Lights (DRL)
  • Rear-Vision Camera
  • Subaru advanced frontal airbag system (SRS)
  • Side-curtain airbags (SRS)
  • Seat-mounted front seat side pelvis/torso airbags (SRS)
  • Rear-seat side airbags (SRS)
  • Driver's knee airbag (SRS)
  • Passenger seat cushion airbag (SRS)
  • Whiplash-reducing front seats with height-adjustable head restraints
  • Three individual rear-seat head restraints
  • Height-adjustable 3-point front seatbelts
  • Rear child-safety door locks
  • LATCH system
  • Keyless entry system
  • Auto-Dimming Mirror with Compass and HomeLink [optional]
  • Cargo Tray [optional]
  • All-Weather Floor Liners [optional]
  • Auto-Dimming Exterior Mirror with Approach Light [optional]
  • Rear Bumper Cover [optional]
  • Rear Seatback Protector [optional]
  • LED Upgrade [optional]

Recalls

1 NHTSA recall for 2025 to 2027 Crosstrek models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Crosstrek in California?
$31,177 to drive away for the Base, from a $26,995 sticker.
What does it cost a month?
A $446 loan payment, about $1,075 a month with insurance, fuel and upkeep ($5,000 down); about $1,024 a month all in, after resale.
How much can it tow?
3,500 lb for the Wilderness; 1,500 lb for every other trim.

Similar SUVs

US prices in US dollars from Subaru's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.