2027 Buick Encore GX: real cost in California

Cheapest trim, Preferred · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$26,900the advertised price
Drive away$31,367with fees and tax
Loan payment$450/mo72-month loan at 7%, $5,000 down
True cost$1,042/moeverything, after resale
Car, fees and tax $31,367Insurance $16,391Fuel $15,514Interest and lost return $12,859Maintenance and plates $10,515

$31,367 to drive away + $55,278 to run it for 6 years − $11,588 back at resale = $75,058, or $1,042 a month.

Where the money goes

Drive away$31,367
Running it, 6 yrs+$55,278
Back at resale−$11,588
Sticker pricethe advertised MSRP
+$26,900
Feesfreight $1,795 · doc fee $85 (typical)
+$1,880
Sales and use tax, 8.99%California
+$2,587
Insuranceestimate, age 35–59, California
+$16,391
Fuel13,500 mi a year at 30 MPG
+$15,514
Maintenanceestimate
+$7,838
Lost return on your money5% a year on the down payment and each payment
+$6,860
Loan interest7% over 72 months
+$5,999
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,677
Resale after 6 years43% of MSRP, you get this back
−$11,588
True cost $75,058 ÷ 72 months$1,042 a month

The car

Size and space
BodySUV171.1 in long
Seats5
Cargo23.5 cu ftbehind row 2
Ground clearance7.5 in
Engine and fuel
Engine155 hp gas, FWD, AWD
0–60 mph8.2–8.7 sour estimate from power and weight
Fuel economy27–30 MPGEPA combined
TowingUp to 1,000 lb
Tires18" or 19"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Resale at 6 years43% of MSRPaverage for its type

Every trim

All trims: 155 hp, 5 seats.
Preferred FWD$26,900$31,367$75,058✓ $1,042/mo—30 MPG— No— No
Sport Touring FWD$27,700$32,239$76,072$1,057/mo1,00030 MPG✓ Yes— No
Preferred AWD$28,500$33,111$78,615$1,092/mo—27 MPG— No✓ Yes
Sport Touring AWD$29,300$33,983$79,629$1,106/mo1,00027 MPG✓ Yes✓ Yes
Avenir FWD$31,700$36,599$82,011$1,139/mo1,00030 MPG✓ Yes— No
Avenir AWD$33,300$38,343$85,569$1,188/mo1,00027 MPG✓ Yes✓ Yes
PreferredFWD
✓ $1,042/mo
True cost
Sticker $26,900Drive-away $31,3676 yrs $75,058Tows —Fuel use 30 MPGAdaptive cruise — NoAWD/4WD — No
Sport TouringFWD
$1,057/mo
True cost
Sticker $27,700Drive-away $32,2396 yrs $76,072Tows 1,000Fuel use 30 MPGAdaptive cruise ✓ YesAWD/4WD — No
PreferredAWD
$1,092/mo
True cost
Sticker $28,500Drive-away $33,1116 yrs $78,615Tows —Fuel use 27 MPGAdaptive cruise — NoAWD/4WD ✓ Yes
Sport TouringAWD
$1,106/mo
True cost
Sticker $29,300Drive-away $33,9836 yrs $79,629Tows 1,000Fuel use 27 MPGAdaptive cruise ✓ YesAWD/4WD ✓ Yes
AvenirFWD
$1,139/mo
True cost
Sticker $31,700Drive-away $36,5996 yrs $82,011Tows 1,000Fuel use 30 MPGAdaptive cruise ✓ YesAWD/4WD — No
AvenirAWD
$1,188/mo
True cost
Sticker $33,300Drive-away $38,3436 yrs $85,569Tows 1,000Fuel use 27 MPGAdaptive cruise ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Preferred FWD$26,900
Sport Touring FWD$27,700
Preferred AWD$28,500
Sport Touring AWD$29,300
Avenir FWD$31,700
Avenir AWD$33,300
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
+ $1,095
+ $1,095
+ $1,395
360° camera
+ $1,095
+ $1,095
+ $1,395
Parking sensors
+ $1,095
+ $1,095
+ $1,295
Comfort
Heated seats
+ $995
✓ from Avenir FWD
Heated steering wheel
+ $995
✓ from Avenir FWD
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
+ $1,295
Wireless phone charging
+ $1,095
+ $1,095
+ $1,395
Power driver's seat
+ $995
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
+ $1,295
Capability and looks
AWD or 4WD
✓ Preferred AWD to Sport Touring AWD
✓ from Avenir AWD
Tow hitch included
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free drivingCooled seatsHeated rear seatsDual-zone climateMassaging seatsMemory seatBuilt-in navigationHead-up displayLarge touchscreen (12 in+)SunroofPanoramic roof
Full standard equipment on the Preferred Preferred FWD (128 items)
  • Buick Driver Confidence
  • QuietTuning
  • Ultrawide 11" diagonal HD color touchscreen
  • Wireless Apple CarPlay/Wireless Android Auto capability for compatible phones
  • IntelliBeam
  • ECOTEC 1.3L Turbo engine
  • Continuous Variable Transmission (CVT)
  • Axle, 5.45 final drive ratio
  • Keyless start, push button
  • E85 FlexFuel capable
  • Fuel system, electronic, returnless
  • Engine control, stop/start system
  • Engine control, stop/start system disable switch non-latching
  • Engine air filtration monitor
  • Driver shift control
  • Front-wheel drive
  • Trailering equipment
  • Ride and Handling suspension
  • GVWR, 4233 lbs. (1920 kg)
  • Steering, power, variable effort, electric
  • 4-wheel antilock disc brakes
  • Brakes, front and rear, electric
  • Brake, electronic parking
  • Capless fuel fill
  • 18" Bright Silver painted aluminum wheels
  • 18" all-season tires
  • Bumper, rear, molded color
  • Moldings, upper side window chrome roofline and gloss Black beltline
  • Shutters, front upper grille, active
  • Automatic on/off LED headlamps with delay feature
  • Headlamp control, automatic on and off
  • Lamp, LED center high-mounted stop/brake lamp
  • Tail lamps, halogen
  • Heated power outside mirrors
  • Glass, acoustic, laminated windshield
  • Glass, deep-tinted
  • Windshield, solar absorbing
  • Wipers, front intermittent with pulse washers
  • Wiper, rear intermittent
  • Manual liftgate
  • Body-color door handles with chrome strip
  • Door pillar trim, blackout
  • Fascia, front and rear
  • 6-speaker audio system
  • Wi-Fi Hotspot capable
  • SiriusXM Trial Subscription
  • Antenna, roof-mounted
  • Noise control system active noise cancellation
  • Seats, front bucket (STD)
  • Cloth with Leatherette seat trim
  • 6-way manual driver seat
  • 4-way manual front passenger seat
  • Headrests, 2-way adjustable, up/down, driver and front passenger
  • Knee bolster, driver and front passenger
  • 40/60 split-folding rear bench seat
  • Console, floor, with armrest
  • Floor mats, color-keyed and carpeted front (Deleted when LPO floor mats are ordered.)
  • Floor mats, color-keyed and carpeted rear (Deleted when LPO floor mats are ordered.)
  • Steering column, tilt and telescopic, adjustable
  • Wrapped steering wheel
  • Steering wheel controls mounted audio, cruise control, Driver Information Center, Forward Collision Alert gap adjust and phone interface controls
  • 8" diagonal Driver Information Center
  • Vehicle health management
  • Speedometer, miles/kilometers, miles odometer
  • Display, ECO drive assistance
  • Brake lining wear indicator
  • Compass display
  • Window, power with driver Express-Up/Down
  • Window, power with front passenger Express-Down
  • Power windows
  • Door locks, power with lockout protection
  • Key system
  • Keyless Open and Start
  • Cruise control
  • Remote Start
  • Remote panic alarm
  • Theft-deterrent system electrical, unauthorized entry
  • USB ports
  • Charging-only USB ports
  • Single-zone manual climate control
  • HVAC duct, rear, underneath front seat
  • Defogger, rear-window, electric
  • Auxiliary electric heater
  • Air filter, pollutant
  • Glovebox, single compartment
  • Inside rearview manual day/night mirror
  • Visors, driver and front passenger illuminated vanity mirrors covered, sliding
  • Assist handle
  • Assist handles
  • Lighting, interior, dimming instrument panel cluster
  • Lighting, interior, overhead courtesy dual reading lamp
  • Lighting, interior, roof, rear courtesy
  • Lighting, rear cargo compartment lamp
  • Shift knob, satin silver and chrome
  • Map pocket, driver seatback
  • Map pocket, front passenger seatback (Deleted when (Y55) Comfort Package is ordered.)
  • 1 Scheduled Maintenance Visit 1
  • Bumper-to-Bumper Limited Warranty 1
  • Rust Limited Warranty 1
  • Powertrain/Drivetrain limited warranty 1
  • Roadside Assistance Program 1
  • StabiliTrak, electronic stability control system with traction control
  • Automatic Emergency Braking
  • Front Pedestrian Braking
  • LED Daytime Running Lamps
  • Airbag system
  • Airbag, Passenger Sensing System, sensor indicator inflatable restraint, front passenger/child presence detector (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
  • OnStar services capable
  • HD Rear Vision Camera
  • Lane Change Alert with Side Blind Zone Alert
  • Lane Keep Assist with Lane Departure Warning
  • Rear Cross Traffic Alert
  • Forward Collision Alert
  • Following Distance Indicator
  • Rear Seat Reminder
  • Seat belt, 3-point, driver with load limiter and pretensioners, height adjustable
  • Seat belt, 3-point, front passenger with load limiter and pretensioners, height adjustable
  • Seat belts, 3-point, rear, all seating positions with pretensioners
  • LATCH System
  • Door locks, rear child security
  • Buckle to Drive
  • Teen Driver
  • Tire Fill Alert
  • Tire inflator kit
  • Tire Pressure Display
  • Tire Pressure Monitoring System
  • Horn, dual note tone
  • OnStar Basics

Recalls

1 NHTSA recall for 2025 to 2027 Encore GX models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Encore GX in California?
$31,367 to drive away for the Preferred, from a $26,900 sticker.
What does it cost a month?
A $450 loan payment, about $1,039 a month with insurance, fuel and upkeep ($5,000 down); about $1,042 a month all in, after resale.
How much can it tow?
Not rated for the Preferred; 1,000 lb for every other trim.

Colors

Summit WhiteEbony Twilight MetallicMoonstone Gray Metallic

Similar SUVs

US prices in US dollars from Buick's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.