2026 Kia Niro EV: real cost in California
See the Niro EV on Kia's US site ↗US prices read 2026-11-09
Cheapest trim, Wind · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$39,700the advertised price
Drive away$44,991with fees and tax
Loan payment$682/mo72-month loan at 7%, $5,000 down
True cost$1,390/moeverything, after resale
$44,991 to drive away + $67,705 to run it for 6 years − $12,607 back at resale = $100,090, or $1,390 a month.
Where the money goes
Drive away$44,991
Running it, 6 yrs+$67,705
Back at resale−$12,607
Sticker pricethe advertised MSRP
+$39,700Feesfreight $1,495 · doc fee $85 (typical)
+$1,580Sales and use tax, 8.99%California
+$3,711Fuel13,500 mi a year at 21 MPG
+$21,767Insuranceestimate, age 35–59, California
+$17,934Lost return on your money5% a year on the down payment and each payment
+$9,526Loan interest7% over 72 months
+$9,099Maintenanceestimate
+$6,486Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,894Resale after 6 years32% of MSRP, you get this back
−$12,607True cost $100,090 ÷ 72 months$1,390 a month
The car
Size and space
Seats5from the Canadian version or the type
Cargo22.8 cu ftbehind row 2
Ground clearance5.9 in
Engine and fuel
Engine201 hp gas, FWD
0–60 mph7.8 sour estimate from power and weight
TowingNot published
Tires17"245/75R17
Safety and cover
Crash testNot rated yet
European crash test4 of 5 stars ↗Euro NCAP 2022, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years32% of MSRPprevious generation · how it compares
Every trim
All trims: FWD, 201 hp, 21 MPG, 5 seats.| Wind | $39,700 | $44,991 | $100,090 | ✓ $1,390/mo | — No |
| Wind Wind Preserve Package | $41,000 | $46,408 | $101,724 | $1,413/mo | — No |
| Wave | $44,700 | $50,441 | $106,641 | $1,481/mo | ✓ Yes |
| Wave Wave Preserve Package | $46,000 | $51,857 | $108,276 | $1,504/mo | ✓ Yes |
Wind
✓ $1,390/mo
True cost
WindWind Preserve Package
$1,413/mo
True cost
Wave
$1,481/mo
True cost
WaveWave Preserve Package
$1,504/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Wind$39,700
Wind Wind Preserve Package$41,000
Wave$44,700
Wave Wave Preserve Package$46,000
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Wave
Heated steering wheel
✓ Every trim
Heated rear seats
+ $1,300
✓
+ $1,300
✓ from Wave Wave Preserve Package
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from Wave
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from Wave
Head-up display
✓ from Wave
Capability and looks
Sunroof
✓ from Wave
LED headlights
✓ from Wave
Not listed on any trimHands-free driving360° cameraMassaging seatsWireless CarPlayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the Wind (28 items)
- Electric Drive Motor w/ 201 hp & 188 lb.-ft. of torque
- EPA-est. Range of 253 Miles w/ 64.8 kWh Battery
- 17-in. Aero Alloy Wheels
- Smart Power Liftgate
- Roof Rails
- Exterior Body Cladding & Trim, Gloss Black
- Auto Rain-Sensing Windshield Wipers
- Dual-Zone Auto Climate Control
- Industry-leading Kia 10-year/100,000 mile Battery & EV System Warranty
- Available Preserve Package
- 10.25-in. Digital Instrument Display
- 10.25-in. Touchscreen Display w/ Navigation, Kia Connect & SiriusXM Satellite Radio
- Apple CarPlay & Android Auto
- Rearview Monitor w/ Dynamic Parking Guidance
- SynTex & Cloth Seat Trim w/ Heated Front Seats
- Smart Key w/ Push Button Start & Remote Start
- Power Driver's Seat w/ Power Lumbar Adjustment
- Wireless Phone Charger
- Navigation-Based Smart Cruise Control w/ Stop & Go - Curve
- Auto Emergency Braking Technology w/ Cyclist & Junction Turning Detection
- Blind-Spot Detection Technology
- Rear Cross-Traffic Collision-Avoidance Assist
- Lane Keeping & Following Technology
- Rear Parking Sensors
- Driver Attention Warning w/ Leading Vehicle Departure Alert
- High Beam Assist (HBA)
- Safe Exit Warning
- Highway Driving Assist
Recalls
2 NHTSA recalls for 2024 to 2026 Niro EV models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Seats2024, 2025 · 80,255 vehicles
Kia America, Inc. (Kia) is recalling certain 2023-2025 Niro EV, Plug-in Hybrid (PHEV), and Hybrid vehicles.Recall 25V024000 at NHTSA ↗Power train2024 · 1,243 vehicles
Kia America, Inc. (Kia) is recalling certain 2023-2024 Niro EV and 2023 EV6 vehicles.Recall 24V057000 at NHTSA ↗Quick answers
- How much is a 2026 Niro EV in California?
- $44,991 to drive away for the Wind, from a $39,700 sticker.
- What does it cost a month?
- A $682 loan payment, about $1,363 a month with insurance, fuel and upkeep ($5,000 down); about $1,390 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colors
Cityscape GreenInterstellar GrayMineral BlueSteel GrayAurora Black Pearl+$395Runway Red+$395Snow White Pearl+$395
Similar SUVs
US prices in US dollars from Kia's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.