2027 Hyundai Palisade: real cost in California

Cheapest trim, SE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$39,735the advertised price
Drive away$45,198with fees and tax
Loan payment$685/mo72-month loan at 7%, $5,000 down
True cost$1,386/moeverything, after resale
Car, fees and tax $45,198Insurance $18,743Fuel $21,153Interest and lost return $18,712Maintenance and plates $12,291

$45,198 to drive away + $70,900 to run it for 6 years − $16,286 back at resale = $99,812, or $1,386 a month.

Where the money goes

Drive away$45,198
Running it, 6 yrs+$70,900
Back at resale−$16,286
Sticker pricethe advertised MSRP
+$39,735
Feesfreight $1,650 · doc fee $85 (typical)
+$1,735
Sales and use tax, 8.99%California
+$3,728
Fuel13,500 mi a year at 22 MPG
+$21,153
Insuranceestimate, age 35–59, California
+$18,743
Lost return on your money5% a year on the down payment and each payment
+$9,566
Maintenanceestimate
+$9,289
Loan interest7% over 72 months
+$9,146
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,002
Resale after 6 years41% of MSRP, you get this back
−$16,286
True cost $99,812 ÷ 72 months$1,386 a month

The car

Size and space
BodySUV199.2–200.4 in long
Seats7, 8
Cargo46.3 cu ftbehind row 2
Ground clearance7.4–8.4 in
Engine and fuel
Engine287 hp gas, FWD, AWD
0–60 mph6.7–7.2 sour estimate from power and weight
Fuel economy19–22 MPGEPA combined
TowingUp to 5,000 lb
Tires18", 20" or 21"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years41% of MSRPaverage for its type

Every trim

All trims: 287 hp.
SE FWD$39,735$45,198$99,812✓ $1,386/mo822 MPG— No— No
SE AWD$41,735$47,378$104,818$1,456/mo820 MPG— No✓ Yes
SEL FWD$42,240$47,928$103,290$1,435/mo722 MPG— No— No
SEL AWD$44,240$50,108$107,890$1,498/mo720 MPG— No✓ Yes
SEL Premium FWD$45,600$51,590$107,361$1,491/mo722 MPG✓ Yes— No
SEL Premium AWD$47,600$53,770$111,961$1,555/mo720 MPG✓ Yes✓ Yes
Limited FWD$50,070$56,462$112,802$1,567/mo722 MPG✓ Yes— No
XRT PRO$50,170$56,571$116,042$1,612/mo719 MPG✓ Yes✓ Yes
Limited AWD$52,070$58,642$117,255$1,629/mo720 MPG✓ Yes✓ Yes
Calligraphy FWD$54,860$61,683$118,395$1,644/mo722 MPG✓ Yes— No
Calligraphy AWD$56,860$63,863$122,848$1,706/mo720 MPG✓ Yes✓ Yes
SEFWD
✓ $1,386/mo
True cost
Sticker $39,735Drive-away $45,1986 yrs $99,812Seats 8Fuel use 22 MPGSunroof — NoAWD/4WD — No
SEAWD
$1,456/mo
True cost
Sticker $41,735Drive-away $47,3786 yrs $104,818Seats 8Fuel use 20 MPGSunroof — NoAWD/4WD ✓ Yes
SELFWD
$1,435/mo
True cost
Sticker $42,240Drive-away $47,9286 yrs $103,290Seats 7Fuel use 22 MPGSunroof — NoAWD/4WD — No
SELAWD
$1,498/mo
True cost
Sticker $44,240Drive-away $50,1086 yrs $107,890Seats 7Fuel use 20 MPGSunroof — NoAWD/4WD ✓ Yes
SEL PremiumFWD
$1,491/mo
True cost
Sticker $45,600Drive-away $51,5906 yrs $107,361Seats 7Fuel use 22 MPGSunroof ✓ YesAWD/4WD — No
SEL PremiumAWD
$1,555/mo
True cost
Sticker $47,600Drive-away $53,7706 yrs $111,961Seats 7Fuel use 20 MPGSunroof ✓ YesAWD/4WD ✓ Yes
LimitedFWD
$1,567/mo
True cost
Sticker $50,070Drive-away $56,4626 yrs $112,802Seats 7Fuel use 22 MPGSunroof ✓ YesAWD/4WD — No
XRT PRO
$1,612/mo
True cost
Sticker $50,170Drive-away $56,5716 yrs $116,042Seats 7Fuel use 19 MPGSunroof ✓ YesAWD/4WD ✓ Yes
LimitedAWD
$1,629/mo
True cost
Sticker $52,070Drive-away $58,6426 yrs $117,255Seats 7Fuel use 20 MPGSunroof ✓ YesAWD/4WD ✓ Yes
CalligraphyFWD
$1,644/mo
True cost
Sticker $54,860Drive-away $61,6836 yrs $118,395Seats 7Fuel use 22 MPGSunroof ✓ YesAWD/4WD — No
CalligraphyAWD
$1,706/mo
True cost
Sticker $56,860Drive-away $63,8636 yrs $122,848Seats 7Fuel use 20 MPGSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
SE FWD$39,735
SE AWD$41,735
SEL FWD$42,240
SEL AWD$44,240
SEL Premium FWD$45,600
SEL Premium AWD$47,600
Limited FWD$50,070
XRT PRO$50,170
Limited AWD$52,070
Calligraphy FWD$54,860
Calligraphy AWD$56,860
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from SEL Premium FWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from SEL Premium FWD
Heated steering wheel
✓ SE FWD to SE AWD
✓ from SEL Premium FWD
Heated rear seats
✓ SE FWD to SE AWD
✓ SEL Premium FWD to Limited FWD
✓ from Limited AWD
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ SE FWD to SE AWD
Power liftgate
✓ from SEL FWD
Wireless phone charging
✓ Every trim
Power driver's seat
✓ from SEL FWD
Memory seat
✓ SEL Premium FWD to Limited FWD
✓ from Limited AWD
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from Limited FWD
Head-up display
✓ from Calligraphy FWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓
✓
✓ XRT PRO to Limited AWD
✓ from Calligraphy AWD
Tow hitch included
+ $765
✓ from Limited FWD
Sunroof
✓ from SEL Premium FWD
Panoramic roof
✓
✓ from Limited AWD
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seats
Full standard equipment on the SE SE FWD (25 items)
  • Blind-Spot Collision Warning
  • Forward Attention Warning
  • Forward Collision-Avoidance Assist
  • Front, Front Center, Front & 2nd Row Side, Side-Curtain & Driver's Knee Airbags
  • Immobilizer
  • Lane Keeping Assist, Lane Following Assist
  • Parking Distance Warning-Forward & Reverse
  • Rear Cross-Traffic Collision-Avoidance Assist
  • Rearview Camera
  • 12.3" Navigation System w/ AM/FM/HD Radio(TM)
  • 2nd Row 60/40 Split Bench Seating
  • 3-Zone Automatic Temperature Control
  • Bluelink+ All-Inclusive Connected Services (enrollment required)
  • Front & Rear USB Ports
  • Highway Driving Assist
  • Proximity Key w/ Push Button Start
  • SiriusXM Radio w/ 90-Day trial subscription; not available in AK & HI
  • Smart Cruise Control
  • Wi-Fi Hotspot (trial w/ Bluelink)
  • Wireless Android Auto(TM) & Apple CarPlay
  • 18" Alloy Wheels
  • LED Headlights, Tail Lights & Daytime Running Lights
  • Temporary Spare Tire
  • 3.5L V6 Engine
  • 8-Speed Automatic Transmission w/ Paddle Shifters

Recalls

6 NHTSA recalls for 2025 to 2027 Palisade models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Palisade in California?
$45,198 to drive away for the SE, from a $39,735 sticker.
What does it cost a month?
A $685 loan payment, about $1,410 a month with insurance, fuel and upkeep ($5,000 down); about $1,386 a month all in, after resale.
How much can it tow?
5,000 lb for every trim.

Colors

Pacific SapphireTitan GreenAbyss BlackShimmering SilverEarthy Brass Matte+$1,000Robust Emerald+$500Galaxy MaroonEcotronic GrayCreamy White+$500

Similar SUVs

US prices in US dollars from Hyundai's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.