2027 Jeep Cherokee: real cost in California
See the Cherokee on Jeep's US site ↗US prices read 2026-11-09
Cheapest trim, Cherokee · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$35,130the advertised price
Drive away$40,555with fees and tax
Loan payment$606/mo72-month loan at 7%, $5,000 down
True cost$1,113/moeverything, after resale
$40,555 to drive away + $56,543 to run it for 6 years − $16,992 back at resale = $80,106, or $1,113 a month.
Where the money goes
Drive away$40,555
Running it, 6 yrs+$56,543
Back at resale−$16,992
Sticker pricethe advertised MSRP
+$35,130Feesfreight $1,995 · doc fee $85 (typical)
+$2,080Sales and use tax, 8.99%California
+$3,345Insuranceestimate, age 35–59, California
+$17,052Fuel13,500 mi a year at 37 MPG
+$12,585Lost return on your money5% a year on the down payment and each payment
+$8,658Loan interest7% over 72 months
+$8,090Maintenanceestimate
+$7,209Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,950Resale after 6 years48% of MSRP, you get this back
−$16,992True cost $80,106 ÷ 72 months$1,113 a month
The car
Size and space
Seats5from the Canadian version or the type
Cargo33.6 cu ftbehind row 2
Ground clearance10.3 inhigh; good for snow and trails
Engine and fuel
Engine177 hp hybrid, 4x4
0–60 mph8.9 sour estimate from power and weight
Fuel economy37 MPGEPA combined
TowingUp to 3,500 lb
Tires17" or 18"by trim
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · some trims or an option
Warranty3 yrspowertrain 5 yrs
Resale at 6 years48% of MSRPaverage for its type
Every trim
All trims: 4x4, 177 hp, 37 MPG, 5 seats.| Cherokee 4X4 | $35,130 | $40,555 | $80,106 | ✓ $1,113/mo | ✓ Yes | — No |
| Laredo 4X4 | $38,130 | $43,825 | $83,674 | $1,162/mo | — No | — No |
| Limited 4X4 | $40,130 | $46,005 | $86,160 | $1,197/mo | — No | ✓ Yes |
| Limited Altitude 4X4 | $40,725 | $46,653 | $86,812 | $1,206/mo | — No | ✓ Yes |
| Overland 4X4 | $43,130 | $49,274 | $89,730 | $1,246/mo | — No | ✓ Yes |
Cherokee4X4
✓ $1,113/mo
True cost
Laredo4X4
$1,162/mo
True cost
Limited4X4
$1,197/mo
True cost
Limited Altitude4X4
$1,206/mo
True cost
Overland4X4
$1,246/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Cherokee 4X4$35,130
Laredo 4X4$38,130
Limited 4X4$40,130
Limited Altitude 4X4$40,725
Overland 4X4$43,130
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓
360° camera
+ $1,315
Parking sensors
✓ from Overland 4X4
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $1,315
Heated steering wheel
✓ Laredo 4X4 to Limited 4X4
Heated rear seats
+ $1,315
Convenience
Remote start
✓ from Laredo 4X4
Power liftgate
✓ from Limited 4X4
Wireless phone charging
✓ Limited 4X4 to Limited Altitude 4X4
Power driver's seat
✓ from Laredo 4X4
Tech and audio
Built-in navigation
+ $995
✓ from Overland 4X4
Premium sound system
+ $995
✓ from Overland 4X4
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $995
Sunroof
+ $1,595
✓ from Overland 4X4
Panoramic roof
+ $1,595
✓ from Overland 4X4
LED headlights
✓ Every trim
Jeep lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the Cherokee Cherokee 4X4 (13 items)
- 17-Inch Machined Painted Aluminum Wheels
- LED Headlamps and Taillamps
- Gloss Black Heated Power Exterior Mirrors
- Roof Rails
- Cloth Seats
- 12.3-Inch Center Touchscreen Display
- 10.25-Inch Digital Cluster Display
- Jeep Active Drive I 4x4 System
- Rain-Sensing Windshield Wipers
- ParkView Rear Back Up Camera
- Full-Speed Forward Collision Warning with Active Braking
- Intersection Collision Assist System
- Active Driving Assist System
Recalls
4 NHTSA recalls for 2025 to 2027 Cherokee models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Tires2026 · 201,975 vehicles
Due to a software error, the tire pressure monitoring system may fail to detect low tire pressure and/or fail to illuminate the tire pressure monitoring system (TPMS) warning light as intended.Recall 26V559000 at NHTSA ↗Back over prevention2026 · 844,028 vehicles
The rearview camera image may fail to display when the vehicle is placed in reverse.Recall 26V531000 at NHTSA ↗Electronic stability control (esc)2026 · 241 vehicles
The brake system control module may fail to operate properly, which can cause a loss of anti-lock brakes (ABS) and electronic stability control (ESC).Recall 26V223000 at NHTSA ↗Exterior lighting2026 · 456,287 vehicles
Due to an improperly designed trailer tow module, the trailer lights may fail to illuminate and the trailer brakes may fail.Recall 26V059000 at NHTSA ↗Quick answers
- How much is a 2027 Cherokee in California?
- $40,555 to drive away for the Cherokee, from a $35,130 sticker.
- What does it cost a month?
- A $606 loan payment, about $1,159 a month with insurance, fuel and upkeep ($5,000 down); about $1,113 a month all in, after resale.
- How much can it tow?
- 3,500 lb for every trim.
Similar SUVs
US prices in US dollars from Jeep's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.