2027 Hyundai Santa Fe: real cost in California
See the Santa Fe on Hyundai's US site ↗US prices read 2026-11-09
Cheapest trim, SE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$35,300the advertised price
Drive away$40,364with fees and tax
Loan payment$603/mo72-month loan at 7%, $5,000 down
True cost$1,290/moeverything, after resale
$40,364 to drive away + $67,013 to run it for 6 years − $14,468 back at resale = $92,910, or $1,290 a month.
Where the money goes
Drive away$40,364
Running it, 6 yrs+$67,013
Back at resale−$14,468
Sticker pricethe advertised MSRP
+$35,300Feesfreight $1,650 · doc fee $85 (typical)
+$1,735Sales and use tax, 8.99%California
+$3,329Fuel13,500 mi a year at 24 MPG
+$19,392Insuranceestimate, age 35–59, California
+$18,302Maintenanceestimate
+$9,769Lost return on your money5% a year on the down payment and each payment
+$8,620Loan interest7% over 72 months
+$8,046Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,884Resale after 6 years41% of MSRP, you get this back
−$14,468True cost $92,910 ÷ 72 months$1,290 a month
The car
Size and space
BodySUV190.2 in long
Seats6, 7
Cargo40.5 cu ftbehind row 2
Ground clearance7.0–8.3 in
Engine and fuel
Engine277 hp gas, FWD, AWD
0–60 mph6.4–6.7 sour estimate from power and weight
Fuel economy21–24 MPGEPA combined
TowingUp to 4,500 lb
Tires20"245/45R20
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
European crash test4 of 5 stars ↗Euro NCAP 2024, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years41% of MSRPaverage for its type
Every trim
All trims: 277 hp.| SE FWD | $35,300 | $40,364 | $92,910 | ✓ $1,290/mo | 7 | 3,500 | 24 MPG | — No | — No | — No |
| SE AWD | $37,100 | $42,326 | $95,936 | $1,332/mo | 7 | 3,500 | 23 MPG | — No | — No | ✓ Yes |
| SEL FWD | $37,840 | $43,133 | $95,950 | $1,333/mo | 7 | 3,500 | 24 MPG | ✓ Yes | — No | — No |
| SEL AWD | $39,640 | $45,095 | $98,905 | $1,374/mo | 7 | 3,500 | 23 MPG | ✓ Yes | — No | ✓ Yes |
| XRT | $42,290 | $47,983 | $104,182 | $1,447/mo | 7 | 4,500 | 21 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
| Limited FWD | $44,850 | $50,773 | $102,344 | $1,421/mo | 6 | 3,500 | 24 MPG | ✓ Yes | ✓ Yes | — No |
| Limited AWD | $46,650 | $52,735 | $105,214 | $1,461/mo | 6 | 3,500 | 23 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
| Calligraphy FWD | $47,850 | $54,043 | $105,710 | $1,468/mo | 6 | 3,500 | 24 MPG | ✓ Yes | ✓ Yes | — No |
| Calligraphy AWD | $49,650 | $56,005 | $108,580 | $1,508/mo | 6 | 3,500 | 23 MPG | ✓ Yes | ✓ Yes | ✓ Yes |
SEFWD
✓ $1,290/mo
True cost
SEAWD
$1,332/mo
True cost
SELFWD
$1,333/mo
True cost
SELAWD
$1,374/mo
True cost
XRT
$1,447/mo
True cost
LimitedFWD
$1,421/mo
True cost
LimitedAWD
$1,461/mo
True cost
CalligraphyFWD
$1,468/mo
True cost
CalligraphyAWD
$1,508/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
SE FWD$35,300
SE AWD$37,100
SEL FWD$37,840
SEL AWD$39,640
XRT$42,290
Limited FWD$44,850
Limited AWD$46,650
Calligraphy FWD$47,850
Calligraphy AWD$49,650
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Limited FWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ from SEL FWD
Cooled seats
✓ from Limited FWD
Heated steering wheel
✓ from Limited FWD
Heated rear seats
✓ from Limited FWD
Dual-zone climate
✓ from SEL FWD
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ from SEL FWD
Power driver's seat
✓ from SEL FWD
Memory seat
✓ from Limited FWD
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from XRT
Premium sound system
✓ from Limited FWD
Head-up display
✓ from Calligraphy FWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓ SEL AWD to XRT
✓
✓ from Calligraphy AWD
Tow hitch included
+ $625 on every trim
Sunroof
✓ from XRT
Panoramic roof
✓ from Limited FWD
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsRemote start
Full standard equipment on the SE SE FWD (31 items)
- Blind-Spot Collision Warning
- Driver Attention Warning
- Forward Collision-Avoidance Assist
- Front, Driver's Knee, Side & Side-Curtain Airbags
- Lane Following Assist / Lane Keeping Assist
- Park Distance Warning - Forward/Reverse
- Rear Cross-Traffic Collision-Avoidance Assist
- Rearview Camera
- 12.3" Color Touchscreen Audio Display [w/ AM/FM/HD Radio]
- 50/50 Split Folding 3rd Row Seats
- 60/40 Split Folding 2nd Row Seats
- Air Conditioning w/ 2nd Row Vents
- Bi-Directional Center Console Armrest
- Bluelink+ All-Inclusive Connected Services (enrollment required)
- Bluetooth Hands-Free System
- Front and 2nd Row USB Charging Ports
- Not Available in AK & HI
- Proximity Key Entry w/ Push Button Start
- SiriusXM w/ 90-Day Platinum trial subscription;
- Smart Cruise Control w/ Stop & Go
- Temporary Spare Tire
- Tilt & Telescopic Leather-Wrapped Steering Wheel
- Wireless Android Auto (TM) & Apple CarPlay
- 18" Alloy Wheels
- LED Headlights & Daytime Running Lights
- LED Taillights
- Power Liftgate w/ Extra Wide Opening
- 2.5L Turbocharged 4-Cylinder Engine w/ GDI and MPI
- 8-speed Automatic Transmission w/ Paddle Shifters
- Electronic Parking Brake w/ Auto Hold
- Idle Stop & Go (ISG)
Recalls
6 NHTSA recalls for 2025 to 2027 Santa Fe models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Seat belts2025, 2026 · 294,448 vehicles
The driver and passenger seat belt anchors may detach.Recall 26V218000 at NHTSA ↗Electrical system2026 · 41,651 vehicles
Due to a software error, the instrument panel display may fail. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 101, "Controls and Displays."Recall 26V047000 at NHTSA ↗Air bags2025, 2026 · 258 vehicles
The side curtain air bags may not have been installed properly, which can cause the air bags not to deploy as intended.Recall 25V809000 at NHTSA ↗Back over prevention2025 · 143,472 vehicles
The rearview camera may not have been installed properly, which can damage the wiring harness and cause the rearview camera image not to display.Recall 25V808000 at NHTSA ↗Electrical system2025 · 135,386 vehicles
The B+ positive terminal cover on the starter motor assembly may be improperly installed, which can cause an electrical short during a crash.Recall 25V659000 at NHTSA ↗Engine and engine cooling2025, 2026 · 29 vehicles
The connecting rod bolts in the engine may have been improperly tightened, which can cause a loss of drive power and engine damage, possibly resulting in an oil leak.Recall 25V549000 at NHTSA ↗Quick answers
- How much is a 2027 Santa Fe in California?
- $40,364 to drive away for the SE, from a $35,300 sticker.
- What does it cost a month?
- A $603 loan payment, about $1,302 a month with insurance, fuel and upkeep ($5,000 down); about $1,290 a month all in, after resale.
- How much can it tow?
- 4,500 lb for the XRT; 3,500 lb for every other trim.
Colors
Ultimate Red+$500Phantom BlackShimmering SilverAtlantis BlueEarthy Brass Matte+$1,000Serenity White+$500Ecotronic GrayEcotronic Gray Matte+$1,000Hampton Gray
Similar SUVs
US prices in US dollars from Hyundai's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.