2026 Hyundai IONIQ 9: real cost in California

Cheapest trim, S · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$58,955the advertised price
Drive away$66,146with fees and tax
Loan payment$1,042/mo72-month loan at 7%, $5,000 down
True cost$1,590/moeverything, after resale
Car, fees and tax $66,146Insurance $19,257Charging $9,666Interest and lost return $27,577Maintenance and plates $10,867

$66,146 to drive away + $67,368 to run it for 6 years − $19,019 back at resale = $114,495, or $1,590 a month.

Where the money goes

Drive away$66,146
Running it, 6 yrs+$67,368
Back at resale−$19,019
Sticker pricethe advertised MSRP
+$58,955
Feesfreight $1,650 · doc fee $85 (typical)
+$1,735
Sales and use tax, 8.99%California
+$5,456
Insuranceestimate, age 35–59, California
+$19,257
Loan interest7% over 72 months
+$13,912
Lost return on your money5% a year on the down payment and each payment
+$13,665
Charging13,500 mi a year at 92 MPGe, home charging at $0.33/kWh
+$9,666
Maintenanceestimate
+$6,780
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,362
California EV fee$121 a year
+$726
Resale after 6 years32% of MSRP, you get this back
−$19,019
True cost $114,495 ÷ 72 months$1,590 a month

The car

Size and space
BodySUV199.2 in long
Seats6, 7
Cargo46.7 cu ftbehind row 2
Ground clearance6.9 in
Engine and fuel
Engine215–422 hp electric, RWD, AWD
0–60 mph5.3–9.0 sour estimate from power and weight
Energy use85–92 MPGeEPA combined
Range335 miabout 234 mi in winter · fast charge 10-80% in 24 min
TowingUp to 5,000 lb
Tires20" or 21"by trim
Safety and cover
Crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2025, European version
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years32% of MSRPaverage for its type

Every trim

Every trim: auto braking, blind spot, lane centering, adaptive cruise, heated seats, 6.9 in clearance.
S$58,955$66,146$114,495✓ $1,590/mo73,50092 MPGe— No— No
SE$62,765$70,299$120,082$1,668/mo75,00088 MPGe— No✓ Yes
SEL$66,320$74,173$124,535$1,730/mo75,00088 MPGe— No✓ Yes
Limited$71,250$79,546$131,067$1,820/mo65,00085 MPGe✓ Yes✓ Yes
Calligraphy$74,990$83,623$135,751$1,885/mo65,00085 MPGe✓ Yes✓ Yes
Calligraphy Design$76,490$85,257$137,630$1,912/mo65,00085 MPGe✓ Yes✓ Yes
S
✓ $1,590/mo
True cost
Sticker $58,955Drive-away $66,1466 yrs $114,495Seats 7Tows 3,500Fuel use 92 MPGeSunroof — NoAWD/4WD — No
SE
$1,668/mo
True cost
Sticker $62,765Drive-away $70,2996 yrs $120,082Seats 7Tows 5,000Fuel use 88 MPGeSunroof — NoAWD/4WD ✓ Yes
SEL
$1,730/mo
True cost
Sticker $66,320Drive-away $74,1736 yrs $124,535Seats 7Tows 5,000Fuel use 88 MPGeSunroof — NoAWD/4WD ✓ Yes
Limited
$1,820/mo
True cost
Sticker $71,250Drive-away $79,5466 yrs $131,067Seats 6Tows 5,000Fuel use 85 MPGeSunroof ✓ YesAWD/4WD ✓ Yes
Calligraphy
$1,885/mo
True cost
Sticker $74,990Drive-away $83,6236 yrs $135,751Seats 6Tows 5,000Fuel use 85 MPGeSunroof ✓ YesAWD/4WD ✓ Yes
Calligraphy Design
$1,912/mo
True cost
Sticker $76,490Drive-away $85,2576 yrs $137,630Seats 6Tows 5,000Fuel use 85 MPGeSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
S$58,955
SE$62,765
SEL$66,320
Limited$71,250
Calligraphy$74,990
Calligraphy Design$76,490
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from SEL
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from SEL
Heated steering wheel
✓ from SEL
Heated rear seats
✓ from SEL
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from Limited
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from Limited
Head-up display
✓ from Calligraphy
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from SE
Tow hitch included
+ $765 on every trim
Sunroof
✓ from Limited
Panoramic roof
✓ from Limited
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsRemote start
Full standard equipment on the S (35 items)
  • Blind-Spot Collision-Avoidance Assist
  • Forward Attention Warning
  • Forward Collision-Avoidance Assist
  • Front, Front Side, Front Center, Side-Curtain, & Rear Side Airbags
  • Immobilizer
  • Lane Keeping Assist; Lane Following Assist
  • Parking Distance Warning - Reverse/Forward
  • Rear Cross-Traffic Collision-Avoidance Assist
  • Rear Occupant Alert
  • Rearview Camera
  • Safe Exit Assist
  • 12.3" Digital Instrument Cluster
  • 12.3" Navigation System w/ AM/FM/HD Radio(TM)
  • 3-Zone Automatic Temperature Control
  • Bluelink+ All-Inclusive Connected Services (enrollment required)
  • Cloth Seats
  • Front & Rear USB Ports
  • Hands-Free Smart Power Liftgate w/ Auto Open
  • Heated Front Seats
  • Highway Driving Assist
  • Power Driver Seat w/ Lumbar Support
  • Proximity Key w/ Push Button Start
  • SiriusXM Radio w/ 90-Day trial subscription; not available in AK & HI
  • Smart Cruise Control
  • Wi-Fi Hotspot (trial w/ Bluelink)
  • Wireless Android Auto(TM) & Apple CarPlay
  • Wireless Phone Charger
  • 19" Alloy Wheels
  • Automatic LED Headlights, Daytime Running Lights & Taillights
  • Tire Mobility Kit (in lieu of spare tire)
  • DC Ultra-Fast Charging Capability
  • Lithium Ion Battery System
  • Permanent Magnet Electric Motor
  • Regenerative Brake Level Control Paddles
  • Shift-by-Wire Gear Selector

Recalls

3 NHTSA recalls for 2024 to 2026 IONIQ 9 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 IONIQ 9 in California?
$66,146 to drive away for the S, from a $58,955 sticker.
What does it cost a month?
A $1,042 loan payment, about $1,595 a month with insurance, fuel and upkeep ($5,000 down); about $1,590 a month all in, after resale.
How much can it tow?
3,500 lb for the S; 5,000 lb for every other trim.

Colors

Abyss Black PearlUltimate Red+$500Cyber Gray Metallic+$500Gravity Gold Matte+$1,000Ionosphere Green PearlSage Silver Matte+$1,000Ecotronic Gray Matte+$1,000Snow White Pearl+$500Cosmic Blue Pearl

Similar SUVs

US prices in US dollars from Hyundai's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.