2026 Hyundai IONIQ 5 N: real cost in California

Cheapest trim, IONIQ 5 N · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$59,900the advertised price
Drive away$67,176with fees and tax
Loan payment$1,060/mo72-month loan at 7%, $5,000 down
True cost$1,664/moeverything, after resale
Car, fees and tax $67,176Insurance $19,919Charging $11,403Interest and lost return $28,013Maintenance and plates $12,609

$67,176 to drive away + $71,944 to run it for 6 years − $19,323 back at resale = $119,796, or $1,664 a month.

Where the money goes

Drive away$67,176
Running it, 6 yrs+$71,944
Back at resale−$19,323
Sticker pricethe advertised MSRP
+$59,900
Feesfreight $1,650 · doc fee $85 (typical)
+$1,735
Sales and use tax, 8.99%California
+$5,541
Insuranceestimate, age 35–59, California
+$19,919
Loan interest7% over 72 months
+$14,147
Lost return on your money5% a year on the down payment and each payment
+$13,867
Charging13,500 mi a year at 78 MPGe, home charging at $0.33/kWh
+$11,403
Maintenanceestimate
+$8,499
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,384
California EV fee$121 a year
+$726
Resale after 6 years32% of MSRP, you get this back
−$19,323
True cost $119,796 ÷ 72 months$1,664 a month

The car

Size and space
BodySUV185.6 in long
Seats5
Cargo26.1 cu ftbehind row 2
Ground clearance5.6 in
Engine and fuel
Engine601 hp electric, AWD
0–60 mph3.2 sHyundai's figure
Energy use78 MPGeEPA combined
Range221 miabout 155 mi in winter · fast charge 10-80% in 18 min
TowingNot published
Tires21"255/40R21
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years32% of MSRPaverage for its type

Every trim

All trims: AWD, 601 hp, 78 MPGe, 5 seats.
N$59,900$67,176$119,796$1,664/mo
N
$1,664/mo
True cost
Sticker $59,900Drive-away $67,1766 yrs $119,796

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
N$59,900
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsRemote startPower driver's seatMemory seatHead-up displayTow hitch includedSunroofPanoramic roof
Full standard equipment on the N (50 items)
  • Blind-Spot Collision-Avoidance Assist
  • Blind-Spot View Monitor
  • Forward Attention Warning
  • Forward Collision-Avoidance Assist
  • Front, Front Side, & Side-Curtain Airbags
  • Immobilizer
  • Lane Keeping Assist; Lane Following Assist
  • Parking Collision-Avoidance Assist - Reverse
  • Parking Distance Warning - Reverse/Forward/Side
  • Rear Cross-Traffic Collision-Avoidance Assist
  • Rear Occupant Alert
  • Rearview Camera
  • 12.3" Digital Instrument Cluster
  • 12.3" Navigation System w/ AM/FM/HD Radio
  • Alcantara w/ H-Tex Seating Surfaces
  • Ambient Interior Lighting
  • Auto-Dimming Rearview Mirror w/ HomeLink
  • Bluelink+ All-Inclusive Connected Services (enrollment required)
  • Bose Premium Audio
  • Digital Key
  • Dual Automatic Temperature Control w/ Rear Air Vents
  • Front & Rear USB Ports
  • Hands-Free Smart Power Liftgate w/ Auto Open
  • Heated & Ventilated Front Seats
  • Heated Leather-Wrapped Steering Wheel
  • Highway Driving Assist
  • Metal Pedals & Door Sill Trim
  • N Lightweight Sport Bucket Front Seats
  • Proximity Key w/ Push Button Start
  • Rain-Sensing Front Windshield Wipers
  • SiriusXM Radio w/ 90-Day Trial Subscription (not available in AK & HI)
  • Smart Cruise Control
  • Surround View Monitor
  • Tire Mobility Kit (in lieu of spare tire)
  • Wi-Fi Hotspot (trial w/ Bluelink)
  • Wireless Android Auto(TM) & Apple CarPlay
  • Wireless Phone Charger
  • Automatic LED Projector Headlights
  • LED Taillights & LED Daytime Running Lights
  • N-Exclusive 21" Forged Alloy Wheels
  • N-Exclusive 4-Piston Front Brake Calipers
  • N-Exclusive Fascias, Side Skirts, Rear Diffuser, & Wheel Arches
  • N-Exclusive Luminuous Orange Accents
  • DC Ultra-Fast Charging Capability
  • Lithium-Ion Battery System
  • N Electronically Controlled Suspension
  • N High-Performance Dual Electric Motors; HTRAC AWD
  • N Rear Electronic Limited Slip Differential
  • Regenerative Brake Level Control/N e-Shift Paddles
  • Shift-by-Wire Gear Selector

Recalls

We couldn't match the IONIQ 5 N in NHTSA's recall records yet, so we can't say whether it has any. Check by VIN at NHTSA ↗

Quick answers
How much is a 2026 IONIQ 5 N in California?
$67,176 to drive away for the N, from a $59,900 sticker.
What does it cost a month?
A $1,060 loan payment, about $1,670 a month with insurance, fuel and upkeep ($5,000 down); about $1,664 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Abyss BlackSoultronic Orange+$500Performance Blue Matte+$1,000Atlas WhiteEcotronic Gray Matte+$1,000Performance Blue+$500

Similar SUVs

US prices in US dollars from Hyundai's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.