2027 Cadillac Optiq: real cost in California
See the Optiq on Cadillac's US site ↗US prices read 2026-11-09
Cheapest trim, Luxury · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$49,995the advertised price
Drive away$56,539with fees and tax
Loan payment$879/mo72-month loan at 7%, $5,000 down
True cost$1,479/moeverything, after resale
$56,539 to drive away + $64,063 to run it for 6 years − $14,127 back at resale = $106,474, or $1,479 a month.
Where the money goes
Drive away$56,539
Running it, 6 yrs+$64,063
Back at resale−$14,127
Sticker pricethe advertised MSRP
+$49,995Feesfreight $1,795 · doc fee $85 (typical)
+$1,880Sales and use tax, 8.99%California
+$4,664Insuranceestimate, age 35–59, California
+$18,743Lost return on your money5% a year on the down payment and each payment
+$11,785Loan interest7% over 72 months
+$11,726Maintenanceestimate
+$9,526Charging13,500 mi a year at 105 MPGe, home charging at $0.33/kWh
+$8,473Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,084California EV fee$121 a year
+$726Resale after 6 years28% of MSRP, you get this back
−$14,127True cost $106,474 ÷ 72 months$1,479 a month
The car
Size and space
BodySUV189.8 in long
Seats5
Cargo26.0 cu ftbehind row 2
Ground clearance6.0 in
Engine and fuel
Engine300–519 hp electric, RWD, AWD
0–60 mph3.5–6.2 sCadillac's figures; others our estimate
Energy use91–105 MPGeEPA combined
Range303 miabout 212 mi in winter
TowingUp to 1,500 lb
Tires20" or 21"by trim
Safety and cover
Crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2025, European version
Highway assistHands-free on highwayson mapped highways · Super Cruise, $30/mo
Resale at 6 years28% of MSRPaverage for its type
Every trim
All trims: 5 seats.| Luxury RWD | $49,995 | $56,539 | $106,474 | ✓ $1,479/mo | 105 MPGe | — No |
| Sport RWD | $50,600 | $57,198 | $107,255 | $1,490/mo | 105 MPGe | — No |
| Premium Luxury RWD | $53,200 | $60,032 | $110,613 | $1,536/mo | 105 MPGe | — No |
| Luxury AWD | $53,495 | $60,353 | $111,495 | $1,549/mo | 99 MPGe | ✓ Yes |
| Premium Sport RWD | $53,700 | $60,577 | $111,258 | $1,545/mo | 105 MPGe | — No |
| Sport AWD | $54,100 | $61,013 | $112,276 | $1,559/mo | 99 MPGe | ✓ Yes |
| Premium Luxury AWD | $56,700 | $63,846 | $115,633 | $1,606/mo | 99 MPGe | ✓ Yes |
| Premium Sport AWD | $57,200 | $64,391 | $116,279 | $1,615/mo | 99 MPGe | ✓ Yes |
| V-Series | $67,500 | $75,617 | $132,055 | $1,834/mo | 91 MPGe | ✓ Yes |
LuxuryRWD
✓ $1,479/mo
True cost
SportRWD
$1,490/mo
True cost
Premium LuxuryRWD
$1,536/mo
True cost
LuxuryAWD
$1,549/mo
True cost
Premium SportRWD
$1,545/mo
True cost
SportAWD
$1,559/mo
True cost
Premium LuxuryAWD
$1,606/mo
True cost
Premium SportAWD
$1,615/mo
True cost
V-Series
$1,834/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
Luxury RWD$49,995
Sport RWD$50,600
Premium Luxury RWD$53,200
Luxury AWD$53,495
Premium Sport RWD$53,700
Sport AWD$54,100
Premium Luxury AWD$56,700
Premium Sport AWD$57,200
V-Series$67,500
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Hands-free driving
+ An option on every trim
360° camera
✓ Luxury RWD to Sport RWD
✓
✓
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
✓
✓ Premium Luxury AWD to Premium Sport AWD
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Power liftgate
✓ Luxury RWD to Sport RWD
✓
✓
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Luxury RWD to Sport RWD
✓
✓
Tech and audio
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
✓
✓
✓ Premium Luxury AWD to Premium Sport AWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓ from Sport AWD
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Luxury RWD to Premium Sport AWD
Not listed on any trimHeated rear seatsMassaging seatsPush-button startRemote startApple CarPlay and Android AutoWireless CarPlayTow hitch included
Full standard equipment on the Luxury Luxury RWD (117 items)
- Electric propulsion system (RWD)
- High Gloss Black upper door moldings
- Super Cruise driver assistance technology
- AKG Studio 19-speaker audio system
- 33" Horizon Display
- Google built-in compatibility
- Engine, none (STD)
- Battery, 12V/60AH, 680 ENCCA (STD)
- Integral drive unit with electric motor
- Rear-wheel drive
- Dual Level Charge Cord
- Emission system zero emission vehicle (ZEV)
- Propulsion Battery Pack
- Electronic Precision Shift
- Cooling system, standard capacity
- Charging station communication equipment
- 11.5 kW capable onboard charging module
- Trailering provisions
- Hitch Guidance
- Hitch View
- Ride and Handling suspension
- Brakes, 12.64" front and 12.4" rear sliding caliper disc
- Brake lining, non-asbestos, organic
- Ferritic Nitrocarburizing (FNC) brake rotors
- Vehicle-to-home (V2H)
- 20" Pearl Nickel painted alloy wheels with aero inserts
- 20" all-season, self-sealing tires
- Wheel, spare, none
- Tire, spare, none
- SkyGlass roof
- Illuminating front grille and emblem
- Grille, illuminating
- LED headlamps
- IntelliBeam
- Front side marker, LED
- LED tail lamps
- Outside heated power-adjustable mirrors with driver-side auto-dimming and memory
- Privacy glass
- Laminated front side glass
- Glass, privacy, rear fixed
- Front intermittent wipers
- Heated wiper park
- Rear Camera Mirror Washer
- Illuminating door handles
- AutoSense power liftgate
- Audio exterior vehicle sound
- SiriusXM with 360L Trial Subscription
- Wi-Fi Hotspot capable
- 5G vehicle connectivity
- Front bucket seats
- Seat trim, Inteluxe Seats
- 8-way power driver seat adjuster
- 6-way power front passenger seat adjuster
- 4-way power driver lumbar seat adjuster
- 4-way power front passenger seat
- Driver power lumbar massage
- Front passenger power lumbar massage
- Heated driver and front passenger seats
- Driver memory
- 60/40 split-folding rear seat
- Headrest, rear center
- Rear center armrest
- Carpeted front and rear floor mats
- Floor mats, rear, carpeted
- Illuminated front and rear door sill plates
- Manual tilt and telescoping steering column
- Heated steering wheel
- Alloy sport pedals
- Digital Key
- Remote Keyless Entry
- Theft-deterrent alarm system
- Universal Home Remote
- Adaptive Cruise Control
- Wireless Phone Charging
- 110-volt power outlet
- Charging-only USB ports
- USB ports, type-C, dual, charge-only, rear console
- Dual-zone automatic climate control
- Rear Camera Mirror with washer
- Driver and front passenger visors with illuminated mirrors
- Cloth headliner
- Radiance Lighting
- 1 Scheduled Maintenance Visit
- Bumper-to-Bumper Limited Warranty 1
- Corrosion Protection
- Roadside Assistance Program 1
- Enhanced Automatic Emergency Braking
- Intersection Automatic Emergency Braking
- Rear Cross Traffic Braking
- Reverse Automatic Braking
- 9 airbags
- Front outboard Passenger Sensing System for frontal outboard passenger airbag (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
- OnStar services capable
- Automatic Occupant Sensing display
- HD Surround Vision
- Vision Enhanced Automatic Parking Assist
- Forward Collision Alert
- LED Reflective Windshield Collision Alert
- Front Pedestrian and Bicyclist Braking
- Side Bicyclist Alert
- Rear Pedestrian Alert
- Blind Zone Steering Assist
- Driver Attention Assist
- Traffic Sign Recognition
- Buckle to Drive
- Teen Driver
- Front passenger detector sensor
- Rear Seat Reminder
- Seat belts, all seating positions
- Seat belt restraint pretensioner, rear
- Restraint provision-retractor, automatic locking
- Seat belt indicator, second row
- Safety Alert Seat
- Rear child security door locks
- LATCH System
- OnStar Basics (OnStar Fleet Basics for Fleet) Drive with confidence and convenience using core OnStar services, featuring built-in voice assistance, real-time navigation, and access to audio streaming apps. With your vehicle mobile app, you can seamlessly manage your vehicle by sending commands and enjoy peace of mind knowing Automatic Crash Response can connect you to help if you're in need. (Requires (UE1) OnStar. OnStar Basics is standard for 8 years; working electrical system, cell reception and GPS signal required. OnStar links to emergency services. Service coverage varies with conditions and location. Service availability, features and functionality vary by model year, vehicle, device and software version. Includes available audio apps only. Third-party services may require separate subscription. Subject to user terms. See onstar.com for details and limitations. Removed with a ship-to of Guam, Puerto Rico or the Virgin Islands.)
- 3 Years OnStar One
Recalls
3 NHTSA recalls for 2025 to 2027 Optiq models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Visibility2025, 2026, 2027 · 29,347 vehicles
When closed using the key fob's express-up function, the front windows may fail to detect an obstruction and reverse direction.Recall 26V612000 at NHTSA ↗Equipment2025, 2026 · 5,861 vehicles
General Motors has decided that certain 2027 Chevrolet Bolt EV, 2025-2026 Cadillac OPTIQ, Chevrolet Colorado, Equinox EV, GMC Canyon, 2026 Buick Enclave, Envision, Cadillac CT5, Escalade, Escalade ESV, Escalade IQ...Recall 26V114000 at NHTSA ↗Tires2025, 2026 · 22,914 vehicles
One or more of these tires may experience partial or full tread detachment.Recall 25V704000 at NHTSA ↗Quick answers
- How much is a 2027 Optiq in California?
- $56,539 to drive away for the Luxury, from a $49,995 sticker.
- What does it cost a month?
- A $879 loan payment, about $1,442 a month with insurance, fuel and upkeep ($5,000 down); about $1,479 a month all in, after resale.
- How much can it tow?
- 1,500 lb for every trim.
Colors
Black RavenCoastal Blue Metallic+$725Sandstone+$725Argent Silver Metallic+$725Vibrant White Tricoat+$1,325Radiant Red Tintcoat+$1,325Monarch Orange+$725Citron Tricoat+$1,325Deep Ocean Tintcoat
Similar SUVs
US prices in US dollars from Cadillac's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.