2026 Volkswagen ID.4: real cost in California

Cheapest trim, Pro · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$45,095the advertised price
Drive away$50,849with fees and tax
Loan payment$782/mo72-month loan at 7%, $5,000 down
True cost$1,292/moeverything, after resale
Car, fees and tax $50,849Insurance $21,462Charging $7,870Interest and lost return $21,104Maintenance and plates $6,318

$50,849 to drive away + $56,754 to run it for 6 years − $14,547 back at resale = $93,056, or $1,292 a month.

Where the money goes

Drive away$50,849
Running it, 6 yrs+$56,754
Back at resale−$14,547
Sticker pricethe advertised MSRP
+$45,095
Feesfreight $1,475 · doc fee $85 (typical)
+$1,560
Sales and use tax, 8.99%California
+$4,194
Insuranceestimate, age 35–59, California
+$21,462
Lost return on your money5% a year on the down payment and each payment
+$10,672
Loan interest7% over 72 months
+$10,432
Charging13,500 mi a year at 113 MPGe, home charging at $0.33/kWh
+$7,870
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,029
Maintenanceestimate
+$2,563
California EV fee$121 a year
+$726
Resale after 6 years32% of MSRP, you get this back
−$14,547
True cost $93,056 ÷ 72 months$1,292 a month

The car

Size and space
BodySUV180.5 in long
Seats5
Cargo30.3 cu ftbehind row 2
Ground clearance6.1–6.9 in
Engine and fuel
Engine282–335 hp electric, RWD, AWD
0–60 mph5.2–5.9 sour estimate from power and weight
Energy use102–113 MPGeEPA combined
Range291 miabout 204 mi in winter
TowingNot published
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty4 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years32% of MSRPaverage for its type

Every trim

All trims: 5 seats.
Pro$45,095$50,849$93,056✓ $1,292/mo113 MPGe— No— No
AWD Pro$48,995$55,100$99,746$1,385/mo102 MPGe— No✓ Yes
Pro S$50,195$56,408$100,693$1,399/mo113 MPGe✓ Yes— No
AWD Pro S$54,095$60,658$107,236$1,489/mo102 MPGe✓ Yes✓ Yes
AWD Pro S Plus$57,655$64,538$112,503$1,563/mo102 MPGe✓ Yes✓ Yes
Pro
✓ $1,292/mo
True cost
Sticker $45,095Drive-away $50,8496 yrs $93,056Fuel use 113 MPGeSunroof — NoAWD/4WD — No
AWD Pro
$1,385/mo
True cost
Sticker $48,995Drive-away $55,1006 yrs $99,746Fuel use 102 MPGeSunroof — NoAWD/4WD ✓ Yes
Pro S
$1,399/mo
True cost
Sticker $50,195Drive-away $56,4086 yrs $100,693Fuel use 113 MPGeSunroof ✓ YesAWD/4WD — No
AWD Pro S
$1,489/mo
True cost
Sticker $54,095Drive-away $60,6586 yrs $107,236Fuel use 102 MPGeSunroof ✓ YesAWD/4WD ✓ Yes
AWD Pro S Plus
$1,563/mo
True cost
Sticker $57,655Drive-away $64,5386 yrs $112,503Fuel use 102 MPGeSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Pro$45,095
AWD Pro$48,995
Pro S$50,195
AWD Pro S$54,095
AWD Pro S Plus$57,655
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from AWD Pro S Plus
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Pro S
Heated steering wheel
✓ from Pro S
Heated rear seats
✓ from AWD Pro S Plus
Dual-zone climate
✓ Every trim
Massaging seats
✓ from Pro S
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ from Pro S
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from AWD Pro S Plus
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓ from AWD Pro S
Tow hitch included
✓
✓ from AWD Pro S
Sunroof
✓ from Pro S
Panoramic roof
✓ from Pro S
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingRemote startPower driver's seatMemory seatWireless CarPlayHead-up display
Full standard equipment on the Pro (41 items)
  • Illuminated door handle recesses
  • Advanced Airbag Protection System w/ 6 airbags
  • Heated, foldable, power adjustable side mirrors
  • Rear-wheel drive
  • App-Connect smartphone integration (for compatible devices) via wireless & USB
  • Front Assist (Forward Collision Warning & Autonomous Emergency Braking w/ Pedestrian & Cyclist Monitoring)
  • Driving Profile Selection
  • 175-200 kW DC Fast Charging Capability (Requires compatible public charging station)
  • Anti-theft immobilizer
  • Park Assist Plus w/ Memory Parking and Park Distance Control, rear
  • 2 front USB data ports and 2 rear USB charging ports
  • Adaptive Cruise Control (ACC)
  • Single-speed automatic transmission
  • Rear bench seat: 60/40 split fold-flat
  • Climatronic dual-zone automatic climate control
  • Automatic, LED headlights & LED Daytime Running Lights (DRL)
  • Volkswagen ID.Cockpit digital instrument display
  • Auto-dimming interior rearview mirror
  • Dynamic Road Sign Display
  • Rear View Camera System
  • 10-color adjustable ambient lighting
  • Light Assist (High Beam Control for headlights)
  • Leatherette-wrapped steering wheel, multi-function
  • 210 kW max HP (282 hp)
  • Connected vehicle services from myVW+
  • 19" machined alloy wheels w/ all season tires
  • 12.9" touchscreen navigation & FM/HD Radio
  • Front safety belts, height-adjustable, with pretensioners and load limiters
  • Side Curtain Protection head airbags, front and rear
  • LED taillights
  • Cloth seating surfaces with leatherette bolsters
  • 6-way manually adjustable front seats
  • Heated front seats
  • ID. Light with Voice Control
  • Lane change system Side Assist, Rear Traffic Alert and Exit Warning System
  • Travel Assist, Lane Assist, & Emergency Assist
  • Rain-sensing, variable intermittent front wipers
  • Advanced keyless access w/ proximity unlocking
  • SiriusXM w/ 360L (3-month trial subscription; must accept SiriusXM Terms; not avail. in AK & HI)
  • Wireless charging (for compatible devices)
  • Lower Anchors & Tethers for CHildren (LATCH)

Recalls

10 NHTSA recalls for 2024 to 2026 ID.4 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

All 10 at NHTSA

Quick answers
How much is a 2026 ID.4 in California?
$50,849 to drive away for the Pro, from a $45,095 sticker.
What does it cost a month?
A $782 loan payment, about $1,277 a month with insurance, fuel and upkeep ($5,000 down); about $1,292 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Opal White+$455Deep Black PearlPure GraySilver Mist MetallicMountain Lake Blue MetallicArctic Blue Metallic+$455Opal White with Black roof+$455Arctic Blue Metallic with Black roof+$455Pure Gray with Black roofMountain Lake Blue Metallic with Black roof

Similar SUVs

US prices in US dollars from Volkswagen's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.