2027 BMW X6: real cost in California

Cheapest trim, xDrive40i · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$77,300the advertised price
Drive away$85,922with fees and tax
Loan payment$1,380/mo72-month loan at 7%, $5,000 down
True cost$1,987/moeverything, after resale
Car, fees and tax $85,922Insurance $19,698Fuel $20,557Interest and lost return $35,947Maintenance and plates $16,309

$85,922 to drive away + $92,511 to run it for 6 years − $35,337 back at resale = $143,096, or $1,987 a month.

Where the money goes

Drive away$85,922
Running it, 6 yrs+$92,511
Back at resale−$35,337
Sticker pricethe advertised MSRP
+$77,300
Feesfreight $1,450 · doc fee $85 (typical)
+$1,535
Sales and use tax, 8.99%California
+$7,087
Fuel13,500 mi a year at 26 MPG
+$20,557
Insuranceestimate, age 35–59, California
+$19,698
Loan interest7% over 72 months
+$18,412
Lost return on your money5% a year on the down payment and each payment
+$17,535
Maintenanceestimate
+$12,211
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$4,098
Resale after 6 years46% of MSRP, you get this back
−$35,337
True cost $143,096 ÷ 72 months$1,987 a month

The car

Size and space
BodySUV195.0 in long
Seats5
CargoNot published
Engine and fuel
Engine375–617 hp premium gas, AWD
0–60 mph4.0–5.4 sour estimate from power and weight
Fuel economy18–26 MPGEPA combined
TowingUp to 5,950 lb
Tires20" or 21"by trim
Safety and cover
Crash testNot rated yet
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: AWD, 5 seats.
X6 xDrive40i$77,300$85,922$143,096✓ $1,987/mo26 MPG
X6 M60i$98,000$108,483$170,999$2,375/mo22 MPG
X6 M Competition$136,100$150,008$219,146$3,044/mo18 MPG
X6 xDrive40i
✓ $1,987/mo
True cost
Sticker $77,300Drive-away $85,9226 yrs $143,096Fuel use 26 MPG
X6 M60i
$2,375/mo
True cost
Sticker $98,000Drive-away $108,4836 yrs $170,999Fuel use 22 MPG
X6 M Competition
$3,044/mo
True cost
Sticker $136,100Drive-away $150,0086 yrs $219,146Fuel use 18 MPG

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
X6 xDrive40i$77,300
X6 M60i$98,000
X6 M Competition$136,100
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ X6 xDrive40i to X6 M60i
+ $1,700
360° camera
+ $900
✓ from X6 M Competition
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $2,000
✓
+ $3,100
Heated steering wheel
+ $350
✓ from X6 M Competition
Heated rear seats
+ $500
+ $3,100
Dual-zone climate
✓ X6 xDrive40i to X6 M60i
Massaging seats
+ $1,000
+ $3,100
Convenience
Push-button start
✓ Every trim
Remote start
+ $300
✓ from X6 M60i
Power liftgate
✓ from X6 M Competition
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
+ $875
✓ from X6 M60i
Head-up display
+ $1,100
✓ from X6 M60i
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $650
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimRear cross-traffic alertLane centeringHands-free drivingWireless CarPlayLarge touchscreen (12 in+)
Full standard equipment on the X6 xDrive40i (70 items)
  • xDrive all-wheel-drive system
  • Adaptive M Suspension
  • 20" M Star-Spoke Bicolor 740M Wheels with All Season Runflat Tires
  • Power-folding, heated side mirrors
  • Shadowline exterior trim
  • Chrome exhaust tips
  • Non-metallic paint
  • Aerodynamic Kit
  • Fineline Stripe Brown High Gloss Wood trim
  • Anthracite Headliner
  • Fully finished cargo area with velour carpeting, remote trunk release, and cargo cover
  • Sensafin upholstery
  • Sensafin Dashboard
  • Floormats
  • BMW Remote Services including My BMW App, Remote Door Unlock, MyInfo, Stolen Vehicle Recovery, Remote Lights Flash / Horn Blow, and Remote C
  • Wireless Device Charging
  • Enhanced Roadside Assistance including BMW TeleServices
  • Remote Software Upgrade Capable
  • Connected Package Professional features Real-Time Traffic Information and On-Street Parking Information (select cities), BMW Connected Music
  • Apple CarPlay and Android Auto Compatibility
  • Personal eSim
  • HiFi Sound System
  • SiriusXM 1 Year Trial Subscription, Car + App
  • BMW Curved Display with configurable 12.3" Instrument Cluster and 14.9" Central Information Display
  • BMW Operating System 8.5 operated by voice, touchscreen or iDrive touchpad controller
  • Cloud-based Navigation System with Video Augmented Reality Overlay and Multiple Over-the-Air (OTA) Updates for Map Data
  • Expanded Check Control vehicle monitor system
  • Outside-temperature display
  • Rear-window defroster
  • Tire Pressure Monitor
  • Leather-wrapped M Sport Steering Wheel
  • Advanced Vehicle & Key Memory retains recently used settings for features such as Climate Temperature, Exterior Mirror and Seat; Audio and R
  • Engine Start/Stop button
  • Power Front Sport Seats including Power Side Bolsters, Manual Headrests and Thigh Support, 4-way Lumbar Support, and Memory System for Drive
  • Multi-stage heated front seats
  • 40/20/40 split-folding rear seats
  • Panoramic moonroof
  • Power Front Windows with "One-Touch" Up/Down Operation
  • Power-adjustable steering column
  • Digital Key Plus with Setup Card and Comfort Access keyless entry
  • Rain-sensing windshield wipers with adjustable speed and automatic headlight control
  • Front-seat center console with armrest, storage compartment, and USB-C port with 3 amp charging ability
  • Rear-seat center armrest
  • Dual cupholders front and rear
  • Dual front sliding sun visors with illuminated mirrors
  • Automatic tilt-down of right outside mirror for visibility of curb when backing up
  • Multi-Color, Adjustable Ambient Lighting
  • Automatic-dimming Interior Rear-view Mirror and Driver's-side Exterior Mirror
  • Privacy Glass
  • Power sockets in front center console storage compartment, rear center console and trunk
  • Universal Garage-door Opener
  • Locking glovebox
  • Automatic 4-zone Climate Control
  • Travel and Comfort System includes a Multi-function Bracket to support BMW Accessories
  • Anti-lock Braking System (ABS)
  • Driver's and passenger's front airbag supplemental restraint system (SRS) with advanced technology: dual-threshold, dual-stage deployment; a
  • Front safety belts with automatic pretensioners
  • Acoustic safety-belt warning
  • Front and rear Head Protection System (HPS) with front side-impact airbags
  • Rollover sensor that triggers airbags and safety-belt pretensioners in the event of a rollover
  • Adaptive Brakelights
  • LED Daytime Running Lights
  • Automatic High Beams
  • Impact sensor that activates Battery Safety Terminal disconnect of alternator, fuel pump and starter from battery; automatically unlocks doo
  • Driving Assistant includes Forward Collision Mitigation, Active Blind Spot Detection, Lane Keeping Assistant, and Speed Limit Assistant
  • Anti-theft alarm system
  • BMW Assist eCall includes Emergency Request (SOS button) and Enhanced Automatic Collision Notification
  • Active Protection System: Detects Imminent Accidents by Automatically Pretensioning the Safety Belts, Closing Windows and Moonroof, and Acti
  • Adaptive Full LED Headlights
  • Rear View Camera, Active Park Distance Control with Side Protection, Automatic Park Assistant and Back Up Assistant

Recalls

6 NHTSA recalls for 2025 to 2027 X6 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 X6 in California?
$85,922 to drive away for the X6 xDrive40i, from a $77,300 sticker.
What does it cost a month?
A $1,380 loan payment, about $2,165 a month with insurance, fuel and upkeep ($5,000 down); about $1,987 a month all in, after resale.
How much can it tow?
5,950 lb for every trim.

Similar SUVs

US prices in US dollars from BMW's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.