2027 BMW iX5: real cost in California
See the iX5 on BMW's US site ↗US prices read 2026-11-09
Cheapest trim, 60 xDrive · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$79,800the advertised price
Drive away$88,647with fees and tax
Loan payment$1,426/mo72-month loan at 7%, $5,000 down
True cost$2,042/moeverything, after resale
$88,647 to drive away + $84,125 to run it for 6 years − $25,743 back at resale = $147,029, or $2,042 a month.
Where the money goes
Drive away$88,647
Running it, 6 yrs+$84,125
Back at resale−$25,743
Sticker pricethe advertised MSRP
+$79,800Feesfreight $1,450 · doc fee $85 (typical)
+$1,535Sales and use tax, 8.99%California
+$7,312Insuranceestimate, age 35–59, California
+$29,106Loan interest7% over 72 months
+$19,032Lost return on your money5% a year on the down payment and each payment
+$18,068Charging13,500 mi a year at 89 MPGe, home charging at $0.33/kWh
+$10,027Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,861Maintenanceestimate
+$3,305California EV fee$121 a year
+$726Resale after 6 years32% of MSRP, you get this back
−$25,743True cost $147,029 ÷ 72 months$2,042 a month
The car
Size and space
BodySUV
Seats5
CargoNot published
Engine and fuel
Engine570 hp electric, AWD
0–60 mph3.9 sour estimate from power and weight
Energy use89 MPGeEPA combined
Range418 miabout 293 mi in winter
TowingNot published
Safety and cover
Crash testNot rated yet
Resale at 6 years32% of MSRPaverage for its type
Every trim
All trims: AWD, 570 hp, 89 MPGe, 5 seats.| iX5 60 xDrive | $79,800 | $88,647 | $147,029 | $2,042/mo |
iX5 60 xDrive
$2,042/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
iX5 60 xDrive$79,800
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $750
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $1,800
Heated steering wheel
✓ Every trim
Heated rear seats
+ $600
Dual-zone climate
✓ Every trim
Massaging seats
+ $1,800
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
+ $1,000
Head-up display
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $750
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimRear cross-traffic alertLane centeringHands-free drivingRemote startWireless CarPlayLarge touchscreen (12 in+)
Full standard equipment on the iX5 60 xDrive (60 items)
- 146 kWh high-voltage lithium-ion battery pack
- xDrive Dual-Motor All-Wheel-Drive With Arb-X Acceleration Slip Control
- Adaptive 2-axle Air Suspension
- 21" Aero Double-Spoke Style Bicolor 1113 Wheels with Staggered All Season Tires
- Selectable X Headlight Icons
- Winglet Door Handles with Soft-Close technology
- Satin Aluminum Roof Rails
- Non-metallic Paint
- Interior Design Contemporary (Veganza)
- Veganza Dashboard
- Anthracite Headliner
- Fully finished Cargo Area with Remote Trunk Release and Cargo Cover
- Apple CarPlay and Android Auto Compatibility
- Wireless Charging Tray Plus with Magnetic Holder
- BMW Digital Standard features BMW Maps Navigation with Real Time Traffic Information for Active Route, Weather, BMW ConnectedDrive App-Store
- BMW Remote Services including My BMW App, Remote Door Unlock, MyInfo, Stolen Vehicle Recovery, Remote Lights Flash / Horn Blow, and Remote C
- BMW Assist eCall includes Emergency Request (SOS button) and Enhanced Automatic Collision Notification
- Enhanced Roadside Assistance including BMW TeleServices
- Remote Software Upgrade capable
- SiriusXM in-car + app (Limited Trial)
- HiFi system Professional
- Multi-Function Sport Steering Wheel
- Expanded Check Control vehicle monitor system
- Outside-temperature Display
- BMW Operating System X optimized for Touch and Voice Control
- Cloud-based navigation system with automatic over-the-air updates for optimized map data
- Tire Pressure Monitor
- BMW 3D Head-up Display
- Rear-window Defroster
- BMW Panoramic Vision with full-width windshield projection to deliver relevant information to driver and passengers
- Heated Steering Wheel
- 40/20/40 split-folding rear seats
- Two-part Glass Sliding Panoramic Sunroof with roller sunblind
- Dual Zone Climate Control
- Power-adjustable Steering Column
- Comfort Access with Smart Access 2.0 Ultra Wideband (UWB) Technology for Keyfob and Smartphones plus Digital Key Sharing
- BMW Digital Key Plus with Setup Card
- Automatic-dimming Interior Rear-view Mirror and Driver's-side Exterior Mirror
- Privacy Glass
- Universal Garage-door Opener
- Multi-Color, Adjustable Ambient Lighting
- Multi-Stage Heated Front Seats
- Power Tailgate
- Travel and Comfort System includes a Multi-function Bracket to support BMW Accessories
- Power Front Sport Seats including Power Side Bolsters, Manual Headrests and Thigh Support, and Memory System for Driver's Seat and Exterior
- Iconic Sounds Electric
- Soft-close Doors
- Automatic High Beams
- Acoustic Safety-Belt Warning
- Active Protection System detects imminent accidents, then prepares by automatically pretensioning safety belts, closing windows and moonroof
- LED Daytime Running Lights
- Driving Assistant includes Forward Collision Mitigation, Active Blind Spot Detection, Lane Keeping Assistant, and Speed Limit Assistant
- Anti-theft Alarm System
- Automatic Park Assistant with Back Up Assistant and Rear View Camera
- Active Park Distance Control with Side Protection
- Acoustic Pedestrian Protection
- Full LED Headlights
- Seal & Drive Tire Kit
- Active Lane Keeping Assistant with Side Collision Avoidance
- Driving Assistant Plus with Distance Control (ACC)
Recalls
7 NHTSA recalls for 2025 to 2027 iX5 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Service brakes2025 · 428 vehicles
The integrated brake (IB) system may malfunction and result in a loss of power brake assist or cause the Antilock Brake (ABS) and Dynamic Stability Control (DSC) systems to not function properly.Recall 26V422000 at NHTSA ↗Air bags2026 · 25 vehicles
The instrument panel may have been manufactured incorrectly and prevent the passenger-side air bag from deploying properly.Recall 25V837000 at NHTSA ↗Visibility2026 · 1,406 vehicles
The windshield may not be sealed properly, which can allow water to enter the power distribution box or electronic control unit.Recall 25V556000 at NHTSA ↗Electronic stability control (esc)2025 · 309 vehicles
Please refer to the recall report for the complete list of models. The welds in the servomotor of the integrated brake control module may break, causing a loss of power brake assist and rear brake function.Recall 24V697000 at NHTSA ↗Seat belts2025 · 3,256 vehicles
The seat belt system may inaccurately detect that passengers are belted, preventing the seat belt warning light from illuminating and possibly causing the supplemental restraint system to not deploy as intended...Recall 24V345000 at NHTSA ↗Equipment2025 · 703 vehicles
The tire information placard may indicate an incorrect tire size and tire pressure.Recall 24V327000 at NHTSA ↗Quick answers
- How much is a 2027 iX5 in California?
- $88,647 to drive away for the iX5 60 xDrive, from a $79,800 sticker.
- What does it cost a month?
- A $1,426 loan payment, about $2,079 a month with insurance, fuel and upkeep ($5,000 down); about $2,042 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Similar SUVs
US prices in US dollars from BMW's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.