2027 BMW i5: real cost in California

Cheapest trim, eDrive40 · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$67,100the advertised price
Drive away$74,805with fees and tax
Loan payment$1,190/mo72-month loan at 7%, $5,000 down
True cost$1,754/moeverything, after resale
Car, fees and tax $74,805Insurance $19,625Charging $8,180Interest and lost return $31,242Maintenance and plates $14,060

$74,805 to drive away + $73,107 to run it for 6 years − $21,646 back at resale = $126,266, or $1,754 a month.

Where the money goes

Drive away$74,805
Running it, 6 yrs+$73,107
Back at resale−$21,646
Sticker pricethe advertised MSRP
+$67,100
Feesfreight $1,450 · doc fee $85 (typical)
+$1,535
Sales and use tax, 8.99%California
+$6,170
Insuranceestimate, age 35–59, California
+$19,625
Loan interest7% over 72 months
+$15,883
Lost return on your money5% a year on the down payment and each payment
+$15,359
Maintenanceestimate
+$9,778
Charging13,500 mi a year at 109 MPGe, home charging at $0.33/kWh
+$8,180
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,557
California EV fee$121 a year
+$726
Resale after 6 years32% of MSRP, you get this back
−$21,646
True cost $126,266 ÷ 72 months$1,754 a month

The car

Size and space
BodySedan199.2 in long
Seats5
CargoNot published
Engine and fuel
Engine335–593 hp electric, RWD, AWD
0–60 mph3.7–5.7 sBMW's figure
Energy use99–109 MPGeEPA combined
Range280 miabout 196 mi in winter
TowingNot published
Tires19" or 21"by trim
Safety and cover
Crash testNot rated yet
Resale at 6 years32% of MSRPaverage for its type

Every trim

All trims: 5 seats.
i5 eDrive40$67,100$74,805$126,266✓ $1,754/mo109 MPGe— No
i5 xDrive40$70,100$78,075$130,818$1,817/mo99 MPGe✓ Yes
i5 M60$84,100$93,334$148,941$2,069/mo99 MPGe✓ Yes
i5 eDrive40
✓ $1,754/mo
True cost
Sticker $67,100Drive-away $74,8056 yrs $126,266Fuel use 109 MPGeAWD/4WD — No
i5 xDrive40
$1,817/mo
True cost
Sticker $70,100Drive-away $78,0756 yrs $130,818Fuel use 99 MPGeAWD/4WD ✓ Yes
i5 M60
$2,069/mo
True cost
Sticker $84,100Drive-away $93,3346 yrs $148,941Fuel use 99 MPGeAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
i5 eDrive40$67,100
i5 xDrive40$70,100
i5 M60$84,100
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $2,250 on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
+ $500
✓ from i5 M60
Cooled seats
+ $500 on every trim
Heated steering wheel
+ $200 on every trim
Heated rear seats
+ $500 on every trim
Dual-zone climate
✓ i5 eDrive40 to i5 xDrive40
+ $650
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
+ $2,250 on every trim
Capability and looks
AWD or 4WD
✓ from i5 xDrive40
Sunroof
+ $600 on every trim
Panoramic roof
+ $600 on every trim
Not listed on any trimRear cross-traffic alertLane centeringHands-free drivingMassaging seatsRemote startWireless CarPlayLarge touchscreen (12 in+)Tow hitch includedLED headlights
Full standard equipment on the i5 eDrive40 (62 items)
  • 84.5 kWh high-voltage lithium-ion battery pack with advanced active thermal management system
  • 19" Aero Bicolor Grey 934 Wheels with Staggered Summer Tires
  • Non-metallic paint
  • Satin Aluminum exterior trim
  • Power-folding, heated side mirrors
  • Anthracite Headliner
  • Perforated Veganza upholstery
  • Fine Wood Dark Oak High Gloss Trim with Dark Silver Accent
  • Floormats
  • Enhanced USB and Bluetooth wireless technology
  • BMW Remote Services including My BMW App, Remote Door Unlock, MyInfo, Stolen Vehicle Recovery, Remote Lights Flash / Horn Blow, and Remote C
  • Wireless Device Charging
  • Enhanced Roadside Assistance including BMW TeleServices
  • Apple CarPlay and Android Auto Compatibility
  • Remote Software Upgrade capable
  • Connected Package Professional features Real-Time Traffic Information and On-Street Parking Information (select cities), BMW Connected Music
  • Personal eSim
  • Harman Kardon Premium Sound System
  • SiriusXM 1 Year Trial Subscription, Car + App
  • BMW Curved Display with configurable 12.3" instrument cluster and 14.9" central information display
  • BMW Operating System 8.5 operated by voice, touchscreen or iDrive touchpad controller
  • Cloud-based navigation system and multiple Over-the-Air (OTA) updates for map data
  • Multi-function steering wheel
  • Tire Pressure Monitor
  • Rear-window defroster
  • BMW eDrive Services including range and charging status display, charging station search, charging timer and cabin preconditioning
  • Dual-Zone Auto Climate Control
  • Universal garage-door opener
  • Dual front sun visors with illuminated mirrors
  • Front-seat center console with armrest and storage compartment
  • Fully finished trunk with remote trunk release
  • 40/20/40 split fold-down through-load rear seats
  • Front map lights and rear reading lights
  • Automatic-dimming interior rear-view mirror and driver's-side exterior mirror
  • Rain-sensing windshield wipers with automatic headlight control
  • Comfort Access keyless entry
  • Power Front Sport Seats including Power Side Bolsters, Manual Headrests and Thigh Support, 4-way Lumbar Support, and Memory System for Drive
  • Interaction Bar with Ambient Lighting
  • Iconic Sounds Electric
  • Power tailgate
  • Travel and Comfort System includes a multi-function bracket to support BMW accessories such as tablet holders, coat hangers, and folding tab
  • Interior courtesy lights with automatic-dimming function
  • Power front and rear windows with one-touch up/down operation
  • Dual front cupholders
  • Fold-up rear-seat center armrest
  • Open storage compartments in all doors
  • Front and rear USB ports
  • Power outlets in front center console storage compartment and rear center console
  • Driving Assistant includes Frontal Collision Mitigation, Active Blind Spot Detection, Lane Keeping Assistant, and Speed Limit Assistant
  • Anti-theft alarm system
  • BMW Assist eCall includes Emergency Request (SOS button) and Enhanced Automatic Collision Notification
  • Full LED Lights with Cornering Lights
  • LED Daytime Running Lights
  • Rear View Camera, Active Park Distance Control with Side Protection, Automatic Park Assistant and Backup Assistant
  • Acoustic pedestrian protection
  • Acoustic safety-belt warning
  • Front and rear Head Protection System (HPS)
  • Driver's and passenger's front airbag supplemental restraint system (SRS) with advanced technology: dual-threshold, dual-stage deployment
  • Seat-mounted front side-impact airbags
  • Front safety belts with automatic pretensioners
  • Impact sensor that activates Battery Safety Terminal disconnect of alternator, fuel pump and starter from battery; automatically unlocks doo
  • Seal&Drive Tire Kit

Recalls

3 NHTSA recalls for 2025 to 2027 i5 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 i5 in California?
$74,805 to drive away for the i5 eDrive40, from a $67,100 sticker.
What does it cost a month?
A $1,190 loan payment, about $1,772 a month with insurance, fuel and upkeep ($5,000 down); about $1,754 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Similar cars

US prices in US dollars from BMW's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.