Lincoln Aviator vs Volvo XC90: cost to own

Verdict, over 6 years

The Volvo XC90 costs about $3,351 less

That's $47 a month. Closest matching trims: same fuel and drive where possible.

Aviator Premiere$1,977/moTrue cost

XC90 Core B6 AWD Mild hybrid (Gas)✓ $1,930/moTrue cost

2027 Lincoln Aviator

Closest matching trim: Aviator Premiere

Sticker (MSRP)$78,200

+$14,001→↓Freight, fees, HST

Drive away$92,201

+ running costs→↓− $34,355 resale

True cost$1,977/moA month to own, after resale

2027 Volvo XC90

Closest matching trim: XC90 Core B6 AWD Mild hybrid (Gas)

Sticker (MSRP)$77,750

+$14,536→↓Freight, fees, HST

Drive away$92,286

+ running costs→↓− $36,142 resale

True cost$1,930/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$78,200	✓ $77,750	XC90 by $450
Freight and fees, before tax	✓ $3,394	$3,919	Aviator by $525
Sales tax (HST)	✓ $10,607	$10,617	Aviator by $10
Drive-away price	✓ $92,201	$92,286	Aviator by $85
Running costs, 6 years
Fuel or charging	$19,921	✓ $17,410	XC90 by $2,511
Insurance (estimate)	$17,883	✓ $15,903	XC90 by $1,980
Maintenance (estimate)	✓ $9,707	$12,515	Aviator by $2,808
Loan rate	6.5%	6.5%	—
Loan interest	✓ $18,340	$18,358	Aviator by $18
Lost return on your money	✓ $18,524	$18,540	Aviator by $16
Resale after 6 yrs	−$34,355	✓ −$36,142	XC90 by $1,787
Total
True cost	$142,312	✓ $138,960	XC90 by $3,352
True cost a month	$1,977/mo	✓ $1,930/mo	XC90 by $47
You pay each month	$2,127/mo	✓ $2,105/mo	XC90 by $22
Practical
Fuel type	Gas	Hybrid	—
Seats	7	7	—
Carry-ons, 2 people	Not published	8+	—
Towing, lb	—	4,950	—
Cargo behind row 2, litres	Not published	980	—
Length	—	4.95 m	—
Resale % after 6 yrs	44%	✓ 46%	—
US crash test	5★	5★ (closest version)	—

Price

Sticker (MSRP)

Aviator Premiere $78,200XC90 Core B6 AWD Mild hybrid (Gas) ✓ $77,750Cheaper by XC90 by $450

Freight and fees, before tax

Aviator Premiere ✓ $3,394XC90 Core B6 AWD Mild hybrid (Gas) $3,919Cheaper by Aviator by $525

Sales tax (HST)

Aviator Premiere ✓ $10,607XC90 Core B6 AWD Mild hybrid (Gas) $10,617Cheaper by Aviator by $10

Drive-away price

Aviator Premiere ✓ $92,201XC90 Core B6 AWD Mild hybrid (Gas) $92,286Cheaper by Aviator by $85

Running costs, 6 years

Fuel or charging

Aviator Premiere $19,921XC90 Core B6 AWD Mild hybrid (Gas) ✓ $17,410Cheaper by XC90 by $2,511

Insurance (estimate)

Aviator Premiere $17,883XC90 Core B6 AWD Mild hybrid (Gas) ✓ $15,903Cheaper by XC90 by $1,980

Maintenance (estimate)

Aviator Premiere ✓ $9,707XC90 Core B6 AWD Mild hybrid (Gas) $12,515Cheaper by Aviator by $2,808

Loan rate

Aviator Premiere 6.5%XC90 Core B6 AWD Mild hybrid (Gas) 6.5%Cheaper by —

Loan interest

Aviator Premiere ✓ $18,340XC90 Core B6 AWD Mild hybrid (Gas) $18,358Cheaper by Aviator by $18

Lost return on your money

Aviator Premiere ✓ $18,524XC90 Core B6 AWD Mild hybrid (Gas) $18,540Cheaper by Aviator by $16

Resale after 6 yrs

Aviator Premiere −$34,355XC90 Core B6 AWD Mild hybrid (Gas) ✓ −$36,142Cheaper by XC90 by $1,787

Total

True cost

Aviator Premiere $142,312XC90 Core B6 AWD Mild hybrid (Gas) ✓ $138,960Cheaper by XC90 by $3,352

True cost a month

Aviator Premiere $1,977/moXC90 Core B6 AWD Mild hybrid (Gas) ✓ $1,930/moCheaper by XC90 by $47

You pay each month

Aviator Premiere $2,127/moXC90 Core B6 AWD Mild hybrid (Gas) ✓ $2,105/moCheaper by XC90 by $22

Practical

Fuel type

Aviator Premiere GasXC90 Core B6 AWD Mild hybrid (Gas) HybridCheaper by —

Seats

Aviator Premiere 7XC90 Core B6 AWD Mild hybrid (Gas) 7Cheaper by —

Carry-ons, 2 people

Aviator Premiere Not publishedXC90 Core B6 AWD Mild hybrid (Gas) 8+Cheaper by —

Towing, lb

Aviator Premiere —XC90 Core B6 AWD Mild hybrid (Gas) 4,950Cheaper by —

Cargo behind row 2, litres

Aviator Premiere Not publishedXC90 Core B6 AWD Mild hybrid (Gas) 980Cheaper by —

Length

Aviator Premiere —XC90 Core B6 AWD Mild hybrid (Gas) 4.95 mCheaper by —

Resale % after 6 yrs

Aviator Premiere 44%XC90 Core B6 AWD Mild hybrid (Gas) ✓ 46%Cheaper by —

US crash test

Aviator Premiere 5★XC90 Core B6 AWD Mild hybrid (Gas) 5★ (closest version)Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (gas vs hybrid), which drives part of the gap. Their stickers differ by $450.