2027 Volvo XC90: real cost in Ontario
See the XC90 on Volvo's site ↗Prices read 2026-11-06
Cheapest trim, Core B6 AWD Mild hybrid (Gas) · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$77,750the advertised price
Drive away$92,286with fees and HST
Loan payment$1,467/mo72-month loan at 6.5%, $5,000 down
True cost$1,930/moeverything, after resale
$92,286 to drive away + $82,816 to run it for 6 years − $36,142 back at resale = $138,960, or $1,930 a month.
Where the money goes
Drive away$92,286
Running it, 6 yrs+$82,816
Back at resale−$36,142
Sticker pricethe advertised MSRP
+$77,750Feesfreight $3,100 · dealer $699 · levies $120
+$3,919HST, 13%Ontario
+$10,617Lost return on your money5% a year on the down payment and each payment
+$18,540Loan interest6.5% over 72 months
+$18,358Fuel18,000 km a year at 10.4 L/100 km
+$17,410Insuranceestimate, age 35–59, Toronto
+$15,903Maintenanceestimate
+$12,515Registration and plates6 years in Ontario
+$91Resale after 6 years46% of MSRP, you get this back
−$36,142True cost $138,960 ÷ 72 months$1,930 a month
The car
Size and space
BodySport Utility4.95 m long
Seats6, 7
Cargo980 Lbehind row 2
Engine and fuel
Engine295–401 hp hybrid or plug-in hybrid
0–100 km/h4.7–5.9 sour estimate from power and weight
Fuel use8.9–10.4 L/100 km · 34.4 kWh/100 kmNatural Resources Canada
TowingUp to 4,950 lb
Tires18" or 20"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · some trims or an option
Insurance claimsBelow averagecollision 75 · theft 108 · injury 64 (100 = avg)
Resale at 6 years46% of MSRPaverage for its type
Every trim
| Core B6 AWD Mild hybrid (Gas) | $77,750 | $92,286 | $138,960 | ✓ $1,930/mo | 7 | 10.4 L/100 km |
| Plus B6 AWD Mild hybrid (Gas) | $81,550 | $96,580 | $143,794 | $1,997/mo | 7 | 10.4 L/100 km |
| Ultra B6 AWD Mild hybrid (Gas) | $84,700 | $100,139 | $147,683 | $2,051/mo | 7 | 10.4 L/100 km |
| Black Edition B6 AWD Mild hybrid (Gas) | $85,900 | $101,495 | $149,197 | $2,072/mo | 7 | 10.4 L/100 km |
| Ultra T8 AWD Plug-in hybrid | $95,900 | $112,795 | $152,228 | $2,114/mo | 6 | 8.9 L/100 km |
| Black Edition T8 AWD Plug-in hybrid | $97,100 | $114,151 | $153,762 | $2,136/mo | 6 | 8.9 L/100 km |
Core B6 AWD Mild hybrid (Gas)
✓ $1,930/mo
True cost
Plus B6 AWD Mild hybrid (Gas)
$1,997/mo
True cost
Ultra B6 AWD Mild hybrid (Gas)
$2,051/mo
True cost
Black Edition B6 AWD Mild hybrid (Gas)
$2,072/mo
True cost
Ultra T8 AWD Plug-in hybrid
$2,114/mo
True cost
Black Edition T8 AWD Plug-in hybrid
$2,136/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
Core B6 AWD Mild hybrid (Gas)$77,750
Plus B6 AWD Mild hybrid (Gas)$81,550
Ultra B6 AWD Mild hybrid (Gas)$84,700
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Plus B6 AWD Mild hybrid (Gas)
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Built-in navigation
✓ Every trim
Premium sound system
✓ from Plus B6 AWD Mild hybrid (Gas)
Head-up display
✓ from Ultra B6 AWD Mild hybrid (Gas)
Capability and looks
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
Volvo lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the Core B6 AWD Mild hybrid (Gas) (12 items)
- Panoramic roof
- Pilot Assist
- Google built-in
- Wireless phone charging
- Interior illumination, high level
- BLIS (Blind Spot Information System)
- Keyless entry with hands-free power tailgate
- Air purifier and remote cabin pre-cleaning
- Park assist, rear and front
- Adaptive cruise control
- Four-zone climate system
- Crystal gear shift by Orrefors
Quick answers
- How much is a 2027 XC90 in Ontario?
- $92,286 to drive away for the Core B6 AWD Mild hybrid (Gas), from a $77,750 sticker.
- What does it cost a month?
- A $1,467 loan payment, about $2,105 a month with insurance, fuel and upkeep ($5,000 down); about $1,930 a month all in, after resale.
- How much can it tow?
- 4,950 lb for every trim.
Colours
Onyx BlackCrystal WhiteDenim BlueVapour GreyAurora SilverBright Dusk
Similar SUVs
Prices from Volvo's Volvo Cars Canada configurator (Ontario, N9V 1A1; prices include fees, MSRP = total - fee lines); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.