Hyundai Santa Fe vs Mazda CX-90: cost to own

Verdict, over 6 years

The Hyundai Santa Fe costs about $10,012 less

That's $139 a month. Closest matching trims: same fuel and drive where possible.
Santa Fe Preferred Hybrid AWD✓ $1,252/moTrue cost
CX-90 GS$1,391/moTrue cost
2026 Hyundai Santa Fe
2026 Hyundai Santa Fe
Closest matching trim: Santa Fe Preferred Hybrid AWD
Sticker (MSRP)$43,799
+$9,362→↓Freight, fees, HST
Drive away$53,161
+ running costs→↓− $20,360 resale
True cost$1,252/moA month to own, after resale
2026 Mazda CX-90
2026 Mazda CX-90
Closest matching trim: CX-90 GS
Sticker (MSRP)$47,100
+$9,669→↓Freight, fees, HST
Drive away$56,769
+ running costs→↓− $20,692 resale
True cost$1,391/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $43,799$47,100Santa Fe by $3,301
Freight and fees, before tax$3,246✓ $3,138CX-90 by $108
Sales tax (HST)✓ $6,116$6,531Santa Fe by $415
Drive-away price✓ $53,161$56,769Santa Fe by $3,608
Running costs, 6 years
Fuel or charging✓ $11,551$15,736Santa Fe by $4,185
Insurance (estimate)✓ $15,837$16,167Santa Fe by $330
Maintenance (estimate)✓ $8,756$9,521Santa Fe by $765
Loan rate6.5%6.5%—
Loan interest✓ $10,129$10,888Santa Fe by $759
Lost return on your money✓ $10,992$11,688Santa Fe by $696
Resale after 6 yrs−$20,360✓ −$20,692CX-90 by $332
Total
True cost✓ $90,156$100,168Santa Fe by $10,012
True cost a month✓ $1,252/mo$1,391/moSanta Fe by $139
You pay each month✓ $1,313/mo$1,447/moSanta Fe by $134
Practical
Fuel typeHybridGas—
Seats78—
Carry-ons, 2 people8+8+—
Towing, lb2,000✓ 3,500—
Cargo behind row 2, litres✓ 1,1481,133—
Length4.83 m5.10 m—
Ground clearance18 cm✓ 20 cm—
Resale % after 6 yrs✓ 46%44%—
US crash test5★5★—
European crash test✓ 4★ (2024); 5★ with pack——
Price
Sticker (MSRP)
Santa Fe Preferred Hybrid AWD ✓ $43,799CX-90 GS $47,100Cheaper by Santa Fe by $3,301
Freight and fees, before tax
Santa Fe Preferred Hybrid AWD $3,246CX-90 GS ✓ $3,138Cheaper by CX-90 by $108
Sales tax (HST)
Santa Fe Preferred Hybrid AWD ✓ $6,116CX-90 GS $6,531Cheaper by Santa Fe by $415
Drive-away price
Santa Fe Preferred Hybrid AWD ✓ $53,161CX-90 GS $56,769Cheaper by Santa Fe by $3,608
Running costs, 6 years
Fuel or charging
Santa Fe Preferred Hybrid AWD ✓ $11,551CX-90 GS $15,736Cheaper by Santa Fe by $4,185
Insurance (estimate)
Santa Fe Preferred Hybrid AWD ✓ $15,837CX-90 GS $16,167Cheaper by Santa Fe by $330
Maintenance (estimate)
Santa Fe Preferred Hybrid AWD ✓ $8,756CX-90 GS $9,521Cheaper by Santa Fe by $765
Loan rate
Santa Fe Preferred Hybrid AWD 6.5%CX-90 GS 6.5%Cheaper by —
Loan interest
Santa Fe Preferred Hybrid AWD ✓ $10,129CX-90 GS $10,888Cheaper by Santa Fe by $759
Lost return on your money
Santa Fe Preferred Hybrid AWD ✓ $10,992CX-90 GS $11,688Cheaper by Santa Fe by $696
Resale after 6 yrs
Santa Fe Preferred Hybrid AWD −$20,360CX-90 GS ✓ −$20,692Cheaper by CX-90 by $332
Total
True cost
Santa Fe Preferred Hybrid AWD ✓ $90,156CX-90 GS $100,168Cheaper by Santa Fe by $10,012
True cost a month
Santa Fe Preferred Hybrid AWD ✓ $1,252/moCX-90 GS $1,391/moCheaper by Santa Fe by $139
You pay each month
Santa Fe Preferred Hybrid AWD ✓ $1,313/moCX-90 GS $1,447/moCheaper by Santa Fe by $134
Practical
Fuel type
Santa Fe Preferred Hybrid AWD HybridCX-90 GS GasCheaper by —
Seats
Santa Fe Preferred Hybrid AWD 7CX-90 GS 8Cheaper by —
Carry-ons, 2 people
Santa Fe Preferred Hybrid AWD 8+CX-90 GS 8+Cheaper by —
Towing, lb
Santa Fe Preferred Hybrid AWD 2,000CX-90 GS ✓ 3,500Cheaper by —
Cargo behind row 2, litres
Santa Fe Preferred Hybrid AWD ✓ 1,148CX-90 GS 1,133Cheaper by —
Length
Santa Fe Preferred Hybrid AWD 4.83 mCX-90 GS 5.10 mCheaper by —
Ground clearance
Santa Fe Preferred Hybrid AWD 18 cmCX-90 GS ✓ 20 cmCheaper by —
Resale % after 6 yrs
Santa Fe Preferred Hybrid AWD ✓ 46%CX-90 GS 44%Cheaper by —
US crash test
Santa Fe Preferred Hybrid AWD 5★CX-90 GS 5★Cheaper by —
European crash test
Santa Fe Preferred Hybrid AWD ✓ 4★ (2024); 5★ with packCX-90 GS —Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (hybrid vs gas), which drives part of the gap. Their stickers differ by $3,301.