2026 Hyundai Santa Fe: real cost in Ontario

Cheapest trim, Preferred Hybrid AWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$43,799the advertised price
Drive away$53,161with fees and HST
Loan payment$810/mo72-month loan at 6.5%, $5,000 down
True cost$1,252/moeverything, after resale
Car, fees and HST $53,161Insurance $15,837Fuel $11,551Interest and lost return $21,121Maintenance and plates $8,847

$53,161 to drive away + $57,355 to run it for 6 years − $20,360 back at resale = $90,156, or $1,252 a month.

Where the money goes

Drive away$53,161
Running it, 6 yrs+$57,355
Back at resale−$20,360
Sticker pricethe advertised MSRP
+$43,799
Feesfreight $2,300 · dealer $799 · levies $147
+$3,246
HST, 13%Ontario
+$6,116
Insuranceestimate, age 35–59, Toronto
+$15,837
Fuel18,000 km a year at 6.9 L/100 km
+$11,551
Lost return on your money5% a year on the down payment and each payment
+$10,992
Loan interest6.5% over 72 months
+$10,129
Maintenanceestimate
+$8,756
Registration and plates6 years in Ontario
+$91
Resale after 6 years46% of MSRP, you get this back
−$20,360
True cost $90,156 ÷ 72 months$1,252 a month

The car

Size and space
Seats6, 7
Cargo1,148 Lbehind row 2
Ground clearance18 cm
Engine and fuel
Engine231 hp hybrid, AWD
0–100 km/h8.2 sour estimate from power and weight
Fuel use6.9 L/100 kmNatural Resources Canada
TowingUp to 2,000 lb
Tires18" or 20"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
European crash test4 of 5 stars ↗Euro NCAP 2024, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbove averagecollision 170 · theft 155 · injury 114 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Brand offersFinance from 4.99% for 84 mo · lease from 6.99% for 60 moHyundai's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: AWD, 231 hp, 6.9 L/100 km.
Preferred Hybrid AWD$43,799$53,161$90,156✓ $1,252/mo7
Preferred Hybrid AWD$45,599$55,195$92,448$1,284/mo7
Preferred Hybrid AWD with Trend Package Trend Package$47,799$57,681$96,538$1,341/mo7
Preferred Hybrid AWD with Trend Package Trend Package$49,599$59,715$97,696$1,357/mo7
Luxury Hybrid AWD$53,549$64,178$102,522$1,424/mo7
Luxury Hybrid AWD$54,249$64,969$103,443$1,437/mo7
Ultimate Calligraphy Hybrid AWD$56,899$67,964$103,709$1,440/mo6
Ultimate Calligraphy Hybrid AWD$57,349$68,472$104,258$1,448/mo6
Preferred Hybrid AWD
✓ $1,252/mo
True cost
Sticker $43,799Drive-away $53,1616 yrs $90,156Seats 7
Preferred Hybrid AWD
$1,284/mo
True cost
Sticker $45,599Drive-away $55,1956 yrs $92,448Seats 7
Preferred Hybrid AWD with Trend PackageTrend Package
$1,341/mo
True cost
Sticker $47,799Drive-away $57,6816 yrs $96,538Seats 7
Preferred Hybrid AWD with Trend PackageTrend Package
$1,357/mo
True cost
Sticker $49,599Drive-away $59,7156 yrs $97,696Seats 7
Luxury Hybrid AWD
$1,424/mo
True cost
Sticker $53,549Drive-away $64,1786 yrs $102,522Seats 7
Luxury Hybrid AWD
$1,437/mo
True cost
Sticker $54,249Drive-away $64,9696 yrs $103,443Seats 7
Ultimate Calligraphy Hybrid AWD
$1,440/mo
True cost
Sticker $56,899Drive-away $67,9646 yrs $103,709Seats 6
Ultimate Calligraphy Hybrid AWD
$1,448/mo
True cost
Sticker $57,349Drive-away $68,4726 yrs $104,258Seats 6

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Preferred Hybrid AWD$43,799
Preferred Hybrid AWD with Trend Package$47,799
Luxury Hybrid AWD$53,549
Ultimate Calligraphy Hybrid AWD$56,899
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Luxury Hybrid AWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Luxury Hybrid AWD
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from Luxury Hybrid AWD
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
+ $4,000
✓ from Preferred Hybrid AWD with Trend Package
Power driver's seat
+ $4,000
✓ from Preferred Hybrid AWD with Trend Package
Memory seat
✓ from Luxury Hybrid AWD
Tech and audio
Built-in navigation
✓ from Luxury Hybrid AWD
Premium sound system
✓ from Ultimate Calligraphy Hybrid AWD
Head-up display
✓ from Ultimate Calligraphy Hybrid AWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
+ $4,000
✓ from Preferred Hybrid AWD with Trend Package
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsApple CarPlay and Android AutoWireless CarPlayTow hitch includedPanoramic roof
Full standard equipment on the Preferred Hybrid AWD (57 items)
  • Smartstream 1.6L Turbo GDI DOHC 16-valve Inline 4-cyl (1,598 cc); Hybrid
  • 6-speed automatic transmission with SHIFTRONIC manual mode
  • 4-wheel disc brakes
  • Electric Parking Brake with Vehicle AutoHold
  • HTRAC All-Wheel Drive (AWD)
  • Multi-terrain Control Modes
  • Intelligent Speed Limit Assist (ISLA)
  • Airbags (9) - Advanced front (2), Driver and front passenger side-impact (thorax) (2), side air curtains (front and rear) with rollover sensors (2); 2nd row side airbag (2); driver's knee airbag (1); Occupant classification system (OCS) seat weight sensor and seat track sensor
  • Tire Mobility Kit (TMK)
  • Vehicle stability management (VSM)
  • Tire Pressure Monitoring System (TPMS)
  • Anti-lock Braking System (ABS) with Electronic Brake-force Distribution (EBD) and Brake Assist (BA)
  • Downhill Brake Control and Hill-start Assist Control
  • Forward Collision-Avoidance Assist (FCA) with Pedestrian, Cyclist and Junction-Turning Detection
  • Adaptive Cruise Control (ACC) with stop-and-go capability
  • Blind-Spot Collision Warning
  • Lane Following Assist 2 (LFA 2)
  • Lane Keeping Assist (LKA)
  • Driver Attention Warning (DAW)
  • High Beam Assist (HBA)
  • Rear Cross-Traffic Collision-Avoidance Assist (RCCA)
  • Rear Occupant Alert (ROA)
  • Safe Exit Assist (SEA)
  • Parking Distance Warning - Forward / Reverse (PDW-F/R)
  • 7 passenger capacity
  • 3rd row fold-flat seats
  • 60/40 split fold-flat rear seats with adjustable head restraint
  • 2-way power driver's lumbar support
  • Heated front seats
  • 4.2" Colour TFT cluster display
  • 12.3" touchscreen display audio
  • Bluetooth hands-free phone system
  • Dual front/rear 2.1-amp USB outlets (1x Power/Data & 3x Power)
  • BlueLink telematics
  • Steering wheel-mounted audio, cruise and phone controls
  • Leather-wrapped steering wheel
  • Heated steering wheel
  • Dual zone auto temp control w/ CleanAir Ionizer, Predictive Logic & auto window defog system
  • 2nd row pillar-mounted & 3rd row panel-mounted A/C vents
  • Central dome lights and cargo light
  • Under tray storage
  • Hands-free “Smart Trunk” with automatic opening
  • Proximity key entry with push button start
  • Power windows, Driver's auto-up with pinch protection
  • 18” alloy wheels
  • LED daytime running lights
  • Automatic headlights
  • LED Roof-mounted Center High-Mount Stop Lamp (CHMSL)
  • LED taillights
  • LED headlights (bi-function)
  • Power adjustable side mirrors
  • Exterior mirrors with turn signal indicators
  • Roof rack side rails
  • Solar glass (windshield, front)
  • Rear window privacy glass
  • Acoustically-laminated windshield
  • Rear windshield wiper

Recalls in Canada

4 Transport Canada recalls for 2025 to 2027 Santa Fe models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Santa Fe in Ontario?
$53,161 to drive away for the Preferred Hybrid AWD, from a $43,799 sticker.
What does it cost a month?
A $810 loan payment, about $1,313 a month with insurance, fuel and upkeep ($5,000 down); about $1,252 a month all in, after resale.
How much can it tow?
2,000 lb for every trim.

Colours

Ocado Green+$350Creamy WhitePebble Blue+$350Ecotronic Grey+$350Abyss Black+$350Earthy Brass (Matte)+$1,600

Similar SUVs

Prices from Hyundai's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.